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jambalady
Is it summer yet?
Member since 8/06 7392 total posts
Name:
Holly
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crashing - ring insurance
Do you guys have your rings insured?
If so, through who?
I don't and had a horrible scare yesterday when I went to wash my hands, took them off, and walked out of the bathroom.
needless to say, ring insurance is on my mind!!
Thanks!
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Posted 12/15/09 3:00 PM  |
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MrsM0829
... With a cherry on top!!!
Member since 11/09 1332 total posts
Name:
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Re: crashing - ring insurance
I have a rider on my renters' insurance with Allstate.
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| Posted 12/15/09 5:25 PM |
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jgl
Love my little boys!!!
Member since 8/07 7060 total posts
Name:
g
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Re: crashing - ring insurance
if you own a house you can put it under your home owners (or renters ins) at the time we got engaged we were both living with our parents so we took out our own policy with jewelers mutual. We went to Jewelry Judge on old country rd and and had it appraised and they had the applications there for the insurance.
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| Posted 12/15/09 7:41 PM |
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alli3131
Peanut is here!!!!!!
Member since 5/09 18388 total posts
Name:
Allison
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Re: crashing - ring insurance
I have a rider on my renters insurance and we are switching it to the Home owners policy next week.
I know many girls have it through Jewelers mutual
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| Posted 12/15/09 8:17 PM |
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KittyGags
LIF Adult
Member since 7/09 5614 total posts
Name:
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Re: crashing - ring insurance
I have mine thru Liberty Mutual on my homeowners...
when I had my coop I had renters with a rider thru State Farm.
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| Posted 12/16/09 9:17 AM |
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Cheeks24
Living a dream
Member since 1/08 8589 total posts
Name:
Cheeks
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Re: crashing - ring insurance
Posted by MrsM0829
I have a rider on my renters' insurance with Allstate.
Same here it's a rider on our homeowner's insurance through Allstate.
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| Posted 12/16/09 3:04 PM |
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elluvsmb
LIF Zygote
Member since 6/09 47 total posts
Name:
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Re: crashing - ring insurance
DH's parents put the ring under their homeowners as a rider.
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| Posted 12/16/09 3:07 PM |
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DiamondGirl
You are my I love you
Member since 7/09 18802 total posts
Name:
DiamondMama
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Re: crashing - ring insurance
I have my ring insured through State Farm.
Our homeowners is through Travelers but it was more expensive to insure to them bc they said in order to insure my ring for the value it is worth I would have to so a seperate policy
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| Posted 12/16/09 8:00 PM |
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MaZz
* Lovin my baby girl!!! *
Member since 2/09 6243 total posts
Name:
Gina
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Re: crashing - ring insurance
i had a rider on home insurance but had it removed recently... i am okay with not having it anymore... knock on wood!
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| Posted 12/17/09 4:38 PM |
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BoomerD
LIF Zygote
Member since 12/09 20 total posts
Name:
B
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Re: crashing - ring insurance
Jewelers Mutual....You can do everything online. Super easy.
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| Posted 12/17/09 8:38 PM |
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Danyell48
LIF Toddler
Member since 6/09 391 total posts
Name:
Danielle
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Re: crashing - ring insurance
DH had mine insured with jewelers mutual also.
Message edited 12/22/2009 12:10:20 PM.
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| Posted 12/22/09 12:09 PM |
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MRnMRSNurse
LIF Adult
Member since 8/09 1318 total posts
Name:
Jessica
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Re: crashing - ring insurance
I never insured mine. Maybe not the smartest idea but I figured I won't loose it. If I loose it we'll never be able to replace it since it was the price if a new car!
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| Posted 12/22/09 4:07 PM |
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shopaholic07
LIF Adult
Member since 5/08 1535 total posts
Name:
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Re: crashing - ring insurance
Yes, my engagement ring is insured through our homeowner's insurance.
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| Posted 12/22/09 7:12 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: crashing - ring insurance
I would highly recommend anybody that has your rings insured on your homeowners policy to remove them and go with a separate jewelry policy like Jewelers Mutual.
Why would you want to do this? Because you really do NOT want to have to file any homeowner claims unless you absolutely have to. Once you file a homeowners claim, it goes on your insurance record.
It's bad enough that insurance companies are dropping clients left and right for pretty much no reason. Don't give them an added reason to do this by filing a homeowners claim over a lost engagement or wedding ring.
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| Posted 12/23/09 1:12 PM |
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Re: crashing - ring insurance
my ring is insured through Jewelers mutual. As far as putting under homeowners insurance I've always heard bad things about doing so, and that it may not be covered for the full amount of what it is worth
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| Posted 12/23/09 3:40 PM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: crashing - ring insurance
We do them , SF and do them as seperate policies so there is no need to have an apt, own a house and it can be fully covered or have a deductible.
Message edited 12/23/2009 4:33:51 PM.
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| Posted 12/23/09 4:33 PM |
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brassmunky
LIF Adult
Member since 6/08 1163 total posts
Name:
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Re: crashing - ring insurance
we have our rings insured on our Homeowners Insurance policy.
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| Posted 1/6/10 3:06 PM |
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