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bklyngirl
COULD THIS BE MY YEAR??
Member since 6/05 15758 total posts
Name:
Gail
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Re: Do you have separate bank accounts?
Posted by KristenNYC
Your husband does not help pay off your debt?
why should he. i'm the one that made the purchase, so i'll pay it off
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Posted 9/25/06 1:35 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
IGLover
Y'all come back now, ya hear!!
Member since 9/05 2361 total posts
Name:
Kristen
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Re: Do you have separate bank accounts?
Posted by bklyngirl
Posted by KristenNYC
Your husband does not help pay off your debt?
why should he. i'm the one that made the purchase, so i'll pay it off
Because you're married, thats why. And a big part of that, is helping each other out. My husband helped pay off my debt because he didnt want my credit the be shot when we went to buy a house.
Message edited 9/25/2006 1:39:08 PM.
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| Posted 9/25/06 1:38 PM |
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Christine
2nd verse same as the 1st
Member since 5/05 15287 total posts
Name:
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Re: Do you have separate bank accounts?
Posted by KristenNYC
I know "you never know what could happen", but I would not feel right having a "just in case we split" account.
The never know what could happen is not a "just in case we split" account, it's for emergency situations that may occur.
As an example, my parents joint account was locked for a couple of days b.c. my father was the primary name on the account when he died. It wasn't a huge deal to correct but not what needed attention at the moment.
Message edited 9/25/2006 1:39:38 PM.
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| Posted 9/25/06 1:39 PM |
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NoStressMom
My Heart and Soul
Member since 5/05 11122 total posts
Name:
D
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Re: Do you have separate bank accounts?
Posted by tracy22
DH and I have our own checking and we have a joint checking and savings.
same with us and it works great
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| Posted 9/25/06 1:39 PM |
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IGLover
Y'all come back now, ya hear!!
Member since 9/05 2361 total posts
Name:
Kristen
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Re: Do you have separate bank accounts?
Posted by Christine
Posted by KristenNYC
I know "you never know what could happen", but I would not feel right having a "just in case we split" account.
The never know what could happen is not a "just in case we split", it's for emergency situations that may occur.
As an example, my parents joint account was locked for a couple of days b.c. my father was the primary name on the account when he died. It wasn't a huge deal to correct but not what needed attention at the moment.
Gotcha
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| Posted 9/25/06 1:39 PM |
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bklyngirl
COULD THIS BE MY YEAR??
Member since 6/05 15758 total posts
Name:
Gail
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Re: Do you have separate bank accounts?
Posted by KristenNYC
Posted by bklyngirl
Posted by KristenNYC
Your husband does not help pay off your debt?
why should he. i'm the one that made the purchase, so i'll pay it off
Because you're married, thats why. And a big part of that, is helping each other out. My husband helped pay off my debt because he didnt want my credit the be shot when we went to buy a house.
we have a joint account to pay for our bills at home. when i had a student loan i payed that on my own. my credit is still good
Message edited 9/25/2006 1:40:31 PM.
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| Posted 9/25/06 1:40 PM |
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greenfreak
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Member since 9/06 11483 total posts
Name:
greenfreak
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Re: Do you have separate bank accounts?
Posted by KristenNYC
Posted by bklyngirl
Posted by KristenNYC
Your husband does not help pay off your debt?
why should he. i'm the one that made the purchase, so i'll pay it off
Because you're married, thats why. And a big part of that, is helping each other out. My husband helped pay off my debt because he didnt want my credit the be shot when we went to buy a house.
I pay the rent and my car payment; DH pays everything else. Even my cellphone bill, all utilities, etc. At the end of the month, he has more money leftover than I do (he gets paid more) so he's the one putting money in our savings account.
If we come into some extra money from a bonus, raise, tax return, we decide what to do with it. Once we paid off all my debt, and another time we paid down his school loan.
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| Posted 9/25/06 1:42 PM |
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Stacey1403
Where it all began....
Member since 5/05 24065 total posts
Name:
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Re: Do you have separate bank accounts?
We have joint savings and joint checking. I agree with you Kristen. It is "our" money and it goes into "our" account.
When we went to our premarital counseling with our Pastor he actually said our money should be together as we are together.
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| Posted 9/25/06 1:42 PM |
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heidla
Me and the guys
Member since 5/05 4024 total posts
Name:
Heidi
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Re: Do you have separate bank accounts?
We have both. We like to keep seperate accounts also for special occasions and vacation funds. This works for us.
Message edited 9/25/2006 1:48:16 PM.
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| Posted 9/25/06 1:42 PM |
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Mrs-Boop
My Babies
Member since 5/05 4956 total posts
Name:
Jaime
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Re: Do you have separate bank accounts?
We have everything separate. Only joint things we have are a marriage license and our car insurance For us, everything is kept separate for child support issues. But once those issues are done, we'll probably still keep it separate because it works for us, its easier for us. We know that both our salaries are our money and anything we have is ours. 
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| Posted 9/25/06 1:45 PM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: Do you have separate bank accounts?
one account.
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| Posted 9/25/06 1:59 PM |
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Re: Do you have separate bank accounts?
Posted by BellaPaige
We have joint savings and joint checking but then we also have own separate accounts.
same for us.
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| Posted 9/25/06 2:00 PM |
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MrsPorkChop
Twinning!!
Member since 5/05 9941 total posts
Name:
Missy
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Re: Do you have separate bank accounts?
1 joint and we each have our own accounts
i have a car payment and shopping etc.
he has lawschool loans and commuting fees
we put money into joint at the end of the month. we also use the joint for purchases for the house and food etc.
this works for us
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| Posted 9/25/06 2:03 PM |
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LiPo
:(
Member since 9/06 1864 total posts
Name:
Lisa
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Re: Do you have separate bank accounts?
We just got married but as of right now I have my own savings and checking, he has his own savings and we have a joint savings and joint checking.
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| Posted 9/25/06 2:05 PM |
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baghag
:P
Member since 5/05 10278 total posts
Name:
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Re: Do you have separate bank accounts?
Posted by KristenNYC
For those who said yes, any reason why?
We share bank accounts.
Until recently, that was fine with me- and it wasn't anything that DH did that changed my mind.
When we got engaged, I added him to my checking and savings, so they were both joint accounts. No one person was "primary" or "secondary" as far as I was told. It was my understanding that we are both able to handle any issue that arises.
A few weeks ago the bank called and asked to speak to DH about some issue. They REFUSED to speak with me about OUR account. The woman claimed that since only his name comes up on th screen when she makes calls, he is the only one she can speak to, even though it is a joint account.
They had some fecking balls to automatically put him as the only one who can handle the money issues, especially since it was MY account to begin with.
I am shopping for another bank.
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| Posted 9/25/06 2:07 PM |
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BabyAvocado
Happy New Year
Member since 5/05 17334 total posts
Name:
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Re: Do you have separate bank accounts?
We each have individual savings and checking as well as a joint checking.
Bills get paid out of the joint to which we each contribute a certain amt automatically from each paycheck. The leftover money in our personal accounts is our own money to do with what we please.
Why? It works for us. Our personal accounts are definitely not "just in case we split accounts". I actually think it prevents alot of money arguments.
We still have the mentality that all of our money is "our" money. It's just the way we choose to manage it.
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| Posted 9/25/06 2:10 PM |
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MommyofG
just the girls
Member since 5/05 9461 total posts
Name:
Janice
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Re: Do you have separate bank accounts?
we have separate accounts
for me its not a "just in case split up account'"- I want my own identity in that aspect. We are joint in everything else monetary the house the cars the bills, just b/c you get married doesnt mean you have to do everything joint financially. and I'll tell you we NEVER fight over money either. and yes we help eachother pay off loans as well, its not well this is mine and yours. In our eyes its joint on paper its separate.
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| Posted 9/25/06 2:45 PM |
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MrsPorkChop
Twinning!!
Member since 5/05 9941 total posts
Name:
Missy
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Re: Do you have separate bank accounts?
Posted by girlygrl33
just b/c you get married doesnt mean you have to do everything joint financially. and I'll tell you we NEVER fight over money either.
i agree
same here
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| Posted 9/25/06 2:46 PM |
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dpli
Daylight savings :)
Member since 5/05 13973 total posts
Name:
D
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Re: Do you have separate bank accounts?
We have both. Most is in joint accounts, but we each have smaller ones that we just didn't bother adding the other person to.
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| Posted 9/25/06 2:47 PM |
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june262004
But I love the Snow!
Member since 5/05 15379 total posts
Name:
Kristin
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Re: Do you have separate bank accounts?
Only Joint accounts. When we got married it become "our"
debt
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| Posted 9/25/06 2:50 PM |
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tourist
Member since 5/05 10425 total posts
Name:
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Re: Do you have separate bank accounts?
We have one joint acount, b/c really. . .who the heck is going to balance THREE different checking accounts!
We are too lazy for that!
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| Posted 9/25/06 2:56 PM |
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karacg
Babygirl is 4!
Member since 5/05 17076 total posts
Name:
Kara®
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Re: Do you have separate bank accounts?
We have both -- we never even use the joint account really. It is just to make it easier for me since I sometimes have to deposit checks for him. This way I can do all my banking in WaMu.
We don't have any debt so it isn't an issue.
Nothing is a "what if" account... I have a few accounts and so does he. That's just how it was when we met, no need to change it.
Message edited 9/25/2006 2:58:07 PM.
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| Posted 9/25/06 2:57 PM |
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Waste06
Waste not, want not
Member since 6/06 7219 total posts
Name:
Lois Mom Mommy Mama Ma
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Re: Do you have separate bank accounts?
We have joint and personal accounts. Just as we have joint and personal expenses.
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| Posted 9/25/06 2:59 PM |
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chikita315
Love
Member since 8/06 7945 total posts
Name:
M-lo
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Re: Do you have separate bank accounts?
We have personal checking accounts.
We have a joint checking and a joint ING savings account.
I also have a personal ING account.
I like having my own account. I've had it since I've had my first job. I can't bear to part with it. Even if I just had $100 in it.
I also like to feel like I'm buying him a gift, rather than he is buying his own gift. Does that make sense?
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| Posted 9/25/06 3:09 PM |
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lorich
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Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: Do you have separate bank accounts?
Posted by lorich
Both...
We have our joint acct and our seperate accts.
It works now...until we buy a home. At that time he'll close his.
Posted by KristenNYC
For those who said yes, any reason why?
We each have our own savings & checking acct and our joint savings & checking.
Like I mentioned in my original post it just works for us now. When we start considering buying a house we plan on combining most of it then. I will still keep my checking and savings with my CU because I can get MUCH better "deals" etc through them then we can with any bank. The only reason why we don't put everything into the CU is that it's upstate and it makes it very difficult to get money without having to pay a fee each time we use the ATM.
My money is his money and his money is my money. We definitely don't have things seperated for any reason...just that it works for us for now.
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| Posted 9/25/06 3:21 PM |
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