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shopping for car insurance q
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JDubs
different, not less
Member since 7/09 13160 total posts
Name:
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shopping for car insurance q
is it normal that they run your credit score to quote you? i just called one company and they said they needed to run my credit in order to give me a quote... they quoted me more than my current policy so i didn't go with them, but it makes me uneasy now if i'm trying to shop around, since i know too many inquiries into your credit is bad..
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Posted 2/28/12 11:17 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
evrythng4areason
And then there were 4
Member since 1/10 5224 total posts
Name:
Kayla
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Re: shopping for car insurance q
when i switched last year they didn't check
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| Posted 2/28/12 11:21 AM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: shopping for car insurance q
NO. they can ask for SS# but you can deny giving it.
its based on credit as well but there is no credit to run.
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| Posted 2/28/12 1:01 PM |
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Finally1108
My two boys
Member since 12/08 3541 total posts
Name:
Angela
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Re: shopping for car insurance q
They do not need to run your credit, but if you know you have good credit, you may want them to run a report b/c a lot of companies give you better rates based on your credit score.
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| Posted 2/28/12 1:19 PM |
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Hemicat
LIF Toddler
Member since 7/11 408 total posts
Name:
Dana
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Re: shopping for car insurance q
Some companies do need to run your credit and will rate you differently if they use that as one of their factors. They can quote you without it though but it may change once they do run it.
I have a really good insurance agent in East Meadow who didn't run credit. We did life, auto and homeowners. FM me if you are interested.
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| Posted 2/28/12 2:35 PM |
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Dani922
Here's to new beginnings
Member since 10/07 7260 total posts
Name:
Danielle
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Re: shopping for car insurance q
There are companies that factor your credit history into your quote. It can help your rate if you have great credit. Where I work, it's a soft pull, meaning it doesn't impact yout credit rating as an inquiry.
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| Posted 2/28/12 7:40 PM |
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