Spinoff to what you do to save money - How much do you save each month?

Not including your 401k, or ESPP. J

ust talking about what goes into your savings each month.

We try to put away about $3,500 a month but sometimes it's super hard.

Re: Spinoff to what you do to save money - How much do you save each month?

before dh and in my apartment i saved $1000 a month, and in addition, i was banking my bi-yearly bonuses.

now with a mortgage, were lucky if we save anything month ot month, however i do still bank my bi-yearly bonuses straight into savings account so i guess that counts.

Message edited 8/15/2006 2:17:20 PM.

Re: Spinoff to what you do to save money - How much do you save each month?

I think this totally depends upon if you have a house, kids or you live well beyond your means or live frugally.

I think it would be more accurate if people posted the percentage saved of their net take home pay.

Re: Spinoff to what you do to save money - How much do you save each month?

Re: Spinoff to what you do to save money - How much do you save each month?

DH and I have been able to save almost my whole salary. I guess in this instance, it's a good thing we rent. otherwise we would be saving squat

Re: Spinoff to what you do to save money - How much do you save each month?

Around $2000...But then after I few months I'll put like $5000 into my student loans.

Message edited 8/15/2006 2:22:18 PM.

Re: Spinoff to what you do to save money - How much do you save each month?

Wow - we aren't anywhere near that. DO you mind me asking, do you own a home already?

We put away around $2K (sometimes more - depends on bonus, DH's union benefits), but we don't own a home yet.


Nope - we are renting. Hoping to buy next spring/summer.

Re: Spinoff to what you do to save money - How much do you save each month?

Message edited 8/15/2006 2:25:47 PM.

Re: Spinoff to what you do to save money - How much do you save each month?

At least $1,000 per month. We rent - and we're not saving towards a home...don't want one right now.

Re: Spinoff to what you do to save money - How much do you save each month?

We save very little. We purchased a home last year and our mortgage is just over $4 thousand a month!!! A couple to several hundred at best.

Re: Spinoff to what you do to save money - How much do you save each month?

before the wedding and rent, b/w the 2 of us we put away a little less then 1K a month.

now, we are lucky if we save $100. there is no room for saving right now, i know thats a lame azz excuse, but we are just trying to pay bills for now, and worry about saving in the future

Re: Spinoff to what you do to save money - How much do you save each month?

We still bank my salary (minus my $100/week "allowance" LOL and my car ins comes straight out of my paycheck) but we're not saving as much as we were before we bought our house (when we were banking $3500-3800/month). We're saving about 2/3 of that now.

Message edited 8/15/2006 10:35:30 PM.

Re: Spinoff to what you do to save money - How much do you save each month?

OMG, I feel pathetic..............

Re: Spinoff to what you do to save money - How much do you save each month?

Before the wedding when we rented, we banked my salary... now that we have a house... we are lucky if we save $5... LOLOL

Re: Spinoff to what you do to save money - How much do you save each month?

Well, I am sure that when we do buy a house our savings will be much less than it is now! We are debt free, except for DH's school loan so that is one reason we are able to save as much as we do, and I usedto be a HUGE shopaholic. DH has stopped that for the most part!

Re: Spinoff to what you do to save money - How much do you save each month?

We are lucky if we save a few hundred a month at this point. We've been tapping into our savings a lot lately.

Re: Spinoff to what you do to save money - How much do you save each month?

we save about $2500 a month - but we both live at home. We would save more, but we have tons of student loans we are paying down too!

Re: Spinoff to what you do to save money - How much do you save each month?

Posted by MikesWife

OMG, I feel pathetic..............

Message edited 8/15/2006 2:48:05 PM.

Re: Spinoff to what you do to save money - How much do you save each month?

about $3,000

Re: Spinoff to what you do to save money - How much do you save each month?

Now that my child needs formula that will cost us close to 1K a month, we will be saving almost nothing.

Re: Spinoff to what you do to save money - How much do you save each month?

Not much because of the mortgage payments & monthly bills...DH's commission checks do go into our savings though

Re: Spinoff to what you do to save money - How much do you save each month?

the days before a mortgage, we wee banking all of DH;s salary that was a nice number. Now with the house, i'd say under $1000

Re: Spinoff to what you do to save money - How much do you save each month?

save?? whats saving? I do have a 403B and my retirement that I put into (3% for 10 years as a teacher in my district)

but between $1200 rent that I pay by myself as well as student loans, cc, phone, cable, g/e and all the other crap, I am lucky I have $$ for gas......
does throwing change in a jar count????

Re: Spinoff to what you do to save money - How much do you save each month?

Hmmmm not nearly as much as some of you on here
My checks are for groceries, shopping, going out, etc.
His checks pay the bills. We do have a savings account that hardly gets touched, but its kind of hard to save with loans and all.

Re: Spinoff to what you do to save money - How much do you save each month?

Posted by MikesWife

OMG, I feel pathetic..............

Message edited 8/15/2006 6:05:05 PM.