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Went into the bank with a direct deposit issue and found out today they signed me up for a CC without my knowledge!

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beautyq115
New Year!

Member since 5/05

13729 total posts

Name:
Me

Went into the bank with a direct deposit issue and found out today they signed me up for a CC without my knowledge!

I am pi$$ED! I got a CC in the mail today that I never signed up for. I called about it and they said I had discussed it with someone on the date I was last in the bank, which is NOT true So the banker I sat down with took it upon himself to sign me up for overdraft and a new CC.

Message edited 2/19/2010 9:17:41 PM.

Posted 2/19/10 9:17 PM
 
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evnme
My little lamb

Member since 8/05

12633 total posts

Name:
aka momma2b

Re: Went into the bank with a direct deposit issue and found out today they signed me up for a CC without my knowledge!

what an azz! that sux! i'm sorry K!
are they taking care of the problem?

Posted 2/19/10 10:37 PM
 

queensgal
Smile

Member since 4/09

3287 total posts

Name:

Re: Went into the bank with a direct deposit issue and found out today they signed me up for a CC without my knowledge!

Call and speak to the manager. this doesn't even sound legal and this person should get in trouble or loose their job over this.

Curious about if these tellers get a bonus for each credit card they sign someone up for - retail stores work this way - they could be doing this to everyone!

Posted 2/20/10 1:05 PM
 

MsSissy
xoxoxo

Member since 3/07

39159 total posts

Name:

Re: Went into the bank with a direct deposit issue and found out today they signed me up for a CC without my knowledge!

Not sure how this works, but wouldn't you have to sign something to open a credit card?

Posted 2/20/10 1:11 PM
 

beautyq115
New Year!

Member since 5/05

13729 total posts

Name:
Me

Re: Went into the bank with a direct deposit issue and found out today they signed me up for a CC without my knowledge!

Posted by Mssissy

Not sure how this works, but wouldn't you have to sign something to open a credit card?




You would think right?? I signed nothing!

Posted 2/20/10 3:08 PM
 

JenMarie
One day at a time

Member since 11/07

7397 total posts

Name:
Jennifer

Re: Went into the bank with a direct deposit issue and found out today they signed me up for a CC without my knowledge!

Was it Chase? Lately everytime I go inside for something they pull me to a desk. While someone takes care of my transaction, someone else reviews my accounts and tries to get me to sign up for eveything under the sun. It's happened twice in 2 different branches. I asked one of the women if they get a commission for it and she said yes. I would definitely call the branch manager.

Posted 2/20/10 9:08 PM
 

Cheeks24
Living a dream

Member since 1/08

8589 total posts

Name:
Cheeks

Re: Went into the bank with a direct deposit issue and found out today they signed me up for a CC without my knowledge!

Posted by queensgal

Curious about if these tellers get a bonus for each credit card they sign someone up for - retail stores work this way - they could be doing this to everyone!



I was thinking the same thing! I hope you get this resolved ASAP!

Posted 2/21/10 10:41 AM
 

ave1024
I Took The Wrong Road

Member since 12/07

6153 total posts

Name:
That Led To The Wrong Tendencies

Re: Went into the bank with a direct deposit issue and found out today they signed me up for a CC without my knowledge!

Some banks with send you credit cards out of the blue, ONLY if you have an existing business relationship with them.

If you already have accounts with Chase, they periodically do account reviews (soft credit checks). If they feel like you could use a card, they will send you one and open the account in your name.

Doing this does not hurt your credit since it didn't come in as a hard inquiry (at least it shouldn't have - if it did you can sue them). If you don't want the card just cancel/close it.

I always accept new cards when I get them sent to me. You never know when they will send you a juicy offer afterwards.

Posted 2/21/10 12:32 PM
 
 
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