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BabyLove08
Love her!
Member since 2/08 3673 total posts
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Can a Merchant Charge a Sucharge to a Credit Card?
Sooo wondering this. Today, I was buying food at a Bagel Store in Commack and as I was about to pay they told us there's a surcharge to use a credit card. I know some places charge a $10 minimum, but I've NEVER been told there's a surcharge and now I'm wondering if there always is and most merchants don't say and I never noticed, or is this illegal? It's not the $ I'm mad about whatsoever, just the principal of it all.
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Posted 2/24/18 12:42 PM  |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: Can a Merchant Charge a Sucharge to a Credit Card?
Gas stations do it all tbe time... hence why you pay more per gallon for credit....so it must be legal I would guess
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| Posted 2/24/18 1:04 PM |
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GoldenRod
10 years on LIF!
Member since 11/06 26792 total posts
Name:
Shawn
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Re: Can a Merchant Charge a Sucharge to a Credit Card?
Posted by NervousNell
Gas stations do it all tbe time... hence why you pay more per gallon for credit....so it must be legal I would guess
I know that gas stations definitely can't. They don't charge more for CCs..... however they *can* legally give a discount for cash... 
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| Posted 2/24/18 1:21 PM |
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Kate
*****
Member since 5/05 7557 total posts
Name:
Kate
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Can a Merchant Charge a Sucharge to a Credit Card?
It is usually against their contract with their merchant services provider to do that. I think some places get around it by saying there is a discount for cash purchases.
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| Posted 2/24/18 2:00 PM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: Can a Merchant Charge a Sucharge to a Credit Card?
Posted by GoldenRod
Posted by NervousNell
Gas stations do it all tbe time... hence why you pay more per gallon for credit....so it must be legal I would guess
I know that gas stations definitely can't. They don't charge more for CCs..... however they *can* legally give a discount for cash...
Oh Yes I remember there was some big to do in Newsday a few years back because some stations were charging over $1 more per gallon for credit and they said well it's a cash discount.
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| Posted 2/24/18 2:11 PM |
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Dolphinsbaby
My 3 little guys!
Member since 12/10 2943 total posts
Name:
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Re: Can a Merchant Charge a Sucharge to a Credit Card?
I’ve seen a nail place do this. If you used your cc, you had to pay an additional $1 for the fee.
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| Posted 2/24/18 8:34 PM |
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jerrysgirl
I love my hot dog!!
Member since 6/06 5357 total posts
Name:
E & J
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Re: Can a Merchant Charge a Sucharge to a Credit Card?
Posted by Dolphinsbaby
I’ve seen a nail place do this. If you used your cc, you had to pay an additional $1 for the fee.
This. My nail salon used to do it when they first took credit cards.
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| Posted 2/25/18 5:41 AM |
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lcherian
He is the reason!
Member since 2/06 2512 total posts
Name:
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Re: Can a Merchant Charge a Sucharge to a Credit Card?
It used to be prohibited but it is now allowed.
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| Posted 2/25/18 9:37 AM |
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PhyllisNJoe
My Box Is Broken
Member since 6/11 9145 total posts
Name:
Phyllis
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Re: Can a Merchant Charge a Sucharge to a Credit Card?
I have never come across this but if I do, I will no longer shop with them. It’s insane. As a merchant, you have to pay for the ease of credit cards. Not the customer.
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| Posted 2/25/18 10:06 AM |
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BabyLove08
Love her!
Member since 2/08 3673 total posts
Name:
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Can a Merchant Charge a Sucharge to a Credit Card?
Thank you to those who responded.
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| Posted 2/25/18 9:41 PM |
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Peainapod
Peanuts are here!
Member since 1/09 13591 total posts
Name:
Diana
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Re: Can a Merchant Charge a Sucharge to a Credit Card?
yes it is legal now. this was changed a few years ago. i have been at vendor fairs and stuff where people use the square swipe things and if i need to pay with a card they add a fee. businesses lose a %age of the sale when they take credit / debit cards and they are now allowed to recoup that.
same with using paypal, Etsy, etc. if you are a business and use it, you lose a %age of your money to the merchant processor.
I dont personally do that, but write that off as a business expense come tax time.
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| Posted 2/26/18 9:35 AM |
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