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bella
LIF Adult
Member since 5/05 1871 total posts
Name:
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can someone recommend a broker
in eastern suffolk? a mortgage broker that is 
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Posted 2/19/08 10:25 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
monters
Back in LI!
Member since 5/05 1525 total posts
Name:
Robyn
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Re: can someone recommend a broker
FM
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| Posted 2/19/08 11:15 PM |
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MrsBumbleb
it's me
Member since 5/05 11234 total posts
Name:
Christine
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Re: can someone recommend a broker
not eastern suffolk but in Huntington:
Guidance Mortgage
Richard Hazel
631-427-6000
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| Posted 2/20/08 4:10 AM |
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cjb88
Little Brother
Member since 5/05 3540 total posts
Name:
C
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Re: can someone recommend a broker
Michael Bohlen
LSB Capital Corp
376 Mark Tree Rd # 1
Setauket, NY 11733
(631) 246-5700
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| Posted 2/20/08 9:59 AM |
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lullabella
LIF Adult
Member since 5/05 2246 total posts
Name:
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Re: can someone recommend a broker
Try your bank! If you hacve agood credit and are looking for a conventional loan that is the way to go.
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| Posted 2/20/08 11:07 AM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: can someone recommend a broker
Posted by lullabella
Try your bank! If you hacve agood credit and are looking for a conventional loan that is the way to go.
Some brokers have access to bank wholesale rates that the public can not get if they went to the bank directly.
But you typically have to put down 20% to get these types of rates.
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| Posted 2/20/08 11:18 AM |
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lullabella
LIF Adult
Member since 5/05 2246 total posts
Name:
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Re: can someone recommend a broker
Posted by ave1024
Posted by lullabella
Try your bank! If you hacve agood credit and are looking for a conventional loan that is the way to go.
Some brokers have access to bank wholesale rates that the public can not get if they went to the bank directly.
But you typically have to put down 20% to get these types of rates.
Yes but they have to get paid somehow. JMO but I would cut out the middle man if you can.
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| Posted 2/20/08 11:21 AM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: can someone recommend a broker
Posted by lullabella
Yes but they have to get paid somehow. JMO but I would cut out the middle man if you can.
Brokers get paid yes, but if they sell many loans for the bank the bank will give them a discount on the interest rate. It's like buying a product in bulk.
In my experience I have had different brokers during different periods of mortgage shopping beat the interest rates for Chase and Bank Of America. The fee I paid the broker was far less than what I would have paid in points if I went to the bank directly.
And like I said *some* brokers will do this. Many won't. You have to shop around. Bankrate.com is a great source of mortgage brokers.
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| Posted 2/20/08 11:26 AM |
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