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Closing on Thursday !!! UPDATE! Looking for Patchogue neighbors

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justinsmom
LIF Infant

Member since 6/05

333 total posts

Name:
Charmaine

Closing on Thursday !!! UPDATE! Looking for Patchogue neighbors

I am excited and nervous. Alot of people are saying that you have to walk with your check book and be prepared to sign my life away. I am nervous that they are going to ask me to write checks for outrageous extras. That is confusing me. Did anyone else have to write checks for unexpected things ??? Besides oil, taxes.

Message edited 7/27/2006 6:16:34 PM.

Posted 7/25/06 9:48 PM
 
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Candygrl776
LIF Adolescent

Member since 2/06

671 total posts

Name:

Re: Closing on Thursday !!!

We haven't closed yet but I just wanted to say congratulations!

Posted 7/26/06 1:28 AM
 

MrsSchwags
Soccer Baseball Lax Mom

Member since 10/05

11240 total posts

Name:
Jennifer

Re: Closing on Thursday !!!

We didn't have to write a check for anything since we were actually getting money back.

Oil and Taxes however, did deduct our $$$ back by a decent amount.

Posted 7/26/06 6:48 AM
 

~Colleen~
my loves...

Member since 5/05

9129 total posts

Name:
guess

Re: Closing on Thursday !!!

Posted by justinsmom

Did anyone else have to write checks for unexpected things ??? Besides oil, taxes.


First, Congratulations!!

As far as having to write extra checks, we didn't. I think people just like to exaggerate the entire process b/c it was so stressful for them Chat Icon Our closing was a breeze - in and out within an hour. Our good faith estimate was pretty accurate.

Good luck...and have fun!!!

Posted 7/26/06 9:10 AM
 

2PreciousBlessings
The Perfect Pair

Member since 5/06

19861 total posts

Name:
Best Wife & Mommy

Re: Closing on Thursday !!!

Congrats!!!!Chat Icon Chat Icon

Posted 7/26/06 9:11 AM
 

june262004
But I love the Snow!

Member since 5/05

15379 total posts

Name:
Kristin

Re: Closing on Thursday !!!

Posted by MrsSchwags

We didn't have to write a check for anything since we were actually getting money back.

Oil and Taxes however, did deduct our $$$ back by a decent amount.



Agreed! The sellers wrote us a check. They stayed a few days after closing!

Posted 7/26/06 9:17 AM
 

Ang-Rich
Beyond Compare

Member since 5/05

17988 total posts

Name:

Re: Closing on Thursday !!!

Your lawyer should definitely give you a list of what checks you'll need to write out. I would say bring the entire checkbook because one amount might need to be split two ways and they may ask you to write out two checks instead of one but other than that you should be fine.

When we closed on our co-op in 2001 we wrote out checks in the exact amount we expected to so no worries!

CONGRATS!!!!! Chat Icon Chat Icon Chat Icon Chat Icon

Message edited 7/26/2006 9:37:32 AM.

Posted 7/26/06 9:37 AM
 

MrsA
.............................

Member since 1/06

2012 total posts

Name:

Re: Closing on Thursday !!!

Our laywer told us how much the closing cost would be and we had to bring a certified check for that amount. He didnt get final numbers from the bank so he told us we'd have to write a few checks and told us the most to expect. It wasnt anything crazy. We wrote about another 3k from our personal checkbook.

You'll be so happy once its over and excited! congrats!!Chat Icon

ETA: We also got a check (a small amt)from the sellers.

Message edited 7/26/2006 10:30:26 AM.

Posted 7/26/06 10:29 AM
 

csorisi
My 2 LOVES

Member since 11/05

1984 total posts

Name:
Corinne

Re: Closing on Thursday !!!

Congrats!

Bringing your checkbook is just an "in case" thing. Your lawyer should have went over all your closing costs prior to closing so you should have a ballpark amount that you should bring. Sometimes though they are off by a little. I know when I tell clients what their closing costs are I always make it about $500 more than what it could be just for a cushion. Always better to have more than less. You might need your checkbook if a unforeseen adjustment came up or a charge wasn't properly put on your title bill. One closing I handled they needed to write a check out for $300, at my closing we brought too much and got money back from the sellers.

Posted 7/26/06 6:56 PM
 

justinsmom
LIF Infant

Member since 6/05

333 total posts

Name:
Charmaine

Re: Closing on Thursday !!!

I am a litle nervous, because the good faith that we got said 9100 it had some things on it that we have already paid. With these adjustments it made it like 8700. My lawyer told me to bring one check for 6500 and another for 8500. The 8500 was for the title bill and the 6500 is for the other lawyer. Why am I cutting a check for the other lawyer????Chat Icon

Posted 7/26/06 10:50 PM
 

AimeeE2006
Time flies!

Member since 1/06

5698 total posts

Name:
Aimee

Re: Closing on Thursday !!!

Don't have any words of wisdom - but I will be in this situation come September. Good luck tomorrow! Chat Icon

Posted 7/26/06 10:57 PM
 

-DonnaMarie-
<3

Member since 5/05

6079 total posts

Name:

Re: Closing on Thursday !!!

Congrats and Good luck!
Chat Icon Chat Icon

Posted 7/26/06 10:59 PM
 

justinsmom
LIF Infant

Member since 6/05

333 total posts

Name:
Charmaine

Re: Closing on Thursday !!!

Thank you !!!!!

Posted 7/26/06 11:09 PM
 

2Pisces
Life Coach

Member since 2/06

3337 total posts

Name:
Paige

Re: Closing on Thursday !!!

I was so nervous about this also. I spoke with the lawyer before we went just to be clear on what was to be expected of us.
We were lucky also and walked away with a check. Chat Icon

Good Luck and Congrats!!!!!! Chat Icon Chat Icon Chat Icon Chat Icon

Posted 7/26/06 11:55 PM
 

justinsmom
LIF Infant

Member since 6/05

333 total posts

Name:
Charmaine

Re: Closing on Thursday !!!

Well everyone it went well. I walked away with a check and the sellers left all the window treatments and blinds. They are staying until Saturday and in exchange we didnt have to pay for the oil or the propane gas for the fireplace. I am excited but like everyone else says the house looks diff when you do your walk through. The back yard the trees had come in sooo much. I am looking forward to starting my own thing with husband and kids in tow. I am looking for Patchogue neighbors to help me get around.

Message edited 7/27/2006 6:16:01 PM.

Posted 7/27/06 6:15 PM
 

justinsmom
LIF Infant

Member since 6/05

333 total posts

Name:
Charmaine

Re: Closing on Thursday !!!UPDATE !!!! Looking for Patchogue neighbors

Posted 7/27/06 6:15 PM
 

csorisi
My 2 LOVES

Member since 11/05

1984 total posts

Name:
Corinne

Re: Closing on Thursday !!! UPDATE! Looking for Patchogue neighbors

Posted by justinsmom

Well everyone it went well. I walked away with a check and the sellers left all the window treatments and blinds. They are staying until Saturday and in exchange we didnt have to pay for the oil or the propane gas for the fireplace. I am excited but like everyone else says the house looks diff when you do your walk through. The back yard the trees had come in sooo much. I am looking forward to starting my own thing with husband and kids in tow. I am looking for Patchogue neighbors to help me get around.



Make sure you do another walk through when you get the keys on saturday and if there are any problems to contact your lawyer.

Posted 7/27/06 6:43 PM
 

CellarDweller
LIF Adult

Member since 11/05

1562 total posts

Name:
Jennifer

Re: Closing on Thursday !!! UPDATE! Looking for Patchogue neighbors

Congrats!! Chat Icon Chat Icon

We're in Medford - almost neighbors!Chat Icon

Posted 7/27/06 9:34 PM
 

dottiemchugh
<3

Member since 5/05

8261 total posts

Name:

Re: Closing on Thursday !!! UPDATE! Looking for Patchogue neighbors

Patchogue neighbor here!!!!!! Welcome to the neighborhood!!

Posted 7/27/06 9:55 PM
 

Debbie
Life is berry good!

Member since 5/05

1229 total posts

Name:
Debbie

Re: Closing on Thursday !!! UPDATE! Looking for Patchogue neighbors

Medford neighbor here!! Welcome!

Posted 7/27/06 10:05 PM
 

justinsmom
LIF Infant

Member since 6/05

333 total posts

Name:
Charmaine

Re: Closing on Thursday !!! UPDATE! Looking for Patchogue neighbors

Thanks ladies

Posted 7/27/06 10:18 PM
 

kaklesmay
Love my baby boy!

Member since 9/05

1151 total posts

Name:
Kim

Re: Closing on Thursday !!! UPDATE! Looking for Patchogue neighbors

Congratulations!!

We didnt have to cut a lot of checks at closing.

We just paid the title guy and cut a check to the seller. Our attorney advised us the day before how much it would be.

Posted 7/28/06 10:47 AM
 

Ambersmom
Straight up nasty

Member since 5/05

7740 total posts

Name:
Sharon

Re: Closing on Thursday !!! UPDATE! Looking for Patchogue neighbors

[Welcome, welcome!! Make sure you check out "Alive after Five" one Friday night. There's alot to do in Patchogue and there's alot of us on here from there!Chat Icon

Congrats and best wishesChat Icon Chat Icon Chat Icon

Message edited 7/28/2006 12:06:08 PM.

Posted 7/28/06 12:04 PM
 

Tine73

Member since 3/06

22093 total posts

Name:
*********

Re: Closing on Thursday !!! UPDATE! Looking for Patchogue neighbors

My grandparents live there, but I don't think you'd want to hang with them! Chat Icon Chat Icon

Posted 7/28/06 1:49 PM
 

wilandnet
LIF Infant

Member since 9/05

224 total posts

Name:

Re: Closing on Thursday !!! UPDATE! Looking for Patchogue neighbors

Coram here, so we not far away!

Posted 7/28/06 2:03 PM
 
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