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firsttimer
Member since 5/07 1532 total posts
Name:
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Billing Question / Insurance Question
I am reading through my maternity packet where it states the total cost for prenatal, postnatal and delivery care is $ 4900.
And I am  because isn't this covered by insurance?
I would assume so but I am confused and honestly not thinking very clearly these days.
Thanks ( I have great insurance - Empire gov't)
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Posted 1/15/08 6:58 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
babydreaming
LIF Adult
Member since 3/07 1130 total posts
Name:
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Re: Billing Question / Insurance Question
I work in the healthcare industry. Every plan is different and based on your employers decision on how & what they want to cover. The easiest thing to do is to call the 1-800 number on your ID card and ask them for your level of coverage.
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| Posted 1/15/08 7:12 PM |
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Jacksmommy
My love muffin!
Member since 1/07 5819 total posts
Name:
Liz
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Re: Billing Question / Insurance Question
I have Empire too...I am not prepared for 4900 for that! Please let me know what you find out. My husband is going to freak when he hears that!
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| Posted 1/15/08 7:54 PM |
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BF-Mystery
LIF Infant
Member since 5/07 213 total posts
Name:
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Re: Billing Question / Insurance Question
check with your health care provider. Their is generally a deal worked out between the provider and the doctor so you'll only be responsible for what is not covered
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| Posted 1/15/08 8:00 PM |
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mrspetunia77
Back on Board.
Member since 10/06 1838 total posts
Name:
Ally
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Re: Billing Question / Insurance Question
don't most insurances have just a copay or deductible for delivery/maternity care? i have ghi and i looked up what they provide early on. i recall the copay being something like $300. insurance picks up the rest.
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| Posted 1/15/08 8:02 PM |
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sweetbabydreams
My Dream come true!
Member since 12/07 2205 total posts
Name:
Stephanie
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Re: Billing Question / Insurance Question
I have empire govt as well through my husband. this website breaks it down for you for maternity care.
myuhc.com
you have to register and all but if you have difficulty let me know i can forward the info to you. Hope this helps.
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| Posted 1/15/08 8:18 PM |
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NewlyMrs
Laugh-Live-Love LIFE!
Member since 10/06 14432 total posts
Name:
Jennifer
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Re: Billing Question / Insurance Question
oh wow.....I need to look into this to be prepared!
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| Posted 1/15/08 8:20 PM |
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Janice
Sweet Jessie Quinn
Member since 5/05 27567 total posts
Name:
Janice
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Re: Billing Question / Insurance Question
I have empire, total out of pocket was a little over 3000.
I had to pay a ton of deductibles. One for the delivery, one for the hospital, one for the dr, one for the baby, one for the anastesiologist.
we fought and fought...then we settled
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| Posted 1/15/08 8:26 PM |
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NewlyMrs
Laugh-Live-Love LIFE!
Member since 10/06 14432 total posts
Name:
Jennifer
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Re: Billing Question / Insurance Question
Posted by Janice
I have empire, total out of pocket was a little over 3000.
I had to pay a ton of deductibles. One for the delivery, one for the hospital, one for the dr, one for the baby, one for the anastesiologist.
we fought and fought...then we settled
Holly cow....Now I am going to call tomorrow!!
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| Posted 1/15/08 8:28 PM |
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Octoberlove
LIF Infant
Member since 1/06 160 total posts
Name:
Stephanie
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Re: Billing Question / Insurance Question
4900 is the total bill probably for just the doctor. You have to pay your copays and what ever else you are responsible for. I have GHI and they cover the bill except for the copays for the doctor. The only thing I pay for now when i go to the doctor is two dolllars when I give urine. The hospital bill is something different. That bill is about ten thousand (if Im correct) The only thing I owe is three hundred dollars when I step foot into the hospital to give birth.
Hope this helps.
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| Posted 1/15/08 8:44 PM |
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beans1000
LIF Infant
Member since 8/07 96 total posts
Name:
Jill
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Re: Billing Question / Insurance Question
Sweet Baby Dreams can you send me the info. on empire govt maternity care? I can't find it on the website. Thanks so much!
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| Posted 1/15/08 9:07 PM |
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sunflowerjesss
Mommy to 3!
Member since 10/05 20369 total posts
Name:
Jesss, duh.
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Re: Billing Question / Insurance Question
Where did you get the maternity packet from? The insurance company?
If you have any questions reading through the material just give them a call.
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| Posted 1/15/08 10:05 PM |
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Liz-LIFamilies
LIF Adolescent
Member since 11/07 605 total posts
Name:
Liz
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Re: Billing Question / Insurance Question
I have empire blue cross and although I have not confirmed thats what they will pay your doc. Plus your hospital. You may have some sort of Copay for hospital. All depends on how your employer set it up. But you will only pay a copay once and thats when you go to your first doc apt. after that theire is no copays (with any insurance I was told) for the office visits anyway. I will call tomorrow to find out about the other copays for hospital staff
Message edited 1/16/2008 12:20:46 AM.
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| Posted 1/16/08 12:18 AM |
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pinkandblue
Our family is complete, maybe
Member since 9/05 32436 total posts
Name:
Stephanie
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Re: Billing Question / Insurance Question
yes , it is covered by insurance. My c-section was  and I only paid $400 for my hospital confinement, the rest was covered 
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| Posted 1/16/08 8:29 AM |
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saraH
happy birthday sweet kate!
Member since 5/05 16555 total posts
Name:
I know that God exsists, I held her in my arms...
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Re: Billing Question / Insurance Question
my dh has the same plan and we didn't pay a dime. and our DD was in the NICU for 5 weeks and everyday cost about 2k.
definitely call them and ask you should not be responsible for that much.
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| Posted 1/16/08 10:51 AM |
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NewlyMrs
Laugh-Live-Love LIFE!
Member since 10/06 14432 total posts
Name:
Jennifer
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Re: Billing Question / Insurance Question
i called my insurance and I have a $200 deductible. Not too bad!
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| Posted 1/16/08 11:27 AM |
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