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HeathKernandez
Our Ron is an awesome Ron
Member since 4/07 9091 total posts
Name:
baby fish mouth
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DON'T buy Visa Gift Cards
I'm sure this has been posted but I am LIVID. I bought my father a gift card a year or 2 ago.. don't remember but I had to have because he found one that said 'From Aidan' on it...
he tried to use it recently and the ENTIRE THING has depreciated in value.
It was worth NOTHING. I paid 25.00 for it, so it's not like they didn't receive the money....
SO WHAT my dad's a little slow with using his gift cards.
he called Visa screaming at them... it's just not right.
If someone PAID for the card, who cares how long it takes for a person to use it?
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Posted 12/17/08 11:06 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
Lisa
I'm a PANK!!!
Member since 5/05 22334 total posts
Name:
Professional Aunts No Kids
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Re: DON'T buy Visa Gift Cards
I just bought a few and on the back it says that after 7 months the value will deplete a certain amt each month until it expires or there is no value left on the card.
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| Posted 12/17/08 11:07 AM |
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kahlua716
3 Girls for Me!
Member since 8/07 12475 total posts
Name:
Keri
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Re: DON'T buy Visa Gift Cards
Unfortunately, this is becoming the norm.
I had a gift card to boulder creek that I got last Christmas. I just took it a few weeks ago and saw that it expires after 1 year.
We had a nice dinner at Boulder Creek last week 
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| Posted 12/17/08 11:08 AM |
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PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: DON'T buy Visa Gift Cards
Posted by Lisa
I just bought a few and on the back it says that after 7 months the value will deplete a certain amt each month until it expires or there is no value left on the card.
Yup, I always check that. I usually buy the MC ones - they last almost 12 months.
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| Posted 12/17/08 11:09 AM |
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LaurenExp
Waiting patiently for baby sis
Member since 8/06 11613 total posts
Name:
L-Diddy EDD 11/11/11 :)
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Re: DON'T buy Visa Gift Cards
I did this for my stepkids. I got them credit cards so they could start iTunes accounts (I was NOT giving them my credit card number, I'd have $2394729 worth of charges from them downloading songs). I put $25 on each of them. My stepson put his email address on the card so he felt like an adult. He kept telling me they kept emailing him about the card depleting in value. How can they do that? I paid $25 on the card, plus $8 for an activation fee. That's BALLS if you ask me. 
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| Posted 12/17/08 11:12 AM |
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Angel321
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Member since 4/08 15553 total posts
Name:
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Re: DON'T buy Visa Gift Cards
after a certain amount of time - 7 months to a year - they start to charge you a certain amount per month to keep the card active.
i think it's in all the small print (though in some cases - it's on the back of the card)...
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| Posted 12/17/08 11:18 AM |
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HeathKernandez
Our Ron is an awesome Ron
Member since 4/07 9091 total posts
Name:
baby fish mouth
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Re: DON'T buy Visa Gift Cards
Posted by davenjess
after a certain amount of time - 7 months to a year - they start to charge you a certain amount per month to keep the card active.
i think it's in all the small print (though in some cases - it's on the back of the card)...
yeah but do you tell the people you give the card to? I have 3 gift cards I got for my bridal shower (about a year & 1/2 ago) I'm calling the #s now.... hahahah i never used them... I plan to...
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| Posted 12/17/08 11:26 AM |
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Angel321
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Member since 4/08 15553 total posts
Name:
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Re: DON'T buy Visa Gift Cards
Posted by KeithHernandez
Posted by davenjess
after a certain amount of time - 7 months to a year - they start to charge you a certain amount per month to keep the card active.
i think it's in all the small print (though in some cases - it's on the back of the card)...
yeah but do you tell the people you give the card to? I have 3 gift cards I got for my bridal shower (about a year & 1/2 ago) I'm calling the #s now.... hahahah i never used them... I plan to...
Once i noticed that small print or whatever, yes - i tell people...but that's just me...i'm overly paranoid about that stuff!
I want to say this has been happening for about 2 years now...(they may have been shortening the time period before they charge you)...
GOOD LUCK with the bridal shower cards!!!!!!
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| Posted 12/17/08 11:34 AM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: DON'T buy Visa Gift Cards
I think its the person's responsibility to use the card in a reasonable timeframe.
I have never seen a gift card expire earlier than a year. If it takes you more than 12 months to use something that was essentially free, then there really isn't much I can say about that.
It won't stop me from buying gift cards.
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| Posted 12/17/08 11:39 AM |
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seaside
LIF Adult
Member since 6/08 3101 total posts
Name:
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Re: DON'T buy Visa Gift Cards
I don't understand why we take cash that can be used any time anyhere and convert it to something with no more monetary value than we spent and much more limited use. I used to buy them too but no more. I am so over gift cards period.
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| Posted 12/17/08 11:39 AM |
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1stimemom
Love my boys
Member since 2/08 8766 total posts
Name:
Mrs Dee
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Re: DON'T buy Visa Gift Cards
THis is why I HATE gift cards! I learned about those VISA cards the hard way...
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| Posted 12/17/08 11:41 AM |
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MrsB-07
proud RELAXIVIST
Member since 11/07 2027 total posts
Name:
b
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Re: DON'T buy Visa Gift Cards
Unfortunately, a lot of GCs do that. That happened to me with a Pier 1 card, I waited like a year to use it and it depleted. ALWAYS check the back of the GC, because more and more places are starting to do this
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| Posted 12/17/08 11:47 AM |
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dpli
Daylight savings :)
Member since 5/05 13973 total posts
Name:
D
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Re: DON'T buy Visa Gift Cards
This is why I generally don't buy gift cards in general. If I am going to give a monetary gift, I give cash or a check.
Don't get me started on the people who take 5 years to cash the check though........
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| Posted 12/17/08 12:04 PM |
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kahlua716
3 Girls for Me!
Member since 8/07 12475 total posts
Name:
Keri
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Re: DON'T buy Visa Gift Cards
Posted by KeithHernandez
Posted by davenjess
after a certain amount of time - 7 months to a year - they start to charge you a certain amount per month to keep the card active.
i think it's in all the small print (though in some cases - it's on the back of the card)...
yeah but do you tell the people you give the card to? I have 3 gift cards I got for my bridal shower (about a year & 1/2 ago) I'm calling the #s now.... hahahah i never used them... I plan to...
The one's from BBB never expire or deplete...I recently checked cause I haven't used mine yet.
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| Posted 12/17/08 2:06 PM |
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curliegirl
He's here!!!!
Member since 3/06 10128 total posts
Name:
Gina
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Re: DON'T buy Visa Gift Cards
I believe that is illegal in NY
gift card lawsuit
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| Posted 12/17/08 3:11 PM |
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CkGm
They get so big, so fast :(
Member since 5/05 13848 total posts
Name:
Christine
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Re: DON'T buy Visa Gift Cards
Thankfully this is illegal in the state of CA. Gift cards and gift certificates cannot expire. But I wouldn't buy anything that required an activation fee anyway. That's just throwing cash away.
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| Posted 12/17/08 3:15 PM |
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rocket3499
LIF Infant
Member since 6/08 128 total posts
Name:
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Re: DON'T buy Visa Gift Cards
My company does this too - it's also that we don't have to keep every single gift certificate open on our system for eternity and we can archive the monies and records yearly.
I'm pretty sure it's legal as long as the actual gift card or gift certificate says when it's going to expire.
Message edited 12/17/2008 3:17:22 PM.
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| Posted 12/17/08 3:15 PM |
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KartveliT
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Member since 1/08 8363 total posts
Name:
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Re: DON'T buy Visa Gift Cards
Yeah . I hear so many crazy things about gift cards bc of this economy. That's why I didn't get any for anyone this year. I am sorry that happened, I am sure it's very stressful.
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| Posted 12/17/08 5:23 PM |
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