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DjPiLL
Member since 5/05 3664 total posts
Name:
Richard
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Re: how much do you pay for homeowners insurance?
I just got a quote for 1700 for some Arrowhead insurance. W-T-F.
This better get better... QUICKLY.
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Posted 9/12/05 4:49 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
june262004
But I love the Snow!
Member since 5/05 15379 total posts
Name:
Kristin
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Re: how much do you pay for homeowners insurance?
Posted by DjPiLL
I just got a quote for 1700 for some Arrowhead insurance. W-T-F.
This better get better... QUICKLY.
.
Ya good luck L town is nuts 
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| Posted 9/12/05 4:50 PM |
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Myrockette
~*~*~*~*~*~*~
Member since 5/05 5632 total posts
Name:
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Re: how much do you pay for homeowners insurance?
We tried to get Home ins. w/ Amica(?) and they ran some check...and picked up a claim on our place and they wanted me to get all this info. for it. We had like no time to spare, etc... so therefore couldn't go with them if we wanted to.
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| Posted 9/12/05 4:53 PM |
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DjPiLL
Member since 5/05 3664 total posts
Name:
Richard
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Re: how much do you pay for homeowners insurance?
$1129 a year through Travellers and Geico.
That includes the $9000 jewelery policy which I am currently paying $350 through Chubb.
So thats not too bad. At least its not $1700! 
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| Posted 9/12/05 5:11 PM |
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DjPiLL
Member since 5/05 3664 total posts
Name:
Richard
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Re: how much do you pay for homeowners insurance?
Check that. Now Geico is saying I have to at least insure for my loan amount (316k) so that brings my premium up to $1429 with the jewelery rider.
How is everyone here getting quotes less than $1000?
For those that said how much you are paying... can you say what your coverage is? Mainly for dwelling and personal?
They are quoting me $1229 for 316k of dwelling coverage and 225k of personal coverage. This is for a house in Levittown.
Thanks in advance.
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| Posted 9/12/05 10:16 PM |
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joann564
LIF Infant
Member since 9/05 266 total posts
Name:
Jo Ann
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Re: how much do you pay for homeowners insurance?
I dont remember my exact dollar amount but I think it was close to $1600 with state farm and geico wanted close to $2500 and asked me more questions that I could ever possibly answer with out living in the house..
Geico asked how many outlets are in the house, how far is the nearest fire hydrent, how far is the nearest fire house in feet, the age of the siding on the house the age of the roof, and they werent talking approx. after about 45 min of this B/S I nearly hung up on them.
I actually want to start shopping around again but havnt had a chance yet.
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| Posted 9/12/05 10:36 PM |
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danielleandscott
My new 71 Super Beetle
Member since 5/05 13476 total posts
Name:
Scott
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Re: how much do you pay for homeowners insurance?
Posted by DjPiLL
Check that. Now Geico is saying I have to at least insure for my loan amount (316k) so that brings my premium up to $1429 with the jewelery rider.
How is everyone here getting quotes less than $1000?
For those that said how much you are paying... can you say what your coverage is? Mainly for dwelling and personal?
They are quoting me $1229 for 316k of dwelling coverage and 225k of personal coverage. This is for a house in Levittown.
Thanks in advance.
I have been calling up for the house we are closing on in Levittown. The best quote so far is MetLife @ $695 plus $315 for $25,000 coverage for jewlery.
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| Posted 9/12/05 10:44 PM |
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Gertyrae
Peace out Homies!
Member since 5/05 20046 total posts
Name:
Gerty ®
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Re: how much do you pay for homeowners insurance?
We just got ours and we are paying $897 for homeowner's and our jewelry rider from Merrimack (which I think is Hanover).
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| Posted 9/12/05 10:48 PM |
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DjPiLL
Member since 5/05 3664 total posts
Name:
Richard
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Re: how much do you pay for homeowners insurance?
Ok.... well i just got what I feel is a half-way decent offer.
$799 for Liberty Mutual which includes 235k of dwelling and 9k worth of jewlery.
Not too shabby.
I am gonna call MetLife tomorrow. But so far Liberty has the lead.
EDIT: I had the numbers slightly wrong. $799 is for 235k worth of dwelling. I also quoted $1049 for 316k worth of dwelling. Both include my jewelery rider.
Message edited 9/12/2005 10:54:15 PM.
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| Posted 9/12/05 10:52 PM |
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dengal
Dad of Twins
Member since 5/05 1385 total posts
Name:
The 80's Man
Let's Go Mets!
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Re: how much do you pay for homeowners insurance?
DJ, I broke out my policy for you. I pay $732/year through Allstate. Mind you I also have our car insurance through them as well, so there's a discount for multi-policies. Here's what I have (all numbers in thousands):
Dwelling Protecion: $310
Other Structure Protection: $30
Personal Property: $250
Additional Living Expenses: 12 Months
Family Liability: $500 (per occurrence)
Guest Medical: $5 (each person)
No Riders
Hope this Helps
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| Posted 9/13/05 12:04 AM |
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Baboots
I miss you grandma
Member since 8/05 1437 total posts
Name:
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Re: how much do you pay for homeowners insurance?
I just locked in our rate of $749, basic liability w/a $500 deductable through a private Insurance company I got from my mortgage company (citibank)
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| Posted 9/13/05 12:48 PM |
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meandyou
LIF Adolescent
Member since 5/05 501 total posts
Name:
kristen
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Re: how much do you pay for homeowners insurance?
we pay around $938 through utica.....i think.
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| Posted 9/13/05 1:33 PM |
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mrjune262004
LIF Adolescent
Member since 5/05 512 total posts
Name:
Michael or if mom Micheal
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Re: how much do you pay for homeowners insurance?
Liberty Mutal got a quote for 262 expanded to 332,500 for $1,058. this is witha a 500 deductible
the first quote i got from them was for 280 expanded to 350k that was 1,394 with a 500 deductible
got one from farmers for 855 but its 160k
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| Posted 9/13/05 3:07 PM |
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DjPiLL
Member since 5/05 3664 total posts
Name:
Richard
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Re: how much do you pay for homeowners insurance?
What do you mean when you say "expanded to". How does that work?
And did that include any jewelry?
Message edited 9/13/2005 3:24:49 PM.
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| Posted 9/13/05 3:24 PM |
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Bebalina
<3
Member since 6/05 2922 total posts
Name:
N
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Re: how much do you pay for homeowners insurance?
We got ours for 1024
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| Posted 9/13/05 3:36 PM |
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DjPiLL
Member since 5/05 3664 total posts
Name:
Richard
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Re: how much do you pay for homeowners insurance?
Just called MetLife and they pretty much want the same amount that GEICO/Travellers wanted. About $1400 a year.
PLUS... MetLife said they probably wouldn't even be able to write the policy because they are "overwritten" in that neighborhood.
I guess too many people in the town have MetLife and if a big tsunami swept by... they would get screwed. 
Looks like Liberty Mutual... still the lowest for me.
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| Posted 9/13/05 3:49 PM |
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