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Bank or Credit Union
DH and I are *finally* getting around to combining our accounts.
I use Bank of America and he has Teachers Federal Credit Union.
We are having trouble deciding where to pool our money.
Which do you use? A bank? A credit union?
What do you see as the positives and negatives of each?
Thanks!
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Posted 8/31/07 4:16 PM  |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Bank or Credit Union
we use a bank, but if you can use a CU, do it
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| Posted 8/31/07 4:17 PM |
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Re: Bank or Credit Union
Posted by SweetestOfPeas
we use a bank, but if you can use a CU, do it
What is the benefit of using a CU?
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| Posted 8/31/07 4:19 PM |
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PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: Bank or Credit Union
We use HSBC BANK!
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| Posted 8/31/07 4:20 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Bank or Credit Union
Posted by scarletbegonia
Posted by SweetestOfPeas
we use a bank, but if you can use a CU, do it
What is the benefit of using a CU?
anything that is not available to the general public is going to have some level of better service. whether it be better interest rates on savings, lower rates on loans, etc.
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| Posted 8/31/07 4:21 PM |
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MrsPowers
So blessed!
Member since 11/06 10348 total posts
Name:
Ivelysse
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Re: Bank or Credit Union
We use Teachers FCU and love it!
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| Posted 8/31/07 6:26 PM |
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nyteacher13
Three Under Four!!! :-)
Member since 8/06 6405 total posts
Name:
~ THERESA ~
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Re: Bank or Credit Union
we use both! WAMU and TFCU!
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| Posted 8/31/07 6:31 PM |
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Maathy317
Grammie's Little Man
Member since 2/06 3235 total posts
Name:
D
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Re: Bank or Credit Union
We've used Nassau Educators Federal Credit Union for 30 years and, also, have an account and a loan with Navy Federal Credit Union. Would never use a bank.
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| Posted 8/31/07 6:39 PM |
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HoneyBadger
YourWorstNightmare.
Member since 10/06 15979 total posts
Name:
BahBahBlackJeep
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Re: Bank or Credit Union
Definitely go with the credit union.
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| Posted 8/31/07 7:09 PM |
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smdl
I love Gary too..on a plate!
Member since 5/06 32461 total posts
Name:
me
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Re: Bank or Credit Union
I have the CU and really like it.
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| Posted 8/31/07 7:15 PM |
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Bellaocchi
Hope Faith Love
Member since 2/07 5694 total posts
Name:
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Re: Bank or Credit Union
I would say credit union but.. when DH and I went to them for a home loan their rate was higher than what we received at BOA 
I did not get that...
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| Posted 8/31/07 7:28 PM |
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SUNSHINE
My LuLu <3<3
Member since 5/05 1372 total posts
Name:
T
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Re: Bank or Credit Union
We use a CU, they have better services and less fees
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| Posted 8/31/07 8:40 PM |
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lorich
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Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: Bank or Credit Union
I LOVE & miss my CU. I actually still keep money in it. It was an account made for me before I was even born . I hang onto it for several reasons - mostly deals, service, rates & memories.
Since I really can't easily access it DH & I put our $ together in a bank. It just works easier...but if the loc was close by for our CU - hands down - CU.
Message edited 8/31/2007 9:41:39 PM.
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| Posted 8/31/07 9:41 PM |
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BaroqueMama
Chase is one!
Member since 5/05 27530 total posts
Name:
me
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Re: Bank or Credit Union
Posted by MrsPowers
We use Teachers FCU and love it!
Ditto, but a large lump of our savings is in an ING Direct account because it has a high interest rate.
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| Posted 8/31/07 9:43 PM |
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VickiC
Rocking the party
Member since 5/05 4937 total posts
Name:
Vicki
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Re: Bank or Credit Union
Credit Union. By far, they have beat any bank we would have considered. Our credit union (Bethpage Federal) has consistantly lower rates than any bank.
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| Posted 8/31/07 11:46 PM |
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MissJones
I need a nap!
Member since 5/05 22134 total posts
Name:
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Re: Bank or Credit Union
We have both. Our TFCU account helped us get a great rate on our car loan.
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| Posted 9/1/07 12:00 AM |
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