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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Those of you who own homes near the water
in a flood zone, would you please take the poll? TIA!
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Posted 6/20/06 12:14 PM  |
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Re: Those of you who own homes near the water
I dont live on the water but I looked at houses on the water and I asked my insurance co. about the extra cost and he said it would be approx. $600.
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| Posted 6/20/06 12:19 PM |
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Liz
LIF Adolescent
Member since 5/05 674 total posts
Name:
Liz
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Re: Those of you who own homes near the water
I spoke to our insurance company the other day b/c we want to buy a house on the water, he told us it would be double what we are paying now.
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| Posted 6/20/06 12:30 PM |
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Cookiegobbler
My little love bugs!!
Member since 9/05 5759 total posts
Name:
Nicole
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Re: Those of you who own homes near the water
We live about 2 blocks away from the water, however we did not have to get flood insurance... it depends on the insurance company I believe and where you are.
Message edited 6/20/2006 12:52:49 PM.
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| Posted 6/20/06 12:52 PM |
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ODonnell
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Member since 9/05 5983 total posts
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Re: Those of you who own homes near the water
Posted by Cookiegobbler
We live about 2 blocks away from the water, however we did not have to get flood insurance... it depends on the insurance company I believe and where you are.
Same with us. We are between 2 canals and our insurance is $1,600 a year.
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| Posted 6/20/06 12:59 PM |
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Kathy116
Hey baby!
Member since 6/05 1855 total posts
Name:
me
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Re: Those of you who own homes near the water
I don't think we have flood insurance because we are on a bluff...so no chances of a flood here.
Message edited 6/20/2006 1:01:19 PM.
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| Posted 6/20/06 1:00 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Those of you who own homes near the water
wow! interesting responses.
for some reason, I thought insurance in flood zones would be much higher!!
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| Posted 6/20/06 1:09 PM |
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my3bugs
Mom of 2 Boys
Member since 5/05 4381 total posts
Name:
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Re: Those of you who own homes near the water
I am a block or two each way from water - between 2 canals and did not need flood insurance. we were really surprised.
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| Posted 6/20/06 2:54 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Those of you who own homes near the water
for those of you who responded that you don't need flood insurance, is flooding coverage included in your policy?
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| Posted 6/20/06 2:57 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Those of you who own homes near the water
I thought it would be so much more myself- I am happy to see such low prices
I have an apartment on the water and getting renters insurance was not easy- only one company would take us
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| Posted 6/20/06 2:57 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Those of you who own homes near the water
Posted by Beth1210
I thought it would be so much more myself- I am happy to see such low prices
I have an apartment on the water and getting renters insurance was not easy- only one company would take us
 why would it be more difficult to get insurance for an apt on the water vs. a house? I am only assuming it is not hard for the on the water homeowners since no one said anything about it being difficult.
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| Posted 6/20/06 3:00 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Those of you who own homes near the water
Posted by SweetestOfPeas
Posted by Beth1210
I thought it would be so much more myself- I am happy to see such low prices
I have an apartment on the water and getting renters insurance was not easy- only one company would take us
why would it be more difficult to get insurance for an apt on the water vs. a house? I am only assuming it is not hard for the on the water homeowners since no one said anything about it being difficult.
I don't know why- maybe b/c it's renters vs home owners- only Met life would take me- I am right on the Atlantic Ocean in long beach
I really have no idea-
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| Posted 6/20/06 3:03 PM |
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Cookiegobbler
My little love bugs!!
Member since 9/05 5759 total posts
Name:
Nicole
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Re: Those of you who own homes near the water
No flooding isnt covered in our current coverage... we didnt take it, cause it was more money, and when speaking to the neighbors,... there hadnt been a flood for like thirty something years..
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| Posted 6/20/06 3:32 PM |
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MRSE
LIF Adult
Member since 5/05 1420 total posts
Name:
(112903)
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Re: Those of you who own homes near the water
We live across the street from the canal and our flood insurance is about $1100.00
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| Posted 6/20/06 4:40 PM |
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2Pisces
Life Coach
Member since 2/06 3337 total posts
Name:
Paige
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Re: Those of you who own homes near the water
We are located just over 1 mile from the water and so it was not required. I think it is probably a good idea though
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| Posted 6/20/06 4:57 PM |
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karen62794
LIF Infant
Member since 6/06 103 total posts
Name:
Karen
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Re: Those of you who own homes near the water
We live in Seaford south of Merrick Road. Our homeowners policy is $750 and our flood insurance is $350. Both with State Farm.
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| Posted 6/25/06 5:30 PM |
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