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KaRiSsA
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Member since 5/05 4646 total posts
Name:
KARISSA
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Re: Does anyone have their engagement ring under home owners insurance?
Posted by LadyLainez
Posted by KaRiSsA
I just need to have it appraised again first.
the appraisal for insurance purposes is good for 2 years.
Do you know a place near Garden city or Levittown? I cant remember the name of the place we used.
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Posted 12/27/05 11:23 AM  |
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Moehick
Ready for the sun!
Member since 5/05 30339 total posts
Name:
Properly perfect™
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Re: Does anyone have their engagement ring under home owners insurance?
Posted by KaRiSsA
Posted by LadyLainez
Posted by KaRiSsA
I just need to have it appraised again first.
the appraisal for insurance purposes is good for 2 years.
Do you know a place near Garden city or Levittown? I cant remember the name of the place we used.
I think your thinking of the Jewelry Judge near Roosevelt Field
Message edited 12/27/2005 11:24:33 AM.
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| Posted 12/27/05 11:24 AM |
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KaRiSsA
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Member since 5/05 4646 total posts
Name:
KARISSA
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Re: Does anyone have their engagement ring under home owners insurance?
Posted by Moehick
Posted by KaRiSsA
Posted by LadyLainez
Posted by KaRiSsA
I just need to have it appraised again first.
the appraisal for insurance purposes is good for 2 years.
Do you know a place near Garden city or Levittown? I cant remember the name of the place we used.
I think your thinking of the Jewelry Judge near Roosevelt Field
Thats it!!!! Thanks girl.
Message edited 12/27/2005 11:27:31 AM.
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| Posted 12/27/05 11:27 AM |
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VirginiaDeb
Don't eat me, hippo!
Member since 5/05 9252 total posts
Name:
Deb
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Re: Does anyone have their engagement ring under home owners insurance?
We have it under jewlers insurance. my friend's dad (our jewler) said it's much easier to get the right value for the ring if it's under that than if it's under renters or homeowners.
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| Posted 12/27/05 11:27 AM |
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DjPiLL
Member since 5/05 3664 total posts
Name:
Richard
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Re: Does anyone have their engagement ring under home owners insurance?
Posted by jodijohn903
Posted by suvenR
we have a separate jewelry policy for a few reasons- if we submitted a claim against homeowners, our homeowners rate would skyrocket. Also, our jewelry policy does a replacement based on where we want to shop. As in, I go to my favorite jeweler, he gives me a price for the exact replacement. My jewelery policy then cuts me a check for that amount. I do not have to go to their jeweler and I do not have a deductible at all.
Exactly!!!!!
I had a separate policy with Chubb when I lived in my co-op cause I had no homeowners insurance.
Now i just bought my house and I just added it to my homeowners cause it was much cheaper to do it that way.
But now I checked Jewelers Mutual and it seems like the same insurance coverage compared to my homeowners would be about $10 more a year.
I think I am going to take the e-ring off my homeowners and get a separate policy again.
I didn't think it would be this cheap for a policy... but apparently the move from Queens to Nassau means much cheaper insurance rates.
I know my car insurance dropped a good 35% moving to Nassau so I am not surprised.
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| Posted 12/27/05 11:29 AM |
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skew
LIF Adult
Member since 5/05 6794 total posts
Name:
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Re: Does anyone have their engagement ring under home owners insurance?
we used them too. really nice and very thorough
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| Posted 12/27/05 11:30 AM |
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LadyMaravilla
Fall Is Here
Member since 5/05 12023 total posts
Name:
Sonia
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Re: Does anyone have their engagement ring under home owners insurance?
I had a separate policy with Chubb when I lived in my co-op cause I had no homeowners insurance.
Now i just bought my house and I just added it to my homeowners cause it was much cheaper to do it that way.
But now I checked Jewelers Mutual and it seems like the same insurance coverage compared to my homeowners would be about $10 more a year.
I think I am going to take the e-ring off my homeowners and get a separate policy again.
I didn't think it would be this cheap for a policy... but apparently the move from Queens to Nassau means much cheaper insurance rates.
I know my car insurance dropped a good 35% moving to Nassau so I am not surprised.
well, under your HO policy there are limits of coverage for jewelry & furs. But to have a rider there is coverage for the value of the ring.
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| Posted 12/27/05 11:31 AM |
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charon54
My two boys!
Member since 5/05 7279 total posts
Name:
Rebecca
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Re: Does anyone have their engagement ring under home owners insurance?
I do
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| Posted 12/27/05 11:33 AM |
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DjPiLL
Member since 5/05 3664 total posts
Name:
Richard
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Re: Does anyone have their engagement ring under home owners insurance?
Posted by LadyLainez
well, under your HO policy there are limits of coverage for jewelry & furs. But to have a rider there is coverage for the value of the ring.
The limit is 2k for jewelry insurance for my normal policy. But the e-ring is a lot more... so i had to take out a separate rider.
But like I said... for $10 more a YEAR... i am going to get a separate policy again. (assuming the website quote i got from jewelers mutual is accurate).
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| Posted 12/27/05 11:48 AM |
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DjPiLL
Member since 5/05 3664 total posts
Name:
Richard
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Re: Does anyone have their engagement ring under home owners insurance?
jewelery judge on old country road is great. Appraisals for an e-ring normally run in the $100 range.
Speak to Barry.
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| Posted 12/27/05 11:48 AM |
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