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For those who have VPI insurance or any other insurance

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Bellaocchi
Hope Faith Love

Member since 2/07

5694 total posts

Name:

For those who have VPI insurance or any other insurance

I used to have insurance for both my dogs. It recently lapsed and I want to renew it however, it's just really expensive and right now we really can't afford it. However, my furbabies mean everything to me and I don't want to not have ins. for them JUST in case.

They are due for their distemper and Lesto shots... and in the past when I would submit the bill to VPI it would help to get some of that money that I paid out back...

WWYD?

Posted 9/15/10 10:44 PM
 
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MomofDoggies
LIF Infant

Member since 6/10

92 total posts

Name:

Re: For those who have VPI insurance or any other insurance

had VPI and they denied my dogs claim....myself and the vet tried to reason with them but they didn't care, so i cancelled....they really look for reasons to deny claims

Posted 9/16/10 2:58 PM
 

mom2mgn
Love my family

Member since 2/08

2267 total posts

Name:
Christine

Re: For those who have VPI insurance or any other insurance

Over and over again I've thought about getting insurance for my furkids but I never do. I've just heard way too many stories about claims being denied. So, I just put away each month what I would have spent on the insurance. I know how much their annuals cost so I put away for that too. My friend was just telling me a story about a woman who had VPI for 11 years and paid for 11 years. Her dog got sick and she filed a claim and was denied because it's a known condition of her breed so they wouldn't cover it!!!

Posted 9/16/10 3:55 PM
 

drwifettc
LIF Adult

Member since 6/10

2348 total posts

Name:

Re: For those who have VPI insurance or any other insurance

I have PetPlan. I like them, but they DO NOT cover well visits and immunizations for dogs. I actually wanted it just in case of accidents and illnesses and I chose the plan will cover 90% of the claim so we pay only 10% of the total bill. This is after she had to be hospitalized for a week and it cost us 3,000.

Have you tried PetcoI think they do low cost vaccination days?

Posted 9/16/10 6:51 PM
 

Blazesyth
*yawn*

Member since 5/05

8129 total posts

Name:

Re: For those who have VPI insurance or any other insurance

Posted by MomofDoggies

had VPI and they denied my dogs claim....myself and the vet tried to reason with them but they didn't care, so i cancelled....they really look for reasons to deny claims




Yep - I had it for my kitty. Everything was denied. I brought her in for clogged, infected anal glands and all the tests, visits and drugs weren't covered. Somehow they considered infected anal glands to be a 'normal maintenance item'. If an infection was normal, then i wouldn't bring her to the vet.

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I let it lapse. Not worth it for me to pay for the insurance then have to spend time to fight to get a small percentage of the money back.

Posted 9/17/10 7:00 AM
 
 

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