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Final closing costs and the big check...

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babymakes3
Almost there!

Member since 7/06

7376 total posts

Name:

Final closing costs and the big check...

How long before closing did you know how much to make the check out for?

We close in 48 hours and the bank hasn't given us the amount yet. I'd like to get the cashier's check taken care of today or tomorrow. We literally cannot squeeze one more thing, like going to the bank for the check, in the morning of the closing.



Posted 3/24/09 10:44 AM
 
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Cheeks24
Living a dream

Member since 1/08

8589 total posts

Name:
Cheeks

Re: Final closing costs and the big check...

You should know today or tomorrow so you can get a bank check for the amounts. I know what a pain it could be!

Posted 3/24/09 10:45 AM
 

MsSissy
xoxoxo

Member since 3/07

39159 total posts

Name:

Re: Final closing costs and the big check...

I believe we found out that morning. I know we went to the bank than right to closing.

Posted 3/24/09 10:47 AM
 

Sherwood
LIF Adult

Member since 8/08

1643 total posts

Name:
s

Re: Final closing costs and the big check...

If I remember correctly- we closed on a Monday, and found out the amount the Friday before. I had to run to the bank on Saturday to get the check

Posted 3/24/09 11:08 AM
 

neener1211
:-)

Member since 4/07

22952 total posts

Name:
J

Re: Final closing costs and the big check...

I didn't even need a bank check for the remaining amount at closing...they took my check. I have no idea why.Chat Icon

Posted 3/24/09 11:27 AM
 

Jodee
I love my girls

Member since 11/08

1510 total posts

Name:
Danielle

Re: Final closing costs and the big check...

We are closing in 48 hours also - and are still waiting. My lawyer said I should know the day before..... she said you will most likely be running around in the morning b4 closing....


Good Luck to you!!!!

Posted 3/24/09 11:31 AM
 

Linda1003
love my 2 boys

Member since 8/08

10923 total posts

Name:
Linda

Re: Final closing costs and the big check...

My attorney estimated the costs the night before but we were told the exact amount that morning.
Good luck!!Chat Icon

Posted 3/24/09 11:49 AM
 

sunni2552
LIF Adolescent

Member since 8/07

516 total posts

Name:

Re: Final closing costs and the big check...

They gave me the amount the day before- they estimated a little high so I got a check back at closing for almost 1,000- I totally remember being so stressed out about getting "the check" it stressed me so much- but it was a piece of cake I did it on my lunch break.
Good luck!

Posted 3/24/09 12:07 PM
 

Kelly9904
Mommy to 2 amazing little boys

Member since 5/05

9306 total posts

Name:
Kelly

Re: Final closing costs and the big check...

I dont think we found out in advance....

We closed at the bank where all our accounts were so we just walked to the window during closing.

This was the case both times we bought homes.

Posted 3/24/09 12:25 PM
 

ave1024
I Took The Wrong Road

Member since 12/07

6153 total posts

Name:
That Led To The Wrong Tendencies

Re: Final closing costs and the big check...

Posted by babymakes3

How long before closing did you know how much to make the check out for?

We close in 48 hours and the bank hasn't given us the amount yet. I'd like to get the cashier's check taken care of today or tomorrow. We literally cannot squeeze one more thing, like going to the bank for the check, in the morning of the closing.





Why not? If they don't get you the final numbers until that morning, they will simply have to wait for you at the closing table. It's as simple as that, which is why I never stress over things like this.

I wouldn't worry.

Posted 3/24/09 12:37 PM
 

Megs4
LIF Adult

Member since 11/08

1619 total posts

Name:
Megan

Re: Final closing costs and the big check...

We found out just a few hours before closing and they estimated high, so we also got a check back.

I think it depends on the bank and the attorneys as to whether or not you need bank checks or personal checks.

I agree with the previous posters though - they will gladly wait for you to show up with the check!

Posted 3/24/09 12:45 PM
 

ko123
My loves!

Member since 10/07

3002 total posts

Name:
Kristin

Re: Final closing costs and the big check...

Posted by Mssissy

I believe we found out that morning. I know we went to the bank than right to closing.



Same here. We actually waited outside the bank for the phone call of how much the costs would be, got check and went straight to closing.

Posted 3/24/09 1:13 PM
 

babymakes3
Almost there!

Member since 7/06

7376 total posts

Name:

Re: Final closing costs and the big check...

Posted by ave1024

Posted by babymakes3

How long before closing did you know how much to make the check out for?

We close in 48 hours and the bank hasn't given us the amount yet. I'd like to get the cashier's check taken care of today or tomorrow. We literally cannot squeeze one more thing, like going to the bank for the check, in the morning of the closing.





Why not? If they don't get you the final numbers until that morning, they will simply have to wait for you at the closing table. It's as simple as that, which is why I never stress over things like this.

I wouldn't worry.



Good point. Not like they can cancel the whole transaction if we are late!

We need to drive out to LI, do the walk-through, go to the bank (maybe), then drive to the closing location.. That's a lot to do all before 10am. But if we are late, we're late.

Oh these first time homebuyer jitters....

Posted 3/24/09 1:28 PM
 

babymakes3
Almost there!

Member since 7/06

7376 total posts

Name:

Re: Final closing costs and the big check...

Posted by Jodee

We are closing in 48 hours also - and are still waiting. My lawyer said I should know the day before..... she said you will most likely be running around in the morning b4 closing....


Good Luck to you!!!!



Good luck to you too!!!!

Posted 3/24/09 1:29 PM
 

Ian&EmmesMommy23
My family is complete!

Member since 11/08

12970 total posts

Name:
Diana

Re: Final closing costs and the big check...

i didnt get a call from my lawyer until 5pm the day before. I had to wake up earlier and get to the bank as they opened to get my checks in time.

Posted 3/24/09 2:27 PM
 

carlowlou
loving my babies!

Member since 4/08

4594 total posts

Name:
Jen

Re: Final closing costs and the big check...

We found out literally 2 hours before the closing. It was totally stressful not knowing but like everyone said, they can't proceed without you!

Posted 3/24/09 2:57 PM
 

banda61007
LIF Infant

Member since 7/07

296 total posts

Name:
Bonnie

Re: Final closing costs and the big check...

They told us at end of business the day before

Posted 3/24/09 4:59 PM
 

LINewbie
Tigger the the Rescue!

Member since 8/08

5647 total posts

Name:
LB

Re: Final closing costs and the big check...

We found out late in the day, theday before.

Posted 3/24/09 8:26 PM
 
 

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