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Sorry: health insurance question
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Sorry: health insurance question
I was just hired by a district, and was planning on using their health benefits.
My ds gets child health plus currently. My rates just changed to 30 dollars a month because of my husband being out of work.
Would I be able to get insurance for just m husband and me, and continue with child health plus for my son and sign him up the following year? Or would it be better off just to have him under my plan right from the start?
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Posted 8/8/11 9:38 PM  |
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Re: Sorry: health insurance question
Congrats on your job! You would have to do a bit of a cost analysis and remember that when pay for insurance through work, it's pre-tax, so it might cost less, unless you can somehow pay for child health plus through flex spending or something...
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| Posted 8/8/11 9:47 PM |
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CurlyQ
Member since 6/07 2024 total posts
Name:
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Re: Sorry: health insurance question
In my district if you add just one person or more it is considered the family plan and is the same price. Not sure if that is how it works else where.
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| Posted 8/8/11 10:27 PM |
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CAMCaps
Live Laugh Love Run
Member since 6/07 4922 total posts
Name:
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Re: Sorry: health insurance question
Posted by CurlyQ
In my district if you add just one person or more it is considered the family plan and is the same price. Not sure if that is how it works else where.
Same in my district.
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| Posted 8/9/11 7:12 AM |
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muffaboo
LIF Adult
Member since 12/10 3797 total posts
Name:
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Re: Sorry: health insurance question
Posted by CAMCaps
Posted by CurlyQ
In my district if you add just one person or more it is considered the family plan and is the same price. Not sure if that is how it works else where.
Same in my district.
mine too
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| Posted 8/9/11 11:58 AM |
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Tah-wee-ZAH
Kisses
Member since 5/05 15952 total posts
Name:
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Re: Sorry: health insurance question
Posted by muffaboo
Posted by CAMCaps
Posted by CurlyQ
In my district if you add just one person or more it is considered the family plan and is the same price. Not sure if that is how it works else where.
Same in my district.
mine too
Same here.
If your new plan is the same company as mine, and I think it is the overall coverage is far better than 99% of most other insurance plans because of the sheer size of the pool of those insured.
The routine items might be the same, or maybe a few dollars more for a co-pay, but the comprehensive coverage (ex. hospitalization, etc... things you hopefully will never, ever need) is much, much better. We are covered for many procedures that are considered OOP for many other plans.
My insurance has always been better than any of the health insurance offered at every one of my husband's previous employers... one of the top reasons why I went back after my leave.
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| Posted 8/9/11 10:23 PM |
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