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What should I do? UPDATE

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CaidensMommy
My 3 Miracles!

Member since 5/05

5777 total posts

Name:
Melissa

What should I do? UPDATE

This week at work is open enrollment. My DH and I both work at Duke. When I started with Duke I went onto my own health plan to save $50.00 per month. Before that I was on my DH's plan. Anyway, unfortunately my DH is still against TTC#2 right now (still breaks my heart), but I need to make a decision about whether or not I need to go onto his plan again so that in January I'm covered under the Infertility plan. You have to be with Duke for at least 2 years. My DH has been with them for over 4.5 years. Now that I know I have Endo I know that there's a GOOD possibility of needing the Infertility plan at some point. I just won't know if I need it since we haven't even tried to make a baby. Also, since I have Endo, I will be able to use their services right away instead of waiting the typical you have to try for at least a year before you're covered for any procedures thing. What do you guys think I should do? I have to enroll tomorrow if I'm going to??? HELP!!! Thanks!

Well... it doesn't look like I'll be able to go onto my DH's plan right now. Chat Icon The price has gone up and it's no longer only $50 between the plans, it's $140.00. For us right now, is too much. Chat Icon Now I can only pray that when my DH is ready to TTC#2 that he we don't have any problems. Chat Icon Thanks for your advice.

Message edited 10/13/2005 2:18:39 PM.

Posted 10/12/05 9:21 PM
 
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new2this
LIF Toddler

Member since 7/05

474 total posts

Name:

Re: What should I do?

Can you enroll and then back out at some point? If so, that's what I would do. Sorry if I'm not much help Chat Icon but I would do what you think you need to have in worst (or best!) case scenario. Good Luck! Chat Icon

Posted 10/12/05 10:32 PM
 

btrflygrl
me and baby #3!

Member since 5/05

12013 total posts

Name:
Shana

Re: What should I do?

I'd do it...even if you are not TTC #2, endo should be treated as something completely seperate in regards to TTC.

Endo can be painful and damaging to your insides and I think you should work on treating that AND Then TTC

Posted 10/13/05 8:43 AM
 

redstar
Delay is not denial

Member since 5/05

2220 total posts

Name:
Michelle

Re: What should I do?

Without a doubt, do it. Infertility treatment is so expensive that even if you don't ttc#2 right away,....50 dollars a month, for several years, won't add up to the amount of money you may save. Insurance, is not something you should try to cut back on. Even if you never use it, at least it gives you less to worry about financially. I would cut back on something else, to save the 50 dollars.

Posted 10/13/05 8:55 AM
 

babyhopes
LIF Adolescent

Member since 9/05

733 total posts

Name:

Re: What should I do?

Posted by redstar

Without a doubt, do it. Infertility treatment is so expensive that even if you don't ttc#2 right away,....50 dollars a month, for several years, won't add up to the amount of money you may save. Insurance, is not something you should try to cut back on. Even if you never use it, at least it gives you less to worry about financially. I would cut back on something else, to save the 50 dollars.



Well said!

Better SAFE then sorry.

Posted 10/13/05 11:32 AM
 
 

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