Title help asap

I have some "judgments" and now there is a lien on my house.

problem is I am not on the deed-mortgage only AND I already payed off these credit cards.

i am in the process of getting lien release but I also need to file to town? county?

I don't know who to go to

Re: Title help asap

I work in reading and clearance in a title company. I am not a lawyer. I do not personally satisfy judgments. The below is just my general understanding from working in the industry.

Speaking generally--- Judgments can only attach to real property if you are the owner of the real property. (If there is a deed putting you in title, then they can attach to the property.) If you acquire real property after a judgment has been entered against you, then they can also attach to that property. Judgments can also only attach to real property if they are filed with the County Clerk (and only in the County where they are filed.) If a judgment was originally entered in a Civil Court, the creditor also needs to file it with the County Clerk. It will only attach to real property if it is filed with the County Clerk.

As far as getting them removed from the record once they have been satisfied. You need a satisfaction for judgment. It needs to be filed in the Court were the judgment was originally entered. (Civil, Supreme, etc...)

Now if the judgment was originally entered in the Civil Court AND the creditor also filed the judgment with the County Clerk
you also need to obtain a Certificate of Disposition of Judgment when you file the judgment in Civil Court. (This is also called a "CDJ".) You then need to file the CDJ with the County Clerk.

I hope this is what you were looking for.