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question about preventing identity theft & credit reports
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sunnyplus3
:)
Member since 11/05 8749 total posts
Name:
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question about preventing identity theft & credit reports
my son's car was burgularized(sp) & of course he had ID, a bank book(closed account) & other stuff in it.
I remember hearing something about putting a block on your credit so nobody can apply on your name.....help me out with any info you have please.
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Posted 1/3/07 10:23 AM  |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: question about preventing identity theft & credit reports
I think you call Transunion or one of those credit places and Yes its an option that you get, for 2 yrs, he will have to show ID everytime he uses a card and may also experience a harder time when applying for a credit card.
It also stops solicitors from calling and the preaaproved junk mail.
Message edited 1/3/2007 10:26:56 AM.
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| Posted 1/3/07 10:26 AM |
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baghag
:P
Member since 5/05 10278 total posts
Name:
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Re: question about preventing identity theft & credit reports
Posters here told me that you can call the credit unions and have a password protect your credit, so it's harder to apply for cards and such.
Sorry this happened to him- it sucks! 
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| Posted 1/3/07 10:27 AM |
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MrsT
Enjoying wedded bliss.....
Member since 4/06 1323 total posts
Name:
Katrina
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Re: question about preventing identity theft & credit reports
Posted by KellyFG
my son's car was burgularized(sp) & of course he had ID, a bank book(closed account) & other stuff in it.
I remember hearing something about putting a block on your credit so nobody can apply on your name.....help me out with any info you have please.
I think what you want is a fraud alert added. I had that done years ago when my purse was stolen from a friend's car. They basically go through more steps to verify your identity before releasing information. Sometimes this includes not being able to access your credit report on-line until you call in or fax in certain info.
DH has a fraud alert too and had to fax in a copy of his passport to gain access to an on-line 3-in-1 credit report.
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| Posted 1/3/07 10:29 AM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: question about preventing identity theft & credit reports
Posted by MrsT
Posted by KellyFG
my son's car was burgularized(sp) & of course he had ID, a bank book(closed account) & other stuff in it.
I remember hearing something about putting a block on your credit so nobody can apply on your name.....help me out with any info you have please.
I think what you want is a fraud alert added. I had that done years ago when my purse was stolen from a friend's car. They basically go through more steps to verify your identity before releasing information. Sometimes this includes not being able to access your credit report on-line until you call in or fax in certain info.
DH has a fraud alert too and had to fax in a copy of his passport to gain access to an on-line 3-in-1 credit report.
yep - its a fraud alert.
go to www.experian.com
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| Posted 1/3/07 10:31 AM |
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