| Posted By |
Message |
Aubreysmommy
LIF Adolescent
Member since 5/10 499 total posts
Name:
Baby Noelle is here!
|
Trampolines - homewoners insurance
has anyone had any problems with their homeowners insurance if you have a trampoline in the backyard? i am looking into getting my dd one for her birthday, but i just don't know if it can cause an issue with my homeowners. obviously it would have the safety enclosure, which at this point may be manadatory, i'm not sure.
|
Posted 6/18/12 4:21 PM  |
| |
|
Long Island Weddings
Long Island's Largest Bridal Resource |
Kelly9904
Mommy to 2 amazing little boys
Member since 5/05 9306 total posts
Name:
Kelly
|
Re: Trampolines - homewoners insurance
I knwo someone who was dropped by the HO insurance due to teh trampoline
|
| Posted 6/18/12 4:42 PM |
| |
|
Xelindrya
Mommy's little YouTube Star!
Member since 8/05 14470 total posts
Name:
Veronica
|
Re: Trampolines - homewoners insurance
Depends on the carrier.
Some just charge you more (how much more depends as well)
Others will give you notice then drop you.
Some will do yearly inspections pre-renewal and drop you for material misrepresentation
Personally, I’d call and ask.
|
| Posted 6/18/12 4:45 PM |
| |
|
|
|
Re: Trampolines - homewoners insurance
Trampolines are seen as a major hazard. Some insurance carrier will make you take it down if they find out you have one. You will have to sign a statement saying you took it down and will not put it back up.
A lot of people do not notify the carrier if they have one, but if a new policy is written , we always ask if you have a trampoline.
|
| Posted 6/18/12 4:55 PM |
| |
|
Xelindrya
Mommy's little YouTube Star!
Member since 8/05 14470 total posts
Name:
Veronica
|
Re: Trampolines - homewoners insurance
Posted by Bradley & Parker, Inc
Trampolines are seen as a major hazard. Some insurance carrier will make you take it down if they find out you have one. You will have to sign a statement saying you took it down and will not put it back up.
A lot of people do not notify the carrier if they have one, but if a new policy is written , we always ask if you have a trampoline.
This. I cringe every time I look in my backyard and see the one my neighbor has......
haha but I'm in insurance so... No pool, no trampoline.
|
| Posted 6/18/12 6:13 PM |
| |
|
Aubreysmommy
LIF Adolescent
Member since 5/10 499 total posts
Name:
Baby Noelle is here!
|
Re: Trampolines - homewoners insurance
Thanks everyone!
I called my INS company and as long as my yard is fenced in and the trampoline has a safety enclosure it is fine.
|
| Posted 6/19/12 1:18 PM |
| |
|
Bridex100
Two Under Two Mommy
Member since 3/08 10420 total posts
Name:
Momx100
|
Re: Trampolines - homewoners insurance
Posted by Bradley & Parker, Inc
Trampolines are seen as a major hazard. Some insurance carrier will make you take it down if they find out you have one. You will have to sign a statement saying you took it down and will not put it back up.
A lot of people do not notify the carrier if they have one, but if a new policy is written , we always ask if you have a trampoline.
I am very afraid of trampolines. One of DH's friends from med school is now paralyzed due to a trampoline accident.
I personally would not let my kids on one. We have a bouncy house.
I know our insurance specifically asked about trampolines.
Message edited 6/19/2012 1:22:13 PM.
|
| Posted 6/19/12 1:21 PM |
| |
|
Chicken92305
LIF Adolescent
Member since 3/06 684 total posts
Name:
Amy
|
Re: Trampolines - homewoners insurance
Posted by Kelly9904
I knwo someone who was dropped by the HO insurance due to teh trampoline
i know someone also.
|
| Posted 6/19/12 4:53 PM |
| |
|
