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Do you have separate bank accounts?

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IGLover
Y'all come back now, ya hear!!

Member since 9/05

2361 total posts

Name:
Kristen

Do you have separate bank accounts?

DH and I did before we were married. We didnt get a joint account until we tied the knot.

Now, we just have one account.

Message edited 9/25/2006 1:16:52 PM.

Posted 9/25/06 1:16 PM
 
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Lisa
I'm a PANK!!!

Member since 5/05

22334 total posts

Name:
Professional Aunts No Kids

Re: Do you have separate bank accounts?

just one acct for us

Posted 9/25/06 1:17 PM
 

anonttcer
BOOOO for fall!

Member since 7/06

10082 total posts

Name:
Meaning a NON ttcer!

Re: Do you have separate bank accounts?

Just one account...

Posted 9/25/06 1:18 PM
 

gregslove
LIF Adolescent

Member since 5/05

623 total posts

Name:
Susan

Re: Do you have separate bank accounts?

1 here too

Posted 9/25/06 1:18 PM
 

lorich
.

Member since 6/05

9987 total posts

Name:
Grammie says "Lora Gina"

Re: Do you have separate bank accounts?

Both...

We have our joint acct and our seperate accts.
It works now...until we buy a home. At that time he'll close his.

Posted 9/25/06 1:19 PM
 

MrsRbk
<3 <3 <3 <3

Member since 1/06

19197 total posts

Name:
Michelle

Re: Do you have separate bank accounts?

Posted by KristenNYC

DH and I did before we were married. We didnt get a joint account until we tied the knot.

Now, we just have one account.



same thing with us

Posted 9/25/06 1:19 PM
 

bklyngirl
COULD THIS BE MY YEAR??

Member since 6/05

15758 total posts

Name:
Gail

Re: Do you have separate bank accounts?

we both have a personal checking account

Posted 9/25/06 1:22 PM
 

tann22
LIF Adult

Member since 6/05

2421 total posts

Name:

Re: Do you have separate bank accounts?


DH and I have our own checking and we have a joint checking and savings.

Posted 9/25/06 1:25 PM
 

IGLover
Y'all come back now, ya hear!!

Member since 9/05

2361 total posts

Name:
Kristen

Re: Do you have separate bank accounts?

For those who said yes, any reason why?

Posted 9/25/06 1:25 PM
 

Christine
2nd verse same as the 1st

Member since 5/05

15287 total posts

Name:

Re: Do you have separate bank accounts?

Posted by tracy22


DH and I have our own checking and we have a joint checking and savings.



So do we.


The joint started as our wedding fund and is now our household account. We each have some spending money put into our personal accounts for incidentals, gifts, etc. DH has access to my accounts and vice versa but I was raised to always have something in my name because you never know what may happen.

Posted 9/25/06 1:27 PM
 

munchkinbugs
My little loves!

Member since 1/06

8093 total posts

Name:
Lisa

Re: Do you have separate bank accounts?

We have joint savings and separate checking.

We each have debts that we are paying on our own. Once those debts are done (hopefully by December) we will have one checking.

Posted 9/25/06 1:27 PM
 

MrsDiamondgrlie
Bailey

Member since 5/05

12810 total posts

Name:
D

Re: Do you have separate bank accounts?

One checking and one savings.

Posted 9/25/06 1:28 PM
 

Kissy331
My two miracles!

Member since 5/06

17826 total posts

Name:
Kristen

Re: Do you have separate bank accounts?

We have a joint savings but then we each have our own savings. Checking accounts, we both have separate.

The reason we do this is bc we haven't gotten around to combining everything after the wedding. The personal checking accounts will always stay though as i use mine for all bills

Posted 9/25/06 1:29 PM
 

nrthshgrl
It goes fast. Pay attention.

Member since 7/05

57538 total posts

Name:

Re: Do you have separate bank accounts?

One account now. It was very hard for me to give that up & combine.

Posted 9/25/06 1:29 PM
 

2PreciousBlessings
The Perfect Pair

Member since 5/06

19861 total posts

Name:
Best Wife & Mommy

Re: Do you have separate bank accounts?

We have joint savings and joint checking but then we also have own separate accounts.

Posted 9/25/06 1:30 PM
 

bklyngirl
COULD THIS BE MY YEAR??

Member since 6/05

15758 total posts

Name:
Gail

Re: Do you have separate bank accounts?

Posted by KristenNYC

For those who said yes, any reason why?



we have our personal bills. i.e. loans and credit cards we had before we got married

Posted 9/25/06 1:31 PM
 

IGLover
Y'all come back now, ya hear!!

Member since 9/05

2361 total posts

Name:
Kristen

Re: Do you have separate bank accounts?

I have no use for my own checking account. We both put our paycheck in the checking account, and it is used for bills only. We use cash alot for purchases, and rarely use our credit cards.

I know "you never know what could happen", but I would not feel right having a "just in case we split" account.

Posted 9/25/06 1:31 PM
 

IGLover
Y'all come back now, ya hear!!

Member since 9/05

2361 total posts

Name:
Kristen

Re: Do you have separate bank accounts?

Posted by bklyngirl

Posted by KristenNYC

For those who said yes, any reason why?



we have our personal bills. i.e. loans and credit cards we had before we got married



So, the money you make, and the money he makes is not "both of your" money?

Posted 9/25/06 1:32 PM
 

nferrandi
too excited for words

Member since 10/05

18538 total posts

Name:
Nicole

Re: Do you have separate bank accounts?

We have separate checking accounts and a joint savings.

Posted 9/25/06 1:32 PM
 

ml110
LIF Adult

Member since 1/06

5435 total posts

Name:

Re: Do you have separate bank accounts?

we have 4 accounts- we each have our own seperate savings and checking accounts, plus we have joint checking and joint savings account as well.
we have our paychecks direct deposited so that an equal percentage goes in teh jonit accounts. we use these to pay for the mortgage, dinners out together that aren't for special occasions, house bills, groceries, etc.
we also keep seperate accounts becasue basicaly we're both brats- LOL neither one of use was ready to completely combine money. and this way if i want to buy some new clothes, i can use my "personal" money and he can't complain. we also like having seperate accounts to buy each other gifts from so that we're buying the gifts with "our own' money, and not combined money
ETA: we just feel like having seperate money as well as joint cuts down a little the " why did you spend money on this?" kind of stuff..

Message edited 9/25/2006 1:34:37 PM.

Posted 9/25/06 1:33 PM
 

bklyngirl
COULD THIS BE MY YEAR??

Member since 6/05

15758 total posts

Name:
Gail

Re: Do you have separate bank accounts?

Posted by KristenNYC

Posted by bklyngirl

Posted by KristenNYC

For those who said yes, any reason why?



we have our personal bills. i.e. loans and credit cards we had before we got married



So, the money you make, and the money he makes is not "both of your" money?



we put a small portion into our separate accounts. the bulk of it is in our joint account. and if one r uns out, the other one would give them the money

Posted 9/25/06 1:33 PM
 

IGLover
Y'all come back now, ya hear!!

Member since 9/05

2361 total posts

Name:
Kristen

Re: Do you have separate bank accounts?

Your husband does not help pay off your debt?

Posted 9/25/06 1:34 PM
 

MABLE03
I <3 SATC

Member since 6/06

4563 total posts

Name:
Fabulous

Re: Do you have separate bank accounts?

We have two bank accounts and both are joint.

Posted 9/25/06 1:34 PM
 

greenfreak
.

Member since 9/06

11483 total posts

Name:
greenfreak

Re: Do you have separate bank accounts?

Joint savings, seperate checking.

It's easier to have seperate checking accounts. We don't have to check with each other on balance transfers, who's check is hitting the account when, who has to pay a bill, will we have enough after paying all the monthly bills...

We keep buffers in our accounts so we never need to shuffle money around to pay bills.

Posted 9/25/06 1:34 PM
 

steph4777
**************

Member since 5/05

11726 total posts

Name:
Stephanie

Re: Do you have separate bank accounts?

My account became the joint account, he still has his account. I manage the money, so I just transfer his spending money into his account.

Posted 9/25/06 1:35 PM
 
Pages: [1] 2 3
 

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