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What is the best 0% on transfers card?

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LittleBlueBug
Happy Mommy

Member since 9/06

4074 total posts

Name:

What is the best 0% on transfers card?

I'm scared...a lot of the cards I see give you 0% for transfers, but then after a certain amount of time the interest skyrockets and then they have annual fees. Even low interest cards...what is the best company that will allow me to transfer?

Posted 11/27/06 8:53 PM
 
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DaniJude
You're My Home <3

Member since 11/06

14815 total posts

Name:
Danielle

Re: What is the best 0% on transfers card?

My AMEX has zero for the first six months- then it goes up to higher, not my much, it depends on your credit and what "deal" you sign up with, the time you sign up, etc.

Vinny has a Visa that is 0% for one year! I had one, years ago, that was 0% for 18 months which was great! I have really good credit so whenever one runs out I just transfer the balance, if any, to another 0% offer- I'm always getting them.

Most of the time there is no balance so I will say I'm going to go to another card which is offering 0% and MOST of the time the company I'm with extends it to keep me Chat Icon

Posted 11/27/06 8:56 PM
 

MegZee
My bunny

Member since 5/06

8777 total posts

Name:
Meaghan

Re: What is the best 0% on transfers card?

I just got a Discovercard offer that was 0% until you pay off the transfer

Posted 11/27/06 9:38 PM
 

MrsPJB2007
MBA at your service!

Member since 7/06

12020 total posts

Name:
MJ

Re: What is the best 0% on transfers card?

Washington Mutual Visa....0% APR on all balance transfers until Jan. 2008. purchase apr of 9.99%

the problem with transfers is that you will wind up paying for the entire interest charges from day 1 , if you don't pay it off by the time limit they give you. just gotta make sure you know you're gonna pay it off.

Posted 11/27/06 11:01 PM
 

JenniferEver
The Disney Lady

Member since 5/05

18163 total posts

Name:
Jennifer

Re: What is the best 0% on transfers card?

Discover is interest free on BTs until August 2007 and forever after that as long as u make 2 trasactions per month on the card. I just applied because chase wants to up my rate to 30% after Jan 1 and I always pay on time. It's outrageous!

Posted 11/27/06 11:59 PM
 

angnick
Life is So Wonderful!

Member since 8/06

6663 total posts

Name:
Angela

Re: What is the best 0% on transfers card?

Posted by MrsPJB2007

Washington Mutual Visa....0% APR on all balance transfers until Jan. 2008. purchase apr of 9.99%

the problem with transfers is that you will wind up paying for the entire interest charges from day 1 , if you don't pay it off by the time limit they give you. just gotta make sure you know you're gonna pay it off.



this is what i did.

Posted 11/28/06 8:50 AM
 
 

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