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how much do you pay for homeowners insurance?

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Dani00518
Gorgeous

Member since 5/05

2730 total posts

Name:
Danielle

how much do you pay for homeowners insurance?

Geez...I didn't think it would vary so much....some places were hundreds of dollars more. We just got our lowest quote from state farm...$908 for the year.

Posted 8/15/05 10:31 PM
 
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JodiBabe
Married for 9 yrs!!!!!!

Member since 5/05

6672 total posts

Name:
Jodi

Re: how much do you pay for homeowners insurance?

we use to have state farm for $924/yr & just switched to MetLife for $808/year

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Posted 8/15/05 10:47 PM
 

steph4777
**************

Member since 5/05

11726 total posts

Name:
Stephanie

Re: how much do you pay for homeowners insurance?

We pay $754 with Allstate.

Posted 8/15/05 10:56 PM
 

lovey44
LIF Zygote

Member since 8/05

8 total posts

Name:

Re: how much do you pay for homeowners insurance?

We will be paying under $700 with Liberty Mutual. We close on Thurs.

Posted 8/15/05 11:54 PM
 

CunningOne
***

Member since 5/05

26975 total posts

Name:

Re: how much do you pay for homeowners insurance?

WE pay about $850 with State Farm.

Posted 8/16/05 12:21 AM
 

dengal
Dad of Twins

Member since 5/05

1385 total posts

Name:
The 80's Man
Let's Go Mets!

Re: how much do you pay for homeowners insurance?

A little over $700 through Allstate

Posted 8/16/05 10:32 AM
 

LisaW
Time for me to FLY!

Member since 5/05

13199 total posts

Name:
Did I ever tell you that I hate people?

Re: how much do you pay for homeowners insurance?

$909 with Travelers

Posted 8/16/05 10:33 AM
 

trnity44
I hope you stay beautiful baby

Member since 5/05

8356 total posts

Name:
Liz

Re: how much do you pay for homeowners insurance?

We pay $630/year with Liberty Mutual.

Posted 8/16/05 10:58 AM
 

Dani00518
Gorgeous

Member since 5/05

2730 total posts

Name:
Danielle

Re: how much do you pay for homeowners insurance?

Hey....how come mine is so expensive?

Posted 8/17/05 1:07 AM
 

paulandles912
My children are a blessing!

Member since 5/05

2598 total posts

Name:
Leslie

Re: how much do you pay for homeowners insurance?

We're paying a little under $700 through Liberty Mutual.

Posted 8/17/05 9:31 AM
 

june262004
But I love the Snow!

Member since 5/05

15379 total posts

Name:
Kristin

Re: how much do you pay for homeowners insurance?

looks like we should try liberty mutual!

Posted 8/17/05 9:32 AM
 

Ellie
LIF Adolescent

Member since 5/05

581 total posts

Name:

Re: how much do you pay for homeowners insurance?

About $650/State Farm.

Posted 8/17/05 10:50 AM
 

ckdk
My girls

Member since 5/05

7027 total posts

Name:
Cheryl

Re: how much do you pay for homeowners insurance?

it depends on your home... You have to cover the amount it would cost to rebuild it god forbid there was a fire, etc... Some people have bigger homes than others, different deductibles etc...
we are paying 937/year.

Posted 8/17/05 1:01 PM
 

MsG
Should be working

Member since 5/05

2824 total posts

Name:
G

Re: how much do you pay for homeowners insurance?

670ish, State Farm

Posted 8/17/05 1:51 PM
 

MrsDiamondgrlie
Bailey

Member since 5/05

12810 total posts

Name:
D

Re: how much do you pay for homeowners insurance?

Do you just call around for the best rate?
When do you need it by?

Posted 9/9/05 3:56 PM
 

Texas4Good
My Boys

Member since 6/05

1019 total posts

Name:
Anne

Re: how much do you pay for homeowners insurance?

We are with State Farm $1200 / yr

Posted 9/9/05 4:39 PM
 

MrsProfessor
hi

Member since 5/05

14279 total posts

Name:

Re: how much do you pay for homeowners insurance?

Posted by MrsDiamondgrlie

Do you just call around for the best rate?
When do you need it by?



I did- I got a quote from Travelers (Geico) for $2100 (I mistakenly told them fuse boxes, not circuit breakers), $850 from State Farm and finally $560 from Met Life, who we obviously went with.

Posted 9/9/05 7:39 PM
 

Smileyd17
kids

Member since 5/05

20997 total posts

Name:
Mommy

Re: how much do you pay for homeowners insurance?

Working in insurance and Im not saying who....u have to understand that HO policies price will vary due to what the amt of ur replacement value is on ur home. That is the amt that it would take to rebuild ur home...the structure, in case of a loss. The number really doesnt make sense to many since we are paying HIGH prices for out house but its the land we are paying for as well.
Anyways....prices will vary from of course every company and even ur next door neighbor. Just make sure you are properly covered and go w/a reputable company who will take care of you the right way in case of a loss.
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Message edited 9/9/2005 8:01:19 PM.

Posted 9/9/05 8:00 PM
 

-DonnaMarie-
<3

Member since 5/05

6079 total posts

Name:

Re: how much do you pay for homeowners insurance?

$750/yr with Allstate

Posted 9/10/05 12:25 AM
 

mrjune262004
LIF Adolescent

Member since 5/05

512 total posts

Name:
Michael or if mom Micheal

Re: how much do you pay for homeowners insurance?

Posted by june262004

looks like we should try liberty mutual!



i tried them they wanted 1,315 with a $500 deductible

Posted 9/10/05 12:12 PM
 

MrsProfessor
hi

Member since 5/05

14279 total posts

Name:

Re: how much do you pay for homeowners insurance?

Posted by mrjune262004

Posted by june262004

looks like we should try liberty mutual!



i tried them they wanted 1,315 with a $500 deductible



Wow- that is a lot! My folks are in Levittown and I think theirs is about $800 or so.

Posted 9/10/05 12:32 PM
 

DjPiLL

Member since 5/05

3664 total posts

Name:
Richard

Re: how much do you pay for homeowners insurance?

Well I just tried to get a quote through AllState and they say to insure in Nassau County I have to have car insurance with them for 60 days.

NO THANKS.

Posted 9/12/05 4:35 PM
 

Myrockette
~*~*~*~*~*~*~

Member since 5/05

5632 total posts

Name:

Re: how much do you pay for homeowners insurance?

Posted by DjPiLL

Well I just tried to get a quote through AllState and they say to insure in Nassau County I have to have car insurance with them for 60 days.

NO THANKS.




think we were told something similar. just had auto ins. w/ them for a few months. We picked up state farm and then a few months later switched w/ Allstate.

Posted 9/12/05 4:41 PM
 

DjPiLL

Member since 5/05

3664 total posts

Name:
Richard

Re: how much do you pay for homeowners insurance?

My wife just totalled a brand new Jeep that Geico is "forgiving us" and not raising our premiums.

Changing car insurance companies is simply... not an option. Chat Icon

Posted 9/12/05 4:44 PM
 

june262004
But I love the Snow!

Member since 5/05

15379 total posts

Name:
Kristin

Re: how much do you pay for homeowners insurance?

Posted by DjPiLL

Well I just tried to get a quote through AllState and they say to insure in Nassau County I have to have car insurance with them for 60 days.

NO THANKS.





YA you know what dont use allstate. My parents had a flood in their house. A hot water pipe broke in the ceiling and ran all day. My mom came home from work to find the windows all fogged up. The electric bill was nuts so was the oil bill since the hot water was running all day. The have allstate and an adjuster came and gave them CRAP. They lost everything on the first floor. EVERYTHING! Every piece of carpeting the laminate wood floor Cabinets appliances you name it it was gone. They gave them like 300.00 to paint the downstairs 50.00 to replace ALL the carpet (which was 6 months old they replaced it right before my wedding and this happened in December) they still dont have carpeting or any floors they are fighting with allstate! The adjuster tole my parents he wouldnt pay for a sink or a faucet since they are made to get wet. They gave them some stupid price of like 400.00 for cabinets Chat Icon

Posted 9/12/05 4:46 PM
 
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