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Target credit card...if you do e-bill

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KittyKatCopper
missing my handsome boy

Member since 3/09

1579 total posts

Name:
Kat - HamptonsBride (LIW)

Target credit card...if you do e-bill

Did anyone else NOT get an e-mail for their last Target statement? I just went shopping at Target & they said my card was no good..come home & log on and it says PAST DUE...my last e-mail from them was 7/15/13 but that was for last month and I paid that...so pissed. Nothing in my spam and nothing even saying a payment was missed or that they froze the card! I always pay bills in full & on time...so wondering if it's just me...TIA!

Posted 9/19/13 10:08 PM
 
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tomcat
LIF Adult Cat

Member since 6/12

1308 total posts

Name:

Target credit card...if you do e-bill

they stopped my card because i didn't confirm my email address once. i've had the card for a while now and never changed email addresses, but there it was. and they stopped my card. unbelievable.

Posted 9/19/13 11:36 PM
 

mlny
blessed <3

Member since 10/09

2113 total posts

Name:
M

Re: Target credit card...if you do e-bill

My Target card infuriates me. They are SO temperamental lol.. I feel like if you are even one day late they stop the card. It's so embarassing. I know I should pay on time, but really! I pay it in full always, sometimes I'm a day or two late. They are so strict.

Posted 9/20/13 12:12 AM
 

BabyBoy
is Skylar Elizabeth

Member since 5/05

4189 total posts

Name:
Tom

Target credit card...if you do e-bill

I didn't want the hassle of a credit card statement so i use target debit card that way its billed and taken the next day.

Posted 9/20/13 7:44 AM
 

MrsT809
LIF Adult

Member since 9/09

12167 total posts

Name:

Target credit card...if you do e-bill

I don't do e billing and I've def been late on a payment and have never had them close the card. After reading this, I definitely won't be switching to ebilling any time soon!

Posted 9/20/13 7:45 AM
 

JP826
=)

Member since 9/06

10903 total posts

Name:
Me!! All about ME!

Re: Target credit card...if you do e-bill

Posted by KittyKatCopper

Did anyone else NOT get an e-mail for their last Target statement? I just went shopping at Target & they said my card was no good..come home & log on and it says PAST DUE...my last e-mail from them was 7/15/13 but that was for last month and I paid that...so pissed. Nothing in my spam and nothing even saying a payment was missed or that they froze the card! I always pay bills in full & on time...so wondering if it's just me...TIA!



Happened to me & it is beyond embarrassing. I was a day late paying because like you, I received ZERO notification. They were nice enough to reverse the late fee for me, so as soon as I made the payment they reactivated my card.

My Target card is my fav cc. You cant beat free shipping & 5% off all purchases.

Posted 9/20/13 9:03 AM
 

jellybean78
:)

Member since 8/06

13103 total posts

Name:
Mommy

Re: Target credit card...if you do e-bill

Posted by JP826

Posted by KittyKatCopper

Did anyone else NOT get an e-mail for their last Target statement? I just went shopping at Target & they said my card was no good..come home & log on and it says PAST DUE...my last e-mail from them was 7/15/13 but that was for last month and I paid that...so pissed. Nothing in my spam and nothing even saying a payment was missed or that they froze the card! I always pay bills in full & on time...so wondering if it's just me...TIA!



Happened to me & it is beyond embarrassing. I was a day late paying because like you, I received ZERO notification. They were nice enough to reverse the late fee for me, so as soon as I made the payment they reactivated my card.

My Target card is my fav cc. You cant beat free shipping & 5% off all purchases.




Just an FYI: I have a Target CC and a Target Debit Card. With the debit card you get the same perks 5% off and free shipping and no worrying about a payment. Needless to say I no longer use the CC anymore who wants to pay interest on shampoo Chat Icon

Posted 9/20/13 9:05 AM
 

jellybelly79
LIF Adult

Member since 5/06

3389 total posts

Name:

Re: Target credit card...if you do e-bill

Posted by jellybean78

Posted by JP826

Posted by KittyKatCopper

Did anyone else NOT get an e-mail for their last Target statement? I just went shopping at Target & they said my card was no good..come home & log on and it says PAST DUE...my last e-mail from them was 7/15/13 but that was for last month and I paid that...so pissed. Nothing in my spam and nothing even saying a payment was missed or that they froze the card! I always pay bills in full & on time...so wondering if it's just me...TIA!



Happened to me & it is beyond embarrassing. I was a day late paying because like you, I received ZERO notification. They were nice enough to reverse the late fee for me, so as soon as I made the payment they reactivated my card.

My Target card is my fav cc. You cant beat free shipping & 5% off all purchases.




Just an FYI: I have a Target CC and a Target Debit Card. With the debit card you get the same perks 5% off and free shipping and no worrying about a payment. Needless to say I no longer use the CC anymore who wants to pay interest on shampoo Chat Icon




Me too! You get 5% off and I am trying to pay off my Target cc

Posted 9/20/13 9:19 AM
 

BargainMama
LIF Adult

Member since 5/09

15657 total posts

Name:

Re: Target credit card...if you do e-bill

Posted by jellybean78

Posted by JP826

Posted by KittyKatCopper

Did anyone else NOT get an e-mail for their last Target statement? I just went shopping at Target & they said my card was no good..come home & log on and it says PAST DUE...my last e-mail from them was 7/15/13 but that was for last month and I paid that...so pissed. Nothing in my spam and nothing even saying a payment was missed or that they froze the card! I always pay bills in full & on time...so wondering if it's just me...TIA!



Happened to me & it is beyond embarrassing. I was a day late paying because like you, I received ZERO notification. They were nice enough to reverse the late fee for me, so as soon as I made the payment they reactivated my card.

My Target card is my fav cc. You cant beat free shipping & 5% off all purchases.




Just an FYI: I have a Target CC and a Target Debit Card. With the debit card you get the same perks 5% off and free shipping and no worrying about a payment. Needless to say I no longer use the CC anymore who wants to pay interest on shampoo Chat Icon



You don't pay interest if you pay the bill in full each month.

I usually charge it to get the discount, then immediately walk to the customer service desk, and pay on the card.

Posted 9/20/13 10:06 AM
 

BabyBoy
is Skylar Elizabeth

Member since 5/05

4189 total posts

Name:
Tom

Re: Target credit card...if you do e-bill

Posted by BargainMama

Posted by jellybean78

Posted by JP826

Posted by KittyKatCopper

Did anyone else NOT get an e-mail for their last Target statement? I just went shopping at Target & they said my card was no good..come home & log on and it says PAST DUE...my last e-mail from them was 7/15/13 but that was for last month and I paid that...so pissed. Nothing in my spam and nothing even saying a payment was missed or that they froze the card! I always pay bills in full & on time...so wondering if it's just me...TIA!



Happened to me & it is beyond embarrassing. I was a day late paying because like you, I received ZERO notification. They were nice enough to reverse the late fee for me, so as soon as I made the payment they reactivated my card.

My Target card is my fav cc. You cant beat free shipping & 5% off all purchases.




Just an FYI: I have a Target CC and a Target Debit Card. With the debit card you get the same perks 5% off and free shipping and no worrying about a payment. Needless to say I no longer use the CC anymore who wants to pay interest on shampoo Chat Icon



You don't pay interest if you pay the bill in full each month.

I usually charge it to get the discount, then immediately walk to the customer service desk, and pay on the card.




Understood you don't pay interest when you pay in full but why worry about a statement, mailing in a payment if you use the Target Debit Card. Their are no other perks in other stores..

Posted 9/20/13 10:49 AM
 

BargainMama
LIF Adult

Member since 5/09

15657 total posts

Name:

Re: Target credit card...if you do e-bill

Posted by BabyBoy

Posted by BargainMama

Posted by jellybean78

Posted by JP826

Posted by KittyKatCopper

Did anyone else NOT get an e-mail for their last Target statement? I just went shopping at Target & they said my card was no good..come home & log on and it says PAST DUE...my last e-mail from them was 7/15/13 but that was for last month and I paid that...so pissed. Nothing in my spam and nothing even saying a payment was missed or that they froze the card! I always pay bills in full & on time...so wondering if it's just me...TIA!



Happened to me & it is beyond embarrassing. I was a day late paying because like you, I received ZERO notification. They were nice enough to reverse the late fee for me, so as soon as I made the payment they reactivated my card.

My Target card is my fav cc. You cant beat free shipping & 5% off all purchases.




Just an FYI: I have a Target CC and a Target Debit Card. With the debit card you get the same perks 5% off and free shipping and no worrying about a payment. Needless to say I no longer use the CC anymore who wants to pay interest on shampoo Chat Icon



You don't pay interest if you pay the bill in full each month.

I usually charge it to get the discount, then immediately walk to the customer service desk, and pay on the card.




Understood you don't pay interest when you pay in full but why worry about a statement, mailing in a payment if you use the Target Debit Card. Their are no other perks in other stores..



You don't have to mail it, you can pay it when you buy your stuff at the store ;) Some people like to have a couple of credit cards to boost their credit score. You can't do that with their debit card unfortunately.

Message edited 9/20/2013 11:26:37 AM.

Posted 9/20/13 11:25 AM
 

BargainMama
LIF Adult

Member since 5/09

15657 total posts

Name:

Re: Target credit card...if you do e-bill

Posted by mlny

My Target card infuriates me. They are SO temperamental lol.. I feel like if you are even one day late they stop the card. It's so embarassing. I know I should pay on time, but really! I pay it in full always, sometimes I'm a day or two late. They are so strict.



Don't they charge you a hefty late fee for even being one day late?

Posted 9/20/13 11:27 AM
 
 

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