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Melbernai
I am a lucky Momma!
Member since 7/05 15652 total posts
Name:
Melissa
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Question about Health Insurance co-pays...
My husband's company just switched their insurance over to GHI but it's not the same one that teachers get in the city -- I think it's a PPO instead of an HMO.
The ER co-pay says on his card that it's $1000!!
And he went to the ER twice in 24 hours!  So that means we are going to be getting a $2,000 bill for the ER when it used to be $35 for his co-pay.
Has anyone ever heard of a co-pay being so expensive before???
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Posted 9/20/06 10:59 AM  |
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IGLover
Y'all come back now, ya hear!!
Member since 9/05 2361 total posts
Name:
Kristen
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Re: Question about Health Insurance co-pays...
Posted by Melbernai
My husband's company just switched their insurance over to GHI but it's not the same one that teachers get in the city -- I think it's a PPO instead of an HMO.
The ER co-pay says on his card that it's $1000!!
And he went to the ER twice in 24 hours! So that means we are going to be getting a $2,000 bill for the ER when it used to be $35 for his co-pay.
Has anyone ever heard of a co-pay being so expensive before???
Are you sure thats not the deductable?
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| Posted 9/20/06 11:00 AM |
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Melbernai
I am a lucky Momma!
Member since 7/05 15652 total posts
Name:
Melissa
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Re: Question about Health Insurance co-pays...
I don't know --- it is what he is telling me it says on his card --- that when they switched everyone at his job was all upset about it. So I'm thinking if all of the employees were freaking about it then it has to be right....but then again I haven't looked at the paperwork myself -- I don't know where exactly he has it.
What really upsets me is that I've been trying to get him added to my insurance for months but NYC takes FOREVER to process paperwork...
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| Posted 9/20/06 11:02 AM |
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nixy
LIF Adult
Member since 9/06 1575 total posts
Name:
K
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Re: Question about Health Insurance co-pays...
did he get admitted? They usually wave the ER copay if he gets admitted.
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| Posted 9/20/06 11:04 AM |
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Melbernai
I am a lucky Momma!
Member since 7/05 15652 total posts
Name:
Melissa
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Re: Question about Health Insurance co-pays...
yes -- he was admitted -- and since they sent him home yesterday without really doing anything and then had to go back and get admitted -- I'm hoping we can at least fight the 2nd co-pay.
The nurse just called me and they had to put him on a respirator. I'm freaking out. 
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| Posted 9/20/06 11:31 AM |
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nixy
LIF Adult
Member since 9/06 1575 total posts
Name:
K
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Re: Question about Health Insurance co-pays...
Message edited 10/11/2006 9:22:05 AM.
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| Posted 9/20/06 11:33 AM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: Question about Health Insurance co-pays...
Posted by Melbernai
yes -- he was admitted -- and since they sent him home yesterday without really doing anything and then had to go back and get admitted -- I'm hoping we can at least fight the 2nd co-pay.
The nurse just called me and they had to put him on a respirator. I'm freaking out.
 I hope everything works out!
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| Posted 9/20/06 11:34 AM |
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BigB
C & J are 10!
Member since 6/05 5914 total posts
Name:
Stacey
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Re: Question about Health Insurance co-pays...
As long as you are married and you have proof that you have insurance under the city of new york, then your husband is covered as of your date of employment. Call 65 Court street to speak with someone.
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| Posted 9/20/06 12:15 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Question about Health Insurance co-pays...
Oh no! I hope he's ok!!!
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| Posted 9/20/06 12:52 PM |
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Re: Question about Health Insurance co-pays...
DH went to the hospital twice in a 24period and only got charge onces. Call the insurance company and see what they say.
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| Posted 9/20/06 12:52 PM |
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