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My interest rate is

Forum Opinion Poll
Less than 3 3 2.14%
Less than 5 70 50.00%
Less than 7 64 45.71%
Less than 10 2 1.43%
Higher 0 0.00%
Other 1 0.71%
 

What's your interest rate on your home?

Posted By Message
Pages: 1 [2]

Bellaocchi
Hope Faith Love

Member since 2/07

5694 total posts

Name:

Re: What's your interest rate on your home?

6.75% Chat Icon Chat Icon Chat Icon Chat Icon

Trying to get a home mod currently. I am praying it goes through. Chat Icon

Posted 9/26/10 4:44 PM
 

trinisweetness
LIF Infant

Member since 10/09

132 total posts

Name:

Re: What's your interest rate on your home?

5

Posted 9/26/10 8:52 PM
 

smooney
Hidey Ho!

Member since 2/10

1669 total posts

Name:
.

Re: What's your interest rate on your home?

5.25% closed in june

Posted 9/26/10 8:54 PM
 

RocPin
Life's Beachy <3

Member since 2/08

6765 total posts

Name:
Heather

Re: What's your interest rate on your home?

5%

Posted 9/26/10 10:38 PM
 

Cheeks24
Living a dream

Member since 1/08

8589 total posts

Name:
Cheeks

Re: What's your interest rate on your home?

Posted by DiamondGirl

5.7% which was great in April 08..now not so much Chat Icon



Same here. I remember then we had to lock in to get those rates! Chat Icon

Posted 9/27/10 9:23 AM
 

PumpkinGirl
:o)

Member since 10/08

1838 total posts

Name:

Re: What's your interest rate on your home?

4.125%

We locked in early august & closed Sept 15th.

Posted 9/27/10 9:35 AM
 

sometimesmommy
Always in my heart.....

Member since 11/06

6686 total posts

Name:

Re: What's your interest rate on your home?

2%

Posted 9/27/10 9:42 AM
 

HeatherRose
Life is Good :)

Member since 11/07

6605 total posts

Name:

Re: What's your interest rate on your home?

Posted by DavaDay

5.125%

We closed this February and were in such a rush to do it while rates were still "historically low" - we stressed about it so much and were so worried about locking in our rate. And since then, they've dropped like half a point. Oh well, what can we do? 5.125 is still pretty good.



this is exactly us but we closedin March and we weren't in a rush. a week before we locked in it was at 5.5 so at the time we got a great rate. now its lower but enought for us to change it. we won't be staying 30 years

ETA- to the OP, you can't assume that the rate people quote are the current going rates, you don't know how long the term is, it could be short that's why its so low, or they bought points to make it lower, or its adjustable. just some points to consider Chat Icon

Message edited 9/27/2010 10:28:29 AM.

Posted 9/27/10 10:26 AM
 

VickiC
Rocking the party

Member since 5/05

4937 total posts

Name:
Vicki

Re: What's your interest rate on your home?

4.875$ for 30 years.

My sister just refied at 3.75% for 15 years.

Posted 9/27/10 10:45 AM
 

Shorty
.

Member since 5/05

30390 total posts

Name:
really

Re: What's your interest rate on your home?

if anyone is interested, I've had several clients refi this past week for 3.5% with island federal CU

Posted 9/27/10 11:28 AM
 

HeatherRose
Life is Good :)

Member since 11/07

6605 total posts

Name:

Re: What's your interest rate on your home?

Posted by Shorty

if anyone is interested, I've had several clients refi this past week for 3.5% with island federal CU



30 year no points?

Posted 9/27/10 11:28 AM
 

Shorty
.

Member since 5/05

30390 total posts

Name:
really

Re: What's your interest rate on your home?

Posted by HeatherRose

Posted by Shorty

if anyone is interested, I've had several clients refi this past week for 3.5% with island federal CU



30 year no points?



that's what i was told by 1 of them. i didn't see it for myself, though!

eta: and they only require 3 mos paid HO insurance.

Message edited 9/27/2010 11:37:07 AM.

Posted 9/27/10 11:36 AM
 

MrsFlatbread
Skinny jeans are in my future

Member since 6/06

10258 total posts

Name:
Baby Momma

Re: What's your interest rate on your home?

Posted by Shorty

Posted by HeatherRose

Posted by Shorty

if anyone is interested, I've had several clients refi this past week for 3.5% with island federal CU



30 year no points?



that's what i was told by 1 of them. i didn't see it for myself, though!

eta: and they only require 3 mos paid HO insurance.



i was just there this morning and it's 4.25 with no points for 30 years.

Posted 9/27/10 11:46 AM
 

PrettyPeonies
GAW my baby boy <3

Member since 8/10

3874 total posts

Name:
Pino

Re: What's your interest rate on your home?

4.625

Posted 9/27/10 11:47 AM
 

Leeners
:)

Member since 5/05

4898 total posts

Name:
Eileen

Re: What's your interest rate on your home?

4.875%

Posted 9/27/10 12:47 PM
 

NoStressMom
My Heart and Soul

Member since 5/05

11122 total posts

Name:
D

Re: What's your interest rate on your home?

5%

Posted 9/27/10 1:27 PM
 
Pages: 1 [2]
 

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