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How much do you save a year?
Not including 401k, and other savings plans. Just saving for either a house or rainy day.
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Posted 4/4/11 1:12 PM |
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jennandrob
mom of two!
Member since 5/05 4368 total posts
Name: Jenn
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Re: How much do you save a year?
i have no idea....maybe just a few thousand.
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Posted 4/4/11 9:01 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name: Susan
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Re: How much do you save a year?
Not nearly enough. Right now we are making our bills. Only saving in retirement right now.
Hoping we can bring in more income soon.
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Posted 4/5/11 9:20 AM |
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mommy2Alex
3 babies for me :)
Member since 5/05 6683 total posts
Name:
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Re: How much do you save a year?
We save about 4K a year in addition to our retirement savings. Not as much as I would like but I am a SAHM so living on 1 income and saving money isn't easy.
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Posted 4/5/11 11:19 AM |
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MarsB
LIF Adult
Member since 11/10 1456 total posts
Name: Martha
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Re: How much do you save a year?
Outside of retirement savings, we save $100 per pay period into our savings account, so $2,600/yr.
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Posted 4/5/11 12:32 PM |
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jasmine
little boy blue <3
Member since 10/10 1475 total posts
Name: x
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Re: How much do you save a year?
We max out our 401ks and my DH's employee stock purchase plan. We aren't planning to buy a house any time soon (we rent in the city) so we generally invest whatever we have leftover each month. Somewhat recently we started putting $650/month into a separate ING direct savings account as a future house fund which doesn't accomplish all that much as we'd still need to sell a lot of investments for a future down payment, but I decided I wanted more in "cash"
Edit: once is here, and we have daycare expenses in the mix, we're planning to save for college but will have to cut back a lot on other non-retirement savings/investments unless I get a big raise
Message edited 4/5/2011 9:08:02 PM.
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Posted 4/5/11 8:33 PM |
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Re: How much do you save a year?
I dont know how much it comes to a year but just for me, I try to save at least $200-400/month so I can have an 8 month emergency fund like Suze Orman suggests...Still working on it!!!
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Posted 4/5/11 10:10 PM |
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ali120206
2 Boys
Member since 7/06 17792 total posts
Name:
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Re: How much do you save a year?
We save $400 per month out of our paychecks, plus we put away money from my bonus and tax return...
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Posted 4/6/11 9:58 AM |
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Mrs213
????????
Member since 2/09 18986 total posts
Name:
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Re: How much do you save a year?
50 a week for me, it's not much
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Posted 4/6/11 10:55 AM |
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StaceyWill
It's a girl!!!
Member since 6/10 21539 total posts
Name: Stacey
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Re: How much do you save a year?
Not enough. DH and I were talking about this last night. We saved a lot of $ for the wedding and I don't even know how we did it. We're going to have to come up with a plan.
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Posted 4/6/11 1:13 PM |
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bobby769
LIF Infant
Member since 7/10 253 total posts
Name:
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Re: How much do you save a year?
We're pretty good about saving but we save for big ticket items so by the end of the year we're usually left w/ nothing and we start the saving all over again.
At this time we're saving for a car and I know we'll be able to do it and after that it'll be saving for major home renovations. I'm sure after that there will be something else - perhaps a trip around the world.
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Posted 4/6/11 1:34 PM |
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Dulcinea
Weekend Warrior
Member since 3/08 2530 total posts
Name: Dulcinea
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Re: How much do you save a year?
DH and I save 10-20k per year apiece. We put money into 401k and college savings plan for which we can't tap into.
If we don't see the money in our sbank acccount, we'll less likely to use it. It has worked so far!
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Posted 4/7/11 12:17 PM |
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JustJack
:)
Member since 2/06 2041 total posts
Name: J
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Re: How much do you save a year?
Since we bought the house it is a few thousand. There are house projects that we've been spending our money on now.
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Posted 4/7/11 3:17 PM |
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Re: How much do you save a year?
Posted by Blu-ize
Not nearly enough. Right now we are making our bills. Only saving in retirement right now.
Hoping we can bring in more income soon.
This is us as well. Although I try to save some of my paycheck each week, something always seems to come up, where I have to tap into that at some point.
Outside of my 401K and DS's savings account, we have savings that would probably get us through a few months if absolutely necessary.
I am hoping we get a decent tax return this year so I can pay off some stuff we had to put on the credit card recently, and then the rest is absolutely going into savings.
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Posted 4/8/11 3:39 PM |
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maybesoon
LIF Adult
Member since 9/09 5981 total posts
Name:
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Re: How much do you save a year?
Posted by Dulcinea
DH and I save 10-20k per year apiece. We put money into 401k and college savings plan for which we can't tap into.
If we don't see the money in our sbank acccount, we'll less likely to use it. It has worked so far!
same with DH and I
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Posted 4/8/11 9:29 PM |
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