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Bank Statements for Mortgage???

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kahlua716
3 Girls for Me!

Member since 8/07

12475 total posts

Name:
Keri

Bank Statements for Mortgage???

My mortgage guy just emailed me and said that internet printouts are not acceptable and I have to get copies signed by a bank rep.

Can I just go into the bank and ask for them?

Does anyone know if this is also true for 401k accounts? How do I get a signature on those?

I'm p.o'ed cause I sent him the paperwork over a week ago and he's just telling me this now. Chat Icon

Posted 6/24/09 4:45 PM
 
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mandasue
LIF Adolescent

Member since 3/09

772 total posts

Name:
Amanda

Re: Bank Statements for Mortgage???

this is just the beginning.....we had to submit and resubmit and resubmit and write letter after letter......etc
its all part of the process.....hang in there and good luck

Posted 6/24/09 5:23 PM
 

Coley
LIF Adolescent

Member since 6/09

546 total posts

Name:
N

Re: Bank Statements for Mortgage???

They wanted 30 days of account activity for EACH account - and make sure if you get them from the bank they stamp them with their teller stamp and initial each page... we found that out the hardway...

Posted 6/24/09 5:29 PM
 

Leeners
:)

Member since 5/05

4898 total posts

Name:
Eileen

Re: Bank Statements for Mortgage???

Wow, what bank is this? We provided internet statements and had no problems. We actually just got our letter of commitment last night only 8 days (6 business days) after our application was submitted.

I'd be PO'd at the broker and ask why it took an entire week to get back to you on this!

Posted 6/24/09 9:54 PM
 

cindy104
This is my "Baby"

Member since 6/08

1522 total posts

Name:
Cindy

Re: Bank Statements for Mortgage???

Posted by mandasue

this is just the beginning.....we had to submit and resubmit and resubmit and write letter after letter......etc
its all part of the process.....hang in there and good luck



Same here!! It was a total PIA
Even up until the day before closing we were providing papers, statements, and/or letters!

Posted 6/24/09 10:40 PM
 

VickiC
Rocking the party

Member since 5/05

4937 total posts

Name:
Vicki

Re: Bank Statements for Mortgage???

There's no reason why Internet statements would not suffice. Everyone is paperless these days. I emailed my mortgage guy the statements with no problems at all, and they accepted it.

I would challenge it. Why does he need a signed statement? That's ridiculous.

Posted 6/25/09 9:06 AM
 

Sherwood
LIF Adult

Member since 8/08

1643 total posts

Name:
s

Re: Bank Statements for Mortgage???

I had the same problem. I went to the bank to ask for a statement, and they basically just printed it out the exact same statement that I had printed out from the internet. The bank ended up accepting it.

eta: sorry- just reread and saw that you needed it signed by the bank. I'm no help!

Message edited 6/25/2009 9:22:28 AM.

Posted 6/25/09 9:09 AM
 

Nifheim
allo

Member since 1/09

5476 total posts

Name:
Jennifer

Re: Bank Statements for Mortgage???

yea we just printed out our statements and handed them in, but this was for perapproval. We will need to print them out again once its time to get the official mortgage.

Posted 6/25/09 9:20 AM
 

KateDevine
*

Member since 6/06

24950 total posts

Name:

Re: Bank Statements for Mortgage???

The bank is just going to do the same print out...

Posted 6/25/09 9:34 AM
 

ave1024
I Took The Wrong Road

Member since 12/07

6153 total posts

Name:
That Led To The Wrong Tendencies

Re: Bank Statements for Mortgage???

Internet printouts can be easily fudged.

Just print all the statements and go to the bank and have the bank stamp them if thats what the mortgage company wants.

Posted 6/25/09 12:59 PM
 
 

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