| Posted By |
Message |
christy
Mommy of 2
Member since 5/05 6787 total posts
Name:
Christy
|
replacing car seats after accident
Dh had an accident yesterday. He is fine, and DD wasn't in the car...THANK GOODNESS!
The car got beat up a bit. Do I need to replace the car seat that he had in his car? Will insurance pay for this?
|
Posted 4/7/09 1:46 PM  |
| |
|
Long Island Weddings
Long Island's Largest Bridal Resource |
pinkandblue
Our family is complete, maybe
Member since 9/05 32436 total posts
Name:
Stephanie
|
Re: replacing car seats after accident
yes you should replace it and insurance will cover it
|
| Posted 4/7/09 1:47 PM |
| |
|
nbc188
Best friends!
Member since 12/06 23090 total posts
Name:
C
|
Re: replacing car seats after accident
Posted by Mikismom
yes you should replace it and insurance will cover it
ITA!
|
| Posted 4/7/09 1:55 PM |
| |
|
christy
Mommy of 2
Member since 5/05 6787 total posts
Name:
Christy
|
Re: replacing car seats after accident
Thank you ladies! I will have DH find out about replacing it with the insurance company.
|
| Posted 4/7/09 4:43 PM |
| |
|
CarSeatSafety
LIF Adolescent
Member since 3/09 689 total posts
Name:
CarSeatChris
|
Re: replacing car seats after accident
The replacement depends on the type of crash. If the vehicle was able to leave the scene on its own power, minimal damage, the seat will most likely not be replaced. If the crash required towing from the scene, the seat must be replaced. Insurance will cover the replacement, but may require you to give them the old seat.
If the insurance company gives you a hard time, ask for a letter from them to take responsibility if the child is injured in that seat if a crash were to occur in the future. The will replace the seat.
|
| Posted 4/9/09 9:45 AM |
| |
|
littlejoy06
Love
Member since 3/07 6944 total posts
Name:
|
Re: replacing car seats after accident
YES!!! You MUST replace it. Call your insurance company and they will tell you to get a carseat and submit the bill to them. By law they have to. If you have any more questions FM me. My DH is an adjuster. 
|
| Posted 4/9/09 10:41 AM |
| |
|
CarSeatSafety
LIF Adolescent
Member since 3/09 689 total posts
Name:
CarSeatChris
|
Re: replacing car seats after accident
Unfortunately, there is NO law. I wish there were. This is a policy set by insurance companies after recommendations by NHTSA. Insurance companies are not required to replace seats, they do as a matter of safety. Please also note that not every accident requires replacement. If the car was involved in a fender bender replacement is not necessary nor required.
Message edited 4/9/2009 4:03:12 PM.
|
| Posted 4/9/09 3:57 PM |
| |
|
Palebride
I am an amazing bakist
Member since 5/05 13673 total posts
Name:
Lori
|
Re: replacing car seats after accident
Posted by CarSeatSafety
The replacement depends on the type of crash. If the vehicle was able to leave the scene on its own power, minimal damage, the seat will most likely not be replaced. If the crash required towing from the scene, the seat must be replaced. Insurance will cover the replacement, but may require you to give them the old seat.
If the insurance company gives you a hard time, ask for a letter from them to take responsibility if the child is injured in that seat if a crash were to occur in the future. The will replace the seat.
I believe (and Christy can correct me if I'm wrong) that it was a pretty bad accident and the car may have been totalled. So, I'm thinking the car seat should be replaced, right?
|
| Posted 4/9/09 4:20 PM |
| |
|
CarSeatSafety
LIF Adolescent
Member since 3/09 689 total posts
Name:
CarSeatChris
|
Re: replacing car seats after accident
If the car were totaled - yes, the seat must be replaced and insurance will cover it.
Hopefully no one was injured.
|
| Posted 4/10/09 1:10 AM |
| |
|
