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Credit Scores/Reports

Posted By Message

Leeners
:)

Member since 5/05

4898 total posts

Name:
Eileen

Credit Scores/Reports

Other than myfico, is there a cheaper place to get all three reports (w/ scores)? It's $45 on that site Chat Icon

Posted 8/11/05 11:11 AM
 
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Irishlass
LIF Adult

Member since 5/05

2961 total posts

Name:
Lisa

Re: Credit Scores/Reports

I think they will be free in Sept.

Posted 8/11/05 11:26 AM
 

MrsJ
I love my Katie Bug

Member since 5/05

11357 total posts

Name:
Kathy

Re: Credit Scores/Reports

In Sept it will be free. If you cant wait, I used transunion.com and got all 3 reports for $39

Posted 8/11/05 11:29 AM
 

DjPiLL

Member since 5/05

3664 total posts

Name:
Richard

Re: Credit Scores/Reports

Just wait till September and you don't have to pay a dime.

Posted 8/11/05 11:30 AM
 

Leeners
:)

Member since 5/05

4898 total posts

Name:
Eileen

Re: Credit Scores/Reports

Really? Hell, I can wait then Chat Icon

How do I get the free ones in September? Myfico too or another venue?

Posted 8/11/05 2:07 PM
 

Leeners
:)

Member since 5/05

4898 total posts

Name:
Eileen

Re: Credit Scores/Reports

Forget it - found this. Thanks!!



Soon you'll be able to get your credit report for free. A recent amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months, from www.annualcreditreport.com. The Federal Trade Commission (FTC), the nation's consumer protection agency, has prepared a brochure, Your Access to Free Credit Reports, explaining your rights and how to order a free annual credit report.

A credit report contains information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.

Consumers in Western states will first be able to order their credit reports under the federal law beginning December 1, 2004.

How do I know when I'm eligible to get a free report?

Free reports will be phased in during a nine-month period, rolling from the West Coast to the East beginning December 1, 2004. Beginning September 1, 2005, free reports will be accessible to all Americans, regardless of where they live.

Posted 8/11/05 2:09 PM
 

MrsDiamondgrlie
Bailey

Member since 5/05

12810 total posts

Name:
D

Re: Credit Scores/Reports

We started looking at houses last weekend at Century 21 and the in house mortgage guy did ours for free. We were quite pleased I would like to add. Chat Icon

Posted 8/11/05 3:03 PM
 
 

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