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health insurance...confused

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PrincessP
Big sister!!!!!!!!!!

Member since 12/05

17450 total posts

Name:

health insurance...confused

Me and DH are on the same health ins. My mom had told me that when the baby is born we just add the baby bc it is already a family plan. she said on family plans you can have 10 kids and its the same pice as having 3 kids...is this true?

Posted 6/22/06 12:06 PM
 
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KittyCat
Happy Summer !

Member since 5/05

2241 total posts

Name:
Kathleen

Re: health insurance...confused

Yes, for Empire I know this is true !

Posted 6/22/06 12:07 PM
 

SoinLove
Making big changes

Member since 5/05

16541 total posts

Name:
Kristin

Re: health insurance...confused

Yes, it's true for United Healthcare as well.

Posted 6/22/06 12:08 PM
 

Ali1
Mommy

Member since 8/05

3116 total posts

Name:

Re: health insurance...confused

Yup...actually for oxford if i put my DH on our plan it became family and is the same amount no matter how many kids i add.

Posted 6/22/06 12:17 PM
 

pmpkn087
Life is good...

Member since 9/05

18504 total posts

Name:
Stephanie

Re: health insurance...confused

Yes, for most insurances, this is true.

Posted 6/22/06 12:18 PM
 

FireIslandLove

Member since 5/05

12119 total posts

Name:

Re: health insurance...confused

Not my crappy insurance, we pay per child. Chat Icon

Posted 6/22/06 12:30 PM
 

michele31
LIF Adult

Member since 5/05

3372 total posts

Name:
Michele

Re: health insurance...confused

depends on your insurance and the way your employeer has it set up.
We have many options:
self
self +spouse
self+1 child
family

Posted 6/22/06 1:35 PM
 

KPtoys
I'm getting old

Member since 5/05

8688 total posts

Name:
Karen

Re: health insurance...confused

Are you sure you have a family plan not just 2 adult plan? It seems like a family plan (before having the acutal family) would be much more expensive.

Posted 6/22/06 2:13 PM
 

PrincessP
Big sister!!!!!!!!!!

Member since 12/05

17450 total posts

Name:

Re: health insurance...confused

I think I have my dh and myself which yes is 2 adults...thats not considered a family plan?

Posted 6/22/06 2:23 PM
 

PrincessP
Big sister!!!!!!!!!!

Member since 12/05

17450 total posts

Name:

Re: health insurance...confused

Posted by FireIslandLove

Not my crappy insurance, we pay per child. Chat Icon



whats your crappy insurance?

Posted 6/22/06 2:24 PM
 

KPtoys
I'm getting old

Member since 5/05

8688 total posts

Name:
Karen

Re: health insurance...confused

Not with MDNY. When we added the kids we had to move from the policy holder & spouce plan to a family plan. With that we can add the kids at no extra fee.

Posted 6/22/06 2:29 PM
 

FireIslandLove

Member since 5/05

12119 total posts

Name:

Re: health insurance...confused

Posted by PrincessP

Posted by FireIslandLove

Not my crappy insurance, we pay per child. Chat Icon



whats your crappy insurance?


Aetna. It's the company's policy (the amt. they make us pay) that's crappy.

Posted 6/22/06 2:36 PM
 

PrincessP
Big sister!!!!!!!!!!

Member since 12/05

17450 total posts

Name:

Re: health insurance...confused

Posted by KPtoys

Not with MDNY. When we added the kids we had to move from the policy holder & spouce plan to a family plan. With that we can add the kids at no extra fee.



I have vytra and I am thinking along the same lines as what you are saying. thats why i wasnt in agreement with my mother.

Posted 6/22/06 2:37 PM
 

KPtoys
I'm getting old

Member since 5/05

8688 total posts

Name:
Karen

Re: health insurance...confused

when baby is born you have days to add him/her to the policy which makes your plan a more $$$ family plan. It sux

Posted 6/22/06 2:40 PM
 
 

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