| Posted By |
Message |
| Pages: [1] 2 |
Cookiegobbler
My little love bugs!!
Member since 9/05 5759 total posts
Name:
Nicole
|
Poll:How many of you made sure you had a "nest egg" before ttc?
I ask because my friend was saying how you really need a "nest egg" before you ttc... however, I feel like in this day and age, saving is so difficult... what do you all think?
|
Posted 7/18/06 12:23 PM  |
| |
|
Question
LIF Adolescent
Member since 5/05 703 total posts
Name:
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
Is this "nest egg" for the baby? Or just your savings in general?
|
| Posted 7/18/06 12:28 PM |
| |
|
Cookiegobbler
My little love bugs!!
Member since 9/05 5759 total posts
Name:
Nicole
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
Just savings in general... like something to fall back on just incase of anything...
|
| Posted 7/18/06 12:28 PM |
| |
|
CellarDweller
LIF Adult
Member since 11/05 1562 total posts
Name:
Jennifer
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
We have some "rainy day" money saved but I don't think we would have put off TTC if we hadn't any saved.
|
| Posted 7/18/06 12:34 PM |
| |
|
Laura1976
Member since 5/05 5754 total posts
Name:
Laura
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
living on long island with the way housing costs and everything, i think if you wait to have a nest egg, you'll just never have children.
|
| Posted 7/18/06 12:41 PM |
| |
|
CkGm
They get so big, so fast :(
Member since 5/05 13848 total posts
Name:
Christine
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
Living in LA where we are and planning on taking off about 8 months, I started a baby fund. I have saved over 10,000. There is no way my DH could pay our mortgage all by himself.
|
| Posted 7/18/06 12:56 PM |
| |
|
kaklesmay
Love my baby boy!
Member since 9/05 1151 total posts
Name:
Kim
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
No bank account can tell me when we are ready to TTC.
|
| Posted 7/18/06 12:59 PM |
| |
|
dm24angel
Happiness
Member since 5/05 34581 total posts
Name:
Donna
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
Please We would never conceive or try to if we waited. Every single person I know with children told us if you wait till you are fincially secure you will wait forever cause no one ever on LI anyway feels very secure unless they are making 500K + and thats few and far between.
As far as money goes, if you need and can afford childcare then a baby is pretty inexpensive. Its when they start school and needs books, supplies, bikes, toys, etc that the $$$ is needed. So one can save up if they are careful .
|
| Posted 7/18/06 1:34 PM |
| |
|
pmpkn087
Life is good...
Member since 9/05 18504 total posts
Name:
Stephanie
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
I have a profit sharing plan and a nice amount in that. But, if it wasn't for that, we wouldn't have much. I agree that it is very difficult to save.
|
| Posted 7/18/06 1:47 PM |
| |
|
MABLE03
I <3 SATC
Member since 6/06 4563 total posts
Name:
Fabulous
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
Posted by dm24angel
Please We would never conceive or try to if we waited. Every single person I know with children told us if you wait till you are fincially secure you will wait forever cause no one ever on LI anyway feels very secure unless they are making 500K + and thats few and far between.
As far as money goes, if you need and can afford childcare then a baby is pretty inexpensive. Its when they start school and needs books, supplies, bikes, toys, etc that the $$$ is needed. So one can save up if they are careful .
I agree w/ everything above.
|
| Posted 7/18/06 1:47 PM |
| |
|
Cookiegobbler
My little love bugs!!
Member since 9/05 5759 total posts
Name:
Nicole
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
So many people tell me the same thing about you'll never have kids if you wait for money... I was just wondering what you all thought... Would you consider a 401K a nest egg?
|
| Posted 7/18/06 2:01 PM |
| |
|
Question
LIF Adolescent
Member since 5/05 703 total posts
Name:
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
Posted by Laura1976
living on long island with the way housing costs and everything, i think if you wait to have a nest egg, you'll just never have children.
I agree.
|
| Posted 7/18/06 2:16 PM |
| |
|
|
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
If we waited, we would never be able to have children. The way we see it is this - years ago people made it work with much less than what we have now. It will be a struggle but we will make it work whenever we are blessed with a baby.
|
| Posted 7/18/06 2:18 PM |
| |
|
MABLE03
I <3 SATC
Member since 6/06 4563 total posts
Name:
Fabulous
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
Posted by Cookiegobbler
So many people tell me the same thing about you'll never have kids if you wait for money... I was just wondering what you all thought... Would you consider a 401K a nest egg?
No I wouldn't that is for retirement and should never be touched IMO
|
| Posted 7/18/06 2:23 PM |
| |
|
|
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
Posted by Cookiegobbler
Would you consider a 401K a nest egg?
I don't consider it a nest egg, since that $$ is for retirement, and I don't count it in what's saved. BUT it's nice to know, that in an emergency, I can borrow from mine pretty easily.
We don't have as much as I'd like, but DH is a tenured professor and I'm a tenured teacher so unless one of us does something REALLY repulsive, our jobs are safe, and that's a huge comfort.
|
| Posted 7/18/06 3:39 PM |
| |
|
Goldi0218
My miracles!
Member since 12/05 23902 total posts
Name:
Leslie
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
We have a nest egg but not for TTC. And guess what? Just as I went off birth control, my car died and is in a state of disrepair. So we have to buy a new car. The nest egg has been reduced to a nest zygote. Great timing since I saw one of THESE last night:
Image Attachment(s):
|
| Posted 7/18/06 5:20 PM |
| |
|
skygirl
Our prayers were answered:)
Member since 6/05 4919 total posts
Name:
Erica
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
Posted by Goldi0218
We have a nest egg but not for TTC. And guess what? Just as I went off birth control, my car died and is in a state of disrepair. So we have to buy a new car. The nest egg has been reduced to a nest zygote. Great timing since I saw one of THESE last night:
Good luck to you!
As far as saving, we have a little bit put away but I agree with the other posters, I don't think we are EVER going to feel 100% financially secure and having a baby is our dream. I think things always work out with $$$$.
|
| Posted 7/18/06 5:32 PM |
| |
|
purplegirl
.
Member since 5/06 2423 total posts
Name:
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
nope--we are not being careful with our money at all! we figured we'd actually worry about money when we get pregnant! how backwards are we?!?
|
| Posted 7/18/06 5:49 PM |
| |
|
randella
Love my little man
Member since 8/05 16290 total posts
Name:
Randi
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
I think it's important to have some money put away-- but to also just in general be financially responsible.
|
| Posted 7/18/06 7:29 PM |
| |
|
julz33
i run for bacon
Member since 5/05 20584 total posts
Name:
julz
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
We do... but we are not even TTC yet. If something goes wrong with the house, or my car, or if one of us is out of work... these are all things I worry about even before having a baby. For me we will definitley need and have a big nest egg when we TTC next year... but I know people (like my sister) that are doing fine without a nest egg! You can make it work. Personally, I am a planner and cannot live that way
|
| Posted 7/18/06 7:32 PM |
| |
|
Redhead
You Live, You Learn
Member since 5/05 31871 total posts
Name:
Jennifer
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
well....i am not sure if it is a nest egg
but we have a good amount that we are keeping in our savings
|
| Posted 7/18/06 7:38 PM |
| |
|
MrsBlueSash
Love my sailor
Member since 6/05 5793 total posts
Name:
Christian
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
We have a 6mos emergency fund, the rest goes to retirement as far as saving. I'm kinda like the others, TTC or not I can't live without the 'what if' money for emergencies, big or small.
Message edited 7/18/2006 9:19:42 PM.
|
| Posted 7/18/06 9:16 PM |
| |
|
Tine73
Member since 3/06 22093 total posts
Name:
*********
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
No I wouldn't that is for retirement and should never be touched IMO
I agree!
|
| Posted 7/18/06 11:51 PM |
| |
|
MrsBlueSash
Love my sailor
Member since 6/05 5793 total posts
Name:
Christian
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
Posted by BackInNewYork
No I wouldn't that is for retirement and should never be touched IMO
I agree!
Very bad idea to use a 401K early. Short term gain but in the long term a big loss.
Message edited 7/19/2006 12:42:43 AM.
|
| Posted 7/19/06 12:41 AM |
| |
|
DandN
Twins are here!
Member since 3/06 3597 total posts
Name:
Deirdre
|
Re: Poll:How many of you made sure you had a "nest egg" before ttc?
DH is a financial planner so thankfully he's super organized about our finances and has set up our nest egg account which we both contribute to.
I was never good about my finances but I'm really trying to be more organized about my spending and disciplined about my savings.
|
| Posted 7/19/06 5:26 PM |
| |
|
| Pages: [1] 2 |
