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Home Owners Insurance

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mtg1970
We love summer!

Member since 5/05

1063 total posts

Name:
Teresa

Home Owners Insurance

Should I wait until i get the Mortgage Comitment letter from the bank before getting the home owners insurance or can i get it now anyway just so it is out of the way? TIA

Posted 9/7/06 11:36 AM
 
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~Colleen~
my loves...

Member since 5/05

9129 total posts

Name:
guess

Re: Home Owners Insurance

I think you need to actually close on the house first...at least we did.

edited: I think we did need it at closing...I can remember the day just couldn't remember if it was before closing or not. Chat Icon

Message edited 9/7/2006 12:26:35 PM.

Posted 9/7/06 11:45 AM
 

Janice
Sweet Jessie Quinn

Member since 5/05

27567 total posts

Name:
Janice

Re: Home Owners Insurance

we needed it before closing.

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Posted 9/7/06 11:47 AM
 

patchyfogg
LIF Infant

Member since 1/06

328 total posts

Name:

Re: Home Owners Insurance

You bring it with you to the Close.

Posted 9/7/06 12:11 PM
 

AimeeE2006
Time flies!

Member since 1/06

5698 total posts

Name:
Aimee

Re: Home Owners Insurance

We need it before we close.

Posted 9/7/06 12:16 PM
 

Eva Luna
Be kind...life's hard!

Member since 8/05

4750 total posts

Name:
God, bless & heal my DH, JenG's DH Rob & DebG

Re: Home Owners Insurance

We had to have insurance before we closed.

Posted 9/7/06 12:26 PM
 

Lisa
I'm a PANK!!!

Member since 5/05

22334 total posts

Name:
Professional Aunts No Kids

Re: Home Owners Insurance

we also needed it before we closed...it became effective the day we closed.

Posted 9/7/06 1:11 PM
 

kaklesmay
Love my baby boy!

Member since 9/05

1151 total posts

Name:
Kim

Re: Home Owners Insurance

you can buy it now and get it effective for your expected closing date. Its up to you whether you wan tto shell out the money now or later. (You have to pay your first years HOI upfront)

Posted 9/7/06 2:25 PM
 

mushsgrl
LIF Infant

Member since 12/05

121 total posts

Name:
S

Re: Home Owners Insurance

once we get a closing date I will call the company and pay for it, and it will start the day of closing, but I need the paid reciept to close.

Posted 9/7/06 4:45 PM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: Home Owners Insurance

You will need the insurance binder before you close.

Posted 9/7/06 10:44 PM
 
 

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