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Recommend your bank...

Posted By Message

LittleBlueBug
Happy Mommy

Member since 9/06

4074 total posts

Name:

Recommend your bank...

I have to switch banks

1) Mine is not located anywhere near me
2) After 4 years of my business they have started charging me $10 per month for a checking account. Why? Because my employer does not offer direct deposit!!! This is MY fault? I understand they figure it will ensure that there will be money in the account (I guessChat Icon ). However, I should not be penalized for something I have no control over. I am stressed out about money to begin with right now and do not need to be giving my money away to anyone.

If you have a good bank that is located in eastern suffolk, please recommend. Thanks!

Posted 12/6/07 6:32 PM
 
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KristinasMama
How did she turn 2 so quickly?

Member since 10/07

8257 total posts

Name:
Blessed Mama of Kristina Elena

Re: Recommend your bank...

I love my WaMu.... they are EVERYWHERE!!!!!!

Posted 12/6/07 6:40 PM
 

jerrysgirl
I love my hot dog!!

Member since 6/06

5357 total posts

Name:
E & J

Re: Recommend your bank...

commerce is great. so far no fees.
astoria is good too.

Posted 12/6/07 6:41 PM
 

miracline
LIF Adolescent

Member since 10/07

575 total posts

Name:
kayanna

Re: Recommend your bank...

Bank of america

Posted 12/6/07 7:01 PM
 

lvdolphins
My Loves!

Member since 5/05

46292 total posts

Name:

Re: Recommend your bank...

Roslyn/NYCB or whatever it's called now. LOL.
We were with a different bank who I LOVED and now, all of a sudden, they start charging fees..Ummmm yeah..Byebye.

Posted 12/6/07 7:02 PM
 

charon54
My two boys!

Member since 5/05

7279 total posts

Name:
Rebecca

Re: Recommend your bank...

Wamu--free checking has no minimum balance requirements, no direct deposit requirements, free checks, and one free overdraft fee waiver per year--and my DH is the manager so easy to complain!

Commerce just got bought, so watch for more fees. Plus I believe they charge if you don't keep a minimum balance.

Message edited 12/6/2007 7:09:42 PM.

Posted 12/6/07 7:08 PM
 

KateDevine
*

Member since 6/06

24950 total posts

Name:

Re: Recommend your bank...

Posted by charon54


Commerce just got bought, so watch for more fees. Plus I believe they charge if you don't keep a minimum balance.



By TD Banknorth, not much is going to change.

Actually, we love Commerce because there is NO minimum balance. We had a problem where someone stole DH's debit card and I spoke to a human being at 10pm on a Sunday night who helped me.

Posted 12/6/07 8:32 PM
 

lvdolphins
My Loves!

Member since 5/05

46292 total posts

Name:

Re: Recommend your bank...

Posted by KateDevine

Posted by charon54


Commerce just got bought, so watch for more fees. Plus I believe they charge if you don't keep a minimum balance.



By TD Banknorth, not much is going to change.

Actually, we love Commerce because there is NO minimum balance. We had a problem where someone stole DH's debit card and I spoke to a human being at 10pm on a Sunday night who helped me.



Charon is right! DH and I learned that lesson! Commerce Does charge fees now! We left!
Same thing happened to my dad too.
If your account falls under a certain $ amount, Surprise,,,Your charged.Chat Icon
We were pizzed, we love Commerce, but not worth being charged.

Posted 12/6/07 8:34 PM
 

kms717
St Philomena Protect My Son

Member since 2/06

2747 total posts

Name:
Kelly

Re: Recommend your bank...

I'm in western suffolk, but check Commerce online to see if there is a branch near you. They are great, open 7 days a week, online banking, no atm fees (we're each allowed like 10 atm transactions a month for free and we never use that many), the have late hours till around 7. It's a great bank all around, we've been very happy with them. We had Wamu before and hated them, we had overdraft protection on our account (we were grandfathered into it) and they would constantly screw it up by taking money when we had funds (long story, but if we had under 50 or 100 whatever it was they would take from overdraft). We haven't had any problems with Commerce and have been using them for a couple of years now.

Posted 12/6/07 8:40 PM
 

evnme
My little lamb

Member since 8/05

12633 total posts

Name:
aka momma2b

Re: Recommend your bank...

commerce

Posted 12/6/07 8:47 PM
 

charon54
My two boys!

Member since 5/05

7279 total posts

Name:
Rebecca

Re: Recommend your bank...

Posted by lvdolphins

Posted by KateDevine

Posted by charon54


Commerce just got bought, so watch for more fees. Plus I believe they charge if you don't keep a minimum balance.



By TD Banknorth, not much is going to change.

Actually, we love Commerce because there is NO minimum balance. We had a problem where someone stole DH's debit card and I spoke to a human being at 10pm on a Sunday night who helped me.





Charon is right! DH and I learned that lesson! Commerce Does charge fees now! We left!
Same thing happened to my dad too.
If your account falls under a certain $ amount, Surprise,,,Your charged.Chat Icon
We were pizzed, we love Commerce, but not worth being charged.



Yep, they started charging about 6 months ago. DH has to keep eyes on all the competitors and I remember when he came home and told me about Commerce charging fees.

Posted 12/6/07 9:13 PM
 

TheDivaBrideandTeddyFrog
Leah's here!

Member since 9/07

5404 total posts

Name:
Sabrina

Re: Recommend your bank...

Citibank online...nice esavings interest rates...not as customer service-y, but it depends what you are looking for..they are fine for our needs...

Posted 12/6/07 9:45 PM
 

JessInCA
live laugh love

Member since 8/06

5082 total posts

Name:
Jess

Re: Recommend your bank...

Posted by VegasLisa

I love my WaMu.... they are EVERYWHERE!!!!!!



Same here!

Posted 12/6/07 9:48 PM
 

bklyngirl
COULD THIS BE MY YEAR??

Member since 6/05

15758 total posts

Name:
Gail

Re: Recommend your bank...

we love commerce

Posted 12/6/07 10:00 PM
 

june262004
But I love the Snow!

Member since 5/05

15379 total posts

Name:
Kristin

Re: Recommend your bank...

Commerce was bought by TD Bank North... BUT they will still run Commerce as Commerce and TD bank as TD bank. Just our top people will answer to TD banks CEO.

Commerce charges fees after 1 year if your account drops below 100.00. We are open 7 days a week and have tellers there 5 days a week 7:30 am till 8 PM. Plus they have gift cards which they don't charge fees for. They need to make money somewhere.

Even with these fees my branch (Oceanside) Opens 500 Checking accounts a month. I won't talk about other banks even though I could cause thats not my thing

Posted 12/6/07 10:15 PM
 

marriedinportjeff
LIF Adult

Member since 7/07

1174 total posts

Name:
sher

Re: Recommend your bank...

credit unions all the way Chat Icon

Posted 12/6/07 10:23 PM
 

SPECIALNEEDSMOMMY
A Healing for Gregory

Member since 1/07

1217 total posts

Name:
Barbara

Re: Recommend your bank...

Teachers Federal Credit Union

Posted 12/6/07 10:26 PM
 
 

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