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How would you describe your financial status?

Forum Opinion Poll
We are extremely well off (due to Wealth in our family line/ parental assistance) 0 0.00%
We are extremely well off (due to money acquired through a lottery, lawsuit . . .) 1 0.94%
Extremely well off (self made/ work hard for it) 9 8.49%
We are comfortable, but not extremely well off 70 66.04%
We struggle to make ends meet 26 24.53%
 

Financial Poll

Posted By Message

Bri
I Love You to Pieces!

Member since 5/05

9919 total posts

Name:
Brianne

Financial Poll

After having this conversation at work with some co-workers, I was inspired to post this poll - understanding that money is always a delicate issue, please do not feel like you have to post in addition to voting on the poll

Posted 10/22/05 4:55 PM
 

CaseyGirl
Mommy to 3 Boys :)

Member since 5/05

19978 total posts

Name:
Jen - counting my blessings...

Re: Financial Poll

I am the first to answer I guess Chat Icon

My DH and I both work FT and make decent $ so I answered that we are comfortable. We own our own house and usually have a little left over to go out to eat, shopping, etc. But I understand and expect that once we have a baby we will be cutting back a lot. Especially if I want to work part time. There are some times where we are barely making it to the next check because of an unexpected expense, etc. Our aim is to really get serious about having a decent amount of $ in savings. But overall, we are ok, thank God. Chat Icon

Posted 10/22/05 5:00 PM
 

Bri
I Love You to Pieces!

Member since 5/05

9919 total posts

Name:
Brianne

Re: Financial Poll

What actually inspired this is that there is a 24 year old in my school that just bought a house by himself- it is only his second year teaching. So many people are saying it is obvious that he received some sort of money from somewhere to be able to buy a house on his own, pay a mortgage on his own and on a starting teacher's salary.

There are others that have received a huge down payment from parents, receive a great deal of financial assistance from family or have won lawsuits that granted them a large sum.


This kind of got me thinking if there are many people out there that have an extremely comfy lifestyle for reasons other than working hard to get there.

Posted 10/22/05 5:05 PM
 

suvenR
designer mutt

Member since 5/05

4239 total posts

Name:

Re: Financial Poll

we fluctuate between "struggle to make ends meet" and "comforatable" but in all honesty, that's because I do set money aside in savings that I absolutely REFUSE to spend under any circumstances. So, I voted for "comfortable"

Posted 10/22/05 5:18 PM
 

CaseyGirl
Mommy to 3 Boys :)

Member since 5/05

19978 total posts

Name:
Jen - counting my blessings...

Re: Financial Poll

I will admit that my DH and I had help buying our house from my grandma and my in-laws. They gave us part of the down payment. But we still pay our own mortgage and expenses. It's hard! I see what your saying though.

Posted 10/22/05 5:20 PM
 

saraH
happy birthday sweet kate!

Member since 5/05

16555 total posts

Name:
I know that God exsists, I held her in my arms...

Re: Financial Poll

we make enough to pay our bills and still have some for savings - however, we both live at home, so no $ goes for rent/mortgage.

ps - my brother bought his own home at the age of 25. he had no help whatsoever from my parents. he did however qualify for a grant from nassau county b/c he earned less then a certain amount. but he saved his $ his whole life, my dad likes to say he still has his baptism money. so it is possibe for someone so young to buy a house of their own w/o help from inheritance, etc

Posted 10/22/05 6:13 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: Financial Poll

Right now we are very comfortable...

Pretty soon will, not so much be struggling, but the purse strings will be much tighterChat Icon

Posted 10/22/05 6:29 PM
 

HarleyGirlFLA
Come on in

Member since 5/05

9674 total posts

Name:
Mel

Re: Financial Poll

We both work hard and save. We bought the house and the land was enough to cover the down payment. We pay everything as soon as possible and anything extra we put aside for a rainy day. We're right where we want to be Chat Icon

Posted 10/22/05 7:35 PM
 

hazeleyes33
LIF Adult

Member since 5/05

13060 total posts

Name:
Ginger

Re: Financial Poll

Posted by MrsTC

I will admit that my DH and I had help buying our house from my grandma and my in-laws. They gave us part of the down payment. But we still pay our own mortgage and expenses. It's hard! I see what your saying though.



Same with us. My parents helped with the house and then have given us money to fix up the house (from a death in the family). We also pay ALL of our expenses and always have.
We bought our house when I was 25 and we only made a TOTAL of both salaries of $35,000!!

Posted 10/22/05 8:07 PM
 

BabyAvocado
Happy New Year

Member since 5/05

17334 total posts

Name:

Re: Financial Poll

We are comfortable. Though sometimes I have to force myself to see that because I find myself wanting things we can't afford at the moment and it makes me feel like we are struggling - when really we are not.

Posted 10/22/05 9:22 PM
 

neenie

Member since 5/05

22351 total posts

Name:

Re: Financial Poll

Posted by BabyAvocado

We are comfortable. Though sometimes I have to force myself to see that because I find myself wanting things we can't afford at the moment and it makes me feel like we are struggling - when really we are not.


i could have written this myself.

its funny too how its all based on perogative too. like, whenever i talk to my mom about this topic (though we dont discuss specific details)... she thinks im crazy for not thinking that DH and I are well off.. but i feel like its so different for our generation. I remember, when i was in college, thinking that if a couple made 6 digits, that they were Rich and wouldnt have to worry about money At all!! but now, i feel like, yeah, they're making a decent living, but are 'comfortable' at best (in most situations). Chat Icon

Posted 10/22/05 9:32 PM
 

justthe4ofus
I hate hypocrites!!!!!

Member since 5/05

6905 total posts

Name:

Re: Financial Poll

Posted by BabyAvocado

We are comfortable. Though sometimes I have to force myself to see that because I find myself wanting things we can't afford at the moment and it makes me feel like we are struggling - when really we are not.



Us too!

We bought our own home with no help. We pay all our bills. We have a savings account with money in it that we never touch. Our daughter doesn't want for anything (not that she really would at this age) but I constantly putting off buying stuff for myself or splurging on myself because I feel bad. I am always thinking what else we could do with the money.

Posted 10/22/05 10:40 PM
 

ExpectingJoy
LIF Adolescent

Member since 5/05

751 total posts

Name:
Cari

Re: Financial Poll

xx

Message edited 6/12/2007 6:28:42 AM.

Posted 10/23/05 7:48 AM
 

nov04libride
big brother <3

Member since 5/05

14672 total posts

Name:
Me

Re: Financial Poll

We bought our condo with no help. I actually could have bought it myself, just from saving my whole life, and been able to swing the mortgage payments. We're comfortable I'd say...Have a large chunk in the bank, mostly live on one of our salaries and save the rest. We never got any help, so I feel proud that we were able to do what we have done. I wouldn't say we're very well off, since though I never worry about money or live from paycheck to paycheck, I still think about it and curb spending because we are not rolling in money.

Posted 10/23/05 9:29 AM
 

mommy2Alex
3 babies for me :)

Member since 5/05

6683 total posts

Name:

Re: Financial Poll

Posted by BabyAvocado

We are comfortable. Though sometimes I have to force myself to see that because I find myself wanting things we can't afford at the moment and it makes me feel like we are struggling - when really we are not.



That is how I feel as well. DH is a big saver, which is great, but sometimes I wish we could spend some of the money we saving.

Posted 10/23/05 9:40 AM
 

PiyoPika566
talk to the hand

Member since 5/05

1436 total posts

Name:
Stephanie

Re: Financial Poll

We are living comfortably I would say, paying for our wedding and our first house by ourselves with no help from family, I am pretty proud of that Chat Icon
Althought we won't be able to spend the way we do now for the next yr (till after the wedding), we are still pretty comfortable and since we are only in our 20s, I am hoping things will be even better later on.

Posted 10/23/05 9:45 AM
 

BaroqueMama
Chase is one!

Member since 5/05

27530 total posts

Name:
me

Re: Financial Poll

I would say we're in the comfortable range right now. We pay all of our bills, save a little and still have a social life that includes going out to dinner a few times a week. I definitely think we'd be a little more solid in the comfortable category if we tightened up our spending a bit, which we are trying to do.

Posted 10/23/05 11:14 AM
 

missus-hbradio
Twin mommy

Member since 5/05

15857 total posts

Name:

Re: Financial Poll

I am not ashamed to admit any of this:

We struggle to make ends meet. We live in an apartment (a 2BR for a good price and its really big with a DR too). We are unable to save and I cry about this on a daily basis. We are not interested in a house or a baby anytime in the near future. I however, would like to have more than $3 in my account 10 days before I get paid again. Yes its that bad! I decided this weekend that I am going to be making some major changes soon because I cant live like this anymore. I cant even afford groceries. We dont know what we are going to do but its funny you post this today because we are going to sit and seriously figure things out this week.

BTW we are 28 and 31

Posted 10/23/05 1:00 PM
 

bklyngirl
COULD THIS BE MY YEAR??

Member since 6/05

15758 total posts

Name:
Gail

Re: Financial Poll

Posted by missus-hbradio

I am not ashamed to admit any of this:

We struggle to make ends meet. We live in an apartment (a 2BR for a good price and its really big with a DR too). We are unable to save and I cry about this on a daily basis. We are not interested in a house or a baby anytime in the near future. I however, would like to have more than $3 in my account 10 days before I get paid again. Yes its that bad! I decided this weekend that I am going to be making some major changes soon because I cant live like this anymore. I cant even afford groceries. We dont know what we are going to do but its funny you post this today because we are going to sit and seriously figure things out this week.

BTW we are 28 and 31



i know how u feelChat Icon Chat Icon Chat Icon Chat Icon

Posted 10/23/05 4:44 PM
 

Moehick
Ready for the sun!

Member since 5/05

30339 total posts

Name:
Properly perfect™

Re: Financial Poll

We are comfortable, we brought our co-op on our own and have a good chunk of $$ in savings that we never dip into. I am paying for grad school as I go along, no loans for me. We can pay our bills with some left over each month and I am only working part time now...but it seems to be working out.

Posted 10/23/05 6:51 PM
 

MrsProfessor
hi

Member since 5/05

14279 total posts

Name:

Re: Financial Poll

Posted by missus-hbradio

because we are going to sit and seriously figure things out this week.




I am sure that will be a huge help- DH and I have had issues where we've spent way too much, and it really helped to sit down and come up with a plan, and to get a better idea of where the money was going. We were also able to figure out how to cut corners a little too. Good luck!

Chat Icon

Posted 10/23/05 6:56 PM
 

IrishMom77
Brothers!!

Member since 8/05

3498 total posts

Name:
Roseann

Re: Financial Poll

I would say we are pretty well off

WE both have pretty good jobs (Paralegal and Mortgage Broker) He def makes more than me with his commissions and all.

I paid for our wedding out of my pocket and I came up with the down payment for our townhouse. I had a terrible accident at a job over 6 years ago and my settlement pays me with a check every March until I die. I chose it that way because it would give me the greatest amount in the end. Its like a 3rd salary. I put it away in the begininng (begore I even met my husband) because I knew I would use it for a wedding and a house. Most of it will be saved for our children and any house emergencies we have.
But trust me, if I could reverse the damage that was done to me (I am going in for my 4th surgery in Dec) I would give the money back. Right now we are a little behind because we had some damage from the weather, we pay out taxes out of pocke instread of in our mortgage (and those are due soon) and we have Xmas, etc....

Posted 10/23/05 7:16 PM
 

Tany
Becoming a different woman

Member since 5/05

24460 total posts

Name:
Tania

Re: Financial Poll

I voted.

Posted 10/23/05 7:18 PM
 

MrsPorkChop
Twinning!!

Member since 5/05

9941 total posts

Name:
Missy

Re: Financial Poll

i voted comfortable

we both make great money - im in shipping and get paid on commissions - its been a good past few years, and he is an attorney.

however, our house is sucking me dry. some weeks its paycheck to paychek. we still go out and shop here and there but its nothing like it used to be when my rent was $400

i think we are just at the cusp of being over our heads. sometimes i wish we bought a townhouse

Chat Icon

Message edited 10/23/2005 7:53:54 PM.

Posted 10/23/05 7:52 PM
 

monkeybride
My Everything

Member since 5/05

20541 total posts

Name:

Re: Financial Poll

Posted by BabyAvocado

We are comfortable. Though sometimes I have to force myself to see that because I find myself wanting things we can't afford at the moment and it makes me feel like we are struggling - when really we are not.




I would say the same exact thing.
We have everything we need its sometimes thing I want that make me feel less well off but honestly often we can afford them but choose to save or spend our money differently now than when I was single and didn't have a baby.

Posted 10/23/05 10:48 PM
 
 

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