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What do I need to know before I call up for a home insurance quote?

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PiyoPika566
talk to the hand

Member since 5/05

1436 total posts

Name:
Stephanie

What do I need to know before I call up for a home insurance quote?

what kind of questions will they ask me??

tia

Message edited 11/30/2005 2:06:20 PM.

Posted 11/30/05 2:05 PM
 
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raken40
soooo in love:)

Member since 5/05

4369 total posts

Name:
Karen

Re: What do I need to know before I call up for a home insurance quote?

amount of replacement cost- that will be on your appraisal
-mortgage amount
-year built
-just basic features about the house- basement, anything detached, garage?
amount of deductible
amount of liablilty

(I work for an insurance company- if you want me to quote for you, FM me and i'll let you know everything you will need for the quote)

Karen

Posted 11/30/05 2:12 PM
 

DjPiLL

Member since 5/05

3664 total posts

Name:
Richard

Re: What do I need to know before I call up for a home insurance quote?

You should also be familiar with your local fire department. Where the closest FD is located. How many feet is your nearest hydrant.

If you have a dog... that may increase your premium. If you have a pool... definitely.

They will also run your credit... so if you have average credit... your premium may go up as well.

Posted 11/30/05 2:22 PM
 

dengal
Dad of Twins

Member since 5/05

1385 total posts

Name:
The 80's Man
Let's Go Mets!

Re: What do I need to know before I call up for a home insurance quote?

If you have it, let them know about any security systems.

Posted 12/1/05 11:51 AM
 

LSP2005
Bunny kisses are so cute!

Member since 5/05

19457 total posts

Name:
L

Re: What do I need to know before I call up for a home insurance quote?

definately security systems - we just had ours installed and so I called up our insurance co and so they are giving us back money.

Posted 12/1/05 12:06 PM
 
 

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