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Free Credit Check Sites

Posted By Message

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Free Credit Check Sites

When you go to the free sites and check your credit...
Will that bring your score down?

Message edited 10/24/2005 1:08:31 PM.

Posted 10/24/05 1:08 PM
 
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charon54
My two boys!

Member since 5/05

7279 total posts

Name:
Rebecca

Re: Free Credit Check Sites

No and the rules have actually changed, so that credit inquiries no longer bring down your scores.

Posted 10/24/05 1:24 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: Free Credit Check Sites

Posted by charon54

No and the rules have actually changed, so that credit inquiries no longer bring down your scores.


any credit inquiries?

Posted 10/24/05 1:29 PM
 

nrthshgrl
It goes fast. Pay attention.

Member since 7/05

57538 total posts

Name:

Re: Free Credit Check Sites

I was told that it does bring your score down by a mortgage broker. He said to be aware that going to lending tree and having multiple sources check into your credit drops it down a few points.

Just checking your credit as you are not entitled to yearly doesn't affect it.

Posted 10/24/05 1:31 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: Free Credit Check Sites

Posted by nrthshgrl

Just checking your credit as you are not entitled to yearly doesn't affect it.


eh?

Posted 10/24/05 1:33 PM
 

DRMom
Two in Blue

Member since 5/05

20223 total posts

Name:
Melissa

Re: Free Credit Check Sites

Pulling your own credit NEVER drops your score as long as it is done through a service that provides reports directly to the borrower(myfico.com, privacyguard.com, any of the major 3 transunion, equifax or experian) Your score WILL DROP if someone pulls your credit for a mortgage, credit card, auto or any type of financing.

Posted 10/24/05 1:42 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: Free Credit Check Sites

Posted by melijane

Pulling your own credit NEVER drops your score as long as it is done through a service that provides reports directly to the borrower(myfico.com, privacyguard.com, any of the major 3 transunion, equifax or experian) Your score WILL DROP if someone pulls your credit for a mortgage, credit card, auto or any type of financing.


ahhh thanks Chat Icon

Posted 10/24/05 1:44 PM
 

nrthshgrl
It goes fast. Pay attention.

Member since 7/05

57538 total posts

Name:

Re: Free Credit Check Sites

Posted by Redhead

Posted by nrthshgrl

Just checking your credit as you are not entitled to yearly doesn't affect it.


eh?




***Just checking your own credit as you are entitled to every year does not affect it.

Sorry that's what happens when I'm on the phone & typing...

Posted 10/24/05 1:45 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: Free Credit Check Sites

thanks Chat Icon

Posted 10/24/05 1:46 PM
 
 

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