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Anyone have Empire Blue Cross- Direct HMO ???
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Bops
My 3 wishes
Member since 12/07 13625 total posts
Name:
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Anyone have Empire Blue Cross- Direct HMO ???
MY DH boss just changed our insurance from a Cigna HMO to a Blue Cross Direct HMO, claims it is better....Since its still an HMO I'm assuming the IF benefits will still stink, but figured I'd ask if any of you guys have this plan and what, if anything is covered...Thanks !
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Posted 3/19/08 7:38 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
MrsMessina
Thankful for our miracles!
Member since 2/07 7254 total posts
Name:
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Re: Anyone have Empire Blue Cross- Direct HMO ???
I have Empire Blue Cross Blue Shield Direct POS... is that the same thing?
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| Posted 3/19/08 7:40 PM |
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Bops
My 3 wishes
Member since 12/07 13625 total posts
Name:
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Re: Anyone have Empire Blue Cross- Direct HMO ???
Posted by MrsMessina
I have Empire Blue Cross Blue Shield Direct POS... is that the same thing?
I dont think so- On the enrollment form , it said Direct HMO and one of the other choices was DPOS (maybe thats the one you have ??)
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| Posted 3/19/08 7:42 PM |
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stayandjohn
Our life is complete
Member since 5/05 5909 total posts
Name:
Stacey
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Re: Anyone have Empire Blue Cross- Direct HMO ???
I have it, everything is covered except IVF
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| Posted 3/19/08 10:21 PM |
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dm24angel
Happiness
Member since 5/05 34581 total posts
Name:
Donna
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Re: Anyone have Empire Blue Cross- Direct HMO ???
Posted by stayandjohn
I have it, everything is covered except IVF
It has nothing to do with whether its a hmo, ppo etc..
Your benefits are determined by your employer, not Empire BCBS and not the plan.
Many get confused about this.
Two people can both have HMOS and have totally different benefits.
Call and ask them and get a benefit book mailed to you.
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| Posted 3/20/08 7:40 AM |
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Daisy32
Mommy
Member since 2/08 8081 total posts
Name:
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Re: Anyone have Empire Blue Cross- Direct HMO ???
Posted by dm24angel
Posted by stayandjohn
I have it, everything is covered except IVF
It has nothing to do with whether its a hmo, ppo etc..
Your benefits are determined by your employer, not Empire BCBS and not the plan.
Many get confused about this.
Two people can both have HMOS and have totally different benefits.
Call and ask them and get a benefit book mailed to you.
Exactly....this use to confuse me. Glad you pointed it out.
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| Posted 3/20/08 8:29 AM |
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