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mommy2Alex
3 babies for me :)
Member since 5/05 6683 total posts
Name:
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Homeowner's Insurance - Who do you use?
Please recommend your company. I called State Farm and was qoted at $1500
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Posted 5/24/07 2:18 PM  |
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LIMOMx2
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Member since 5/05 24989 total posts
Name:
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Re: Homeowner's Insurance - Who do you use?
TSC Direct!!
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| Posted 5/24/07 2:29 PM |
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AllyandMike
LIF Infant
Member since 4/06 64 total posts
Name:
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Re: Homeowner's Insurance - Who do you use?
We use State Farm and are paying a lot less than $1500, but it depends are a number of factors. Be careful with TSC Direct, they only go up to $300k for liability protection, which IMO in not enough.
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| Posted 5/24/07 2:37 PM |
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LIMOMx2
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Member since 5/05 24989 total posts
Name:
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Re: Homeowner's Insurance - Who do you use?
Posted by AllyandMike
We use State Farm and are paying a lot less than $1500, but it depends are a number of factors. Be careful with TSC Direct, they only go up to $300k for liability protection, which IMO in not enough.
I def think it is enough!! We were advised by many to only do what it would cost to rebuild our house which is not even close to what we paid for the house. I think many people are way over insured.
We have an umbrella anyway on top of that
Wait I think I am confused and making things confusing!!!!! Just ignore me
Message edited 5/24/2007 2:47:18 PM.
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| Posted 5/24/07 2:40 PM |
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cheshe
LIF Adolescent
Member since 6/06 738 total posts
Name:
Cheryl
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Re: Homeowner's Insurance - Who do you use?
We got a quote from State Farm last week and it was about half of that.
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| Posted 5/24/07 2:41 PM |
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alnem
This is gonna be a good year!
Member since 2/06 9562 total posts
Name:
Emily
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Re: Homeowner's Insurance - Who do you use?
i have state farm and its under $1k
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| Posted 5/24/07 2:46 PM |
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Tine73
Member since 3/06 22093 total posts
Name:
*********
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Re: Homeowner's Insurance - Who do you use?
State Farm
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| Posted 5/24/07 2:51 PM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: Homeowner's Insurance - Who do you use?
state farm, and its wayyyy less than that!
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| Posted 5/24/07 3:01 PM |
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ckone
LIF Adult
Member since 8/06 3014 total posts
Name:
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Re: Homeowner's Insurance - Who do you use?
Is that for home and car?? That seems rather high. We didn't do replacement over $300K and we're paying under $1K.
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| Posted 5/24/07 3:46 PM |
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Akajt98
Sooo Excited
Member since 6/06 2252 total posts
Name:
Jill
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Re: Homeowner's Insurance - Who do you use?
Our homeowners is with Travelers and it is less then you were quoted.
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| Posted 5/24/07 3:58 PM |
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PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: Homeowner's Insurance - Who do you use?
State Farm
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| Posted 5/24/07 4:07 PM |
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AllyandMike
LIF Infant
Member since 4/06 64 total posts
Name:
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Re: Homeowner's Insurance - Who do you use?
I wasn't referring to the amount of coverage for the house, but the liability protection. Granted, $500K or even $1mil isn't a lot either if someone were to sue you, but $300k is the bare bones type of coverage.
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| Posted 5/24/07 4:33 PM |
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chikita315
Love
Member since 8/06 7945 total posts
Name:
M-lo
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Re: Homeowner's Insurance - Who do you use?
We went w/ Merchant's - it was a lot less than State Farm, for us.
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| Posted 5/24/07 4:56 PM |
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MrsNaunie
Kai helps my father dump out.
Member since 9/06 1181 total posts
Name:
Lauren
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Re: Homeowner's Insurance - Who do you use?
We have Travelers- it's higher than that, but that's bc we are near the water.
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| Posted 5/24/07 5:03 PM |
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lorich
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Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: Homeowner's Insurance - Who do you use?
Hanover...so far they've been EXCELLENT...we had a claim and it was all taken care of - checks and all in no time.
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| Posted 5/24/07 8:19 PM |
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lorich
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Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: Homeowner's Insurance - Who do you use?
Posted by AllyandMike
I wasn't referring to the amount of coverage for the house, but the liability protection. Granted, $500K or even $1mil isn't a lot either if someone were to sue you, but $300k is the bare bones type of coverage.
Ditto!
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| Posted 5/24/07 8:19 PM |
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LIMOMx2
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Member since 5/05 24989 total posts
Name:
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Re: Homeowner's Insurance - Who do you use?
That's why we have an umbrella policy too. We are still saving over $1000 a yr.
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| Posted 5/24/07 10:29 PM |
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MrsPowers
So blessed!
Member since 11/06 10348 total posts
Name:
Ivelysse
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Re: Homeowner's Insurance - Who do you use?
We have USAA.
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| Posted 5/25/07 6:46 AM |
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NJmom
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Member since 8/05 4987 total posts
Name:
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Re: Homeowner's Insurance - Who do you use?
Allstate. I compared them to State Farm and Geico and they were all about the same. However, Allstate gave me a much better rate for car insurance than the other two so I went with them.
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| Posted 5/25/07 8:08 AM |
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