I've been seriously thiking about getting pet insurance. I can't remember where I got the name for this company but it seems good and I can adjust coverage to really reasonable premiums. Here's the website if you are interested.


Embrace

Here's what I know:

Annual coverage limit and not per incident.
No Lifetime Limit
Wait period is 2 days for accidents, 14 for illnesses
Coverage for life
30 Day Money back guarantee unless a claim was made.
microchip discount
multiple pet discount
annual payment discount

ETA: Underwritten by Lloyds of London ( ambest give A rating)