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MrsS2005
Mom of 3
Member since 11/05 13118 total posts
Name:
B
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Did you use a bank or broker for your mortgage?
DH and I are about to start the house hunting process. We need to get pre-approved soon, and I was wondering whether it's better to use a mortgage broker or go to several banks ourselves. What are the pros and cons of each? Which one did you choose and why? TIA.
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Posted 6/28/07 12:08 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
2Pisces
Life Coach
Member since 2/06 3337 total posts
Name:
Paige
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Re: Did you use a bank or broker for your mortgage?
bank....WAMU 
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| Posted 6/28/07 12:27 PM |
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kerrycec03
Mom of 2 beautiful boys!!
Member since 6/06 13519 total posts
Name:
Kerry
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Re: Did you use a bank or broker for your mortgage?
Posted by 2Pisces
bank....WAMU
bank, we used HSBC.
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| Posted 6/28/07 12:28 PM |
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Re: Did you use a bank or broker for your mortgage?
We used a broker but the mortgage is from Citibank.
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| Posted 6/28/07 12:43 PM |
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tann22
LIF Adult
Member since 6/05 2421 total posts
Name:
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Re: Did you use a bank or broker for your mortgage?
We used a bank - Wells Fargo
Message edited 6/28/2007 1:10:30 PM.
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| Posted 6/28/07 1:10 PM |
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lulugrrl
My 3 Blessings
Member since 3/06 6551 total posts
Name:
L
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Re: Did you use a bank or broker for your mortgage?
we used a broker, just cuz it was easier for us than trying to shop around, but the mortgage is through wells fargo bank
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| Posted 6/28/07 1:12 PM |
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Re: Did you use a bank or broker for your mortgage?
We used a broker, and I have recommended him to a couple of girls on here who were also happy with him. If you would like his info let me know.
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| Posted 6/28/07 1:20 PM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: Did you use a bank or broker for your mortgage?
Posted by lulugrrl
we used a broker, just cuz it was easier for us than trying to shop around, but the mortgage is through wells fargo bank
same here.
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| Posted 6/28/07 1:21 PM |
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DDB336
LIF Toddler
Member since 8/05 421 total posts
Name:
Diana
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Re: Did you use a bank or broker for your mortgage?
bank - citibank
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| Posted 6/28/07 2:02 PM |
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LIMOMx2
...
Member since 5/05 24989 total posts
Name:
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Re: Did you use a bank or broker for your mortgage?
Broker
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| Posted 6/28/07 2:05 PM |
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ali120206
2 Boys
Member since 7/06 17792 total posts
Name:
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Re: Did you use a bank or broker for your mortgage?
We used a broker and were so happy with him!
He locked us in at a rate and said that there was a possibility we could get a lower rate, the rate just wouldn't get higher. He did end up getting us a lower rate.
We obviously had to pay a fee but, it was fairly nominal in the grand scheme of things.
FM if you want info!
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| Posted 6/28/07 2:56 PM |
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lorich
.
Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: Did you use a bank or broker for your mortgage?
Bank - BOA thru LIHP
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| Posted 6/28/07 6:23 PM |
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charon54
My two boys!
Member since 5/05 7279 total posts
Name:
Rebecca
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Re: Did you use a bank or broker for your mortgage?
Broker, even though my DH works for the bank, because Employee Lending is too slow!
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| Posted 6/28/07 6:35 PM |
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betty
My boys
Member since 5/05 4380 total posts
Name:
Beth
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Re: Did you use a bank or broker for your mortgage?
Posted by bridget-n-jimmy
We used a broker, and I have recommended him to a couple of girls on here who were also happy with him. If you would like his info let me know.
He was great!!!!!!!!!
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| Posted 6/28/07 8:04 PM |
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Tine73
Member since 3/06 22093 total posts
Name:
*********
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Re: Did you use a bank or broker for your mortgage?
bank- citibank. We talked to a broker but he quoted us closing costs that were about 7 grand higher than what the bank said. The difference between the rate he gave us and citibank's rate was minimal and did not justify the fees
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| Posted 6/29/07 11:10 AM |
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dbleplay17
My 2 boys!
Member since 10/06 4578 total posts
Name:
Chrissy
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Re: Did you use a bank or broker for your mortgage?
Bank of America
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| Posted 6/29/07 11:12 AM |
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MeNBobs
*****
Member since 4/07 3765 total posts
Name:
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Re:
Message edited 7/16/2011 3:47:23 PM.
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| Posted 6/29/07 11:17 AM |
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Re: Did you use a bank or broker for your mortgage?
We used a broker the first time and bank the second. Our closing costs were exactly half with the bank.
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| Posted 6/29/07 11:17 AM |
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rojerono
Happiest.
Member since 8/06 13803 total posts
Name:
Jeannie
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Re: Did you use a bank or broker for your mortgage?
Broker - mortgage through ABN-AMRO.
Would NOT recommend her. Ever.
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| Posted 6/29/07 11:32 AM |
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ckdk
My girls
Member since 5/05 7027 total posts
Name:
Cheryl
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Re: Did you use a bank or broker for your mortgage?
Posted by 2Pisces
bank....WAMU
same here.
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| Posted 6/29/07 11:34 AM |
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dawnie
Barb-Never removing this pic!
Member since 11/05 3932 total posts
Name:
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Re: Did you use a bank or broker for your mortgage?
Bank: Chase
No problems at all!
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| Posted 6/29/07 11:43 AM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Did you use a bank or broker for your mortgage?
always a bank. We've used Wells and Chase.
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| Posted 6/29/07 11:43 AM |
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aliasPook
Blessed x 3
Member since 6/05 2460 total posts
Name:
Laurie
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Re: Did you use a bank or broker for your mortgage?
Broker-we only did this beacsue we went through DH's credit union and saved on closing costs. VEry unhappy with the service though.
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| Posted 6/30/07 7:46 PM |
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Gertyrae
Peace out Homies!
Member since 5/05 20046 total posts
Name:
Gerty ®
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Re: Did you use a bank or broker for your mortgage?
Bank....and then our mortgage was sold to Chase in the first month.
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| Posted 6/30/07 8:55 PM |
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tabrtm
LIF Adult
Member since 10/06 1314 total posts
Name:
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Re: Did you use a bank or broker for your mortgage?
Used a broker. Mortgage is through Washington Mutual.
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| Posted 7/1/07 9:52 AM |
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