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How realistic do you think a National Health Care Plan is?

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mommy2Alex
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How realistic do you think a National Health Care Plan is?

For me personally, I think it is a bunch of cr@p. That was the platform the Clintons ran on back in 1992 and after 8 years in office, nothing materialized. IMO - I don't believe the lobbyist for the health insurance companies/pharmaceutical companies would let it happen. In addition, to our National Debt being out of control how could this be a realistic option?

I will adimit that right now for DH and I this isn't an issue, but it a major issue for my parents. My dad is a small business owner ("Joe the electricaian Chat Icon ) and they have to pay almost $1,000 a month in premiums to have insurance and this doesn't cover any of their employees.

So do we really think we will get a National Healthcare Plan, similar to those in Canada or England?

Posted 10/30/08 9:20 PM
 
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Beth
The Key to your new home....

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Beth

Re: How realistic do you think a National Health Care Plan is?

neither candidate is proposing that- so no

Posted 10/30/08 9:28 PM
 

SweetestOfPeas
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Re: How realistic do you think a National Health Care Plan is?

AP article about skipping over budget realities and it says something in there about McCain's plan too.

IMO, whoever gets elected won't accomplish 5% of what they promise. just like the rest of politicians Chat Icon

Posted 10/30/08 9:29 PM
 

mommy2Alex
3 babies for me :)

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Re: How realistic do you think a National Health Care Plan is?

Posted by Beth1210

neither candidate is proposing that- so no



Well Barack is proposing a plan where every American will be covered, no? So maybe not exactly the same as Canada or England, but a mandated health care plan nonetheless?

Posted 10/30/08 9:32 PM
 

Beth
The Key to your new home....

Member since 2/06

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Beth

Re: How realistic do you think a National Health Care Plan is?

Posted by mommy2Alex

Posted by Beth1210

neither candidate is proposing that- so no



Well Barack is proposing a plan where every American will be covered, no? So maybe not exactly the same as Canada or England, but a mandated health care plan nonetheless?



no he isn't

not even close

he wants people to keep their current coverage- and get it for less

offer a discount to people like your parents to cover the employees in the form of a tax credit

and allow people to BUY into the plan government workers have (which I would love- I am self employed and so is my DH- we have crappy coverage now b/c of the cost)

nothing is mandated - he just wants to help more people get covered

canada and england have nationalized health care- big difference

Posted 10/30/08 9:36 PM
 

Songwriter76
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Member since 4/08

902 total posts

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David

Re: How realistic do you think a National Health Care Plan is?

Posted by mommy2Alex

Posted by Beth1210

neither candidate is proposing that- so no



Well Barack is proposing a plan where every American will be covered, no? So maybe not exactly the same as Canada or England, but a mandated health care plan nonetheless?



No he is saying that every CHILD must be covered. Everyone else can buy into the same plan our congressmen and congresswomen get. For years people have been complaining about how good our representatives' health care plan is. Obama wants to make that affordable. But not a mandate for everyone...only for children.


Message edited 10/30/2008 9:38:33 PM.

Posted 10/30/08 9:37 PM
 

mommy2Alex
3 babies for me :)

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Re: How realistic do you think a National Health Care Plan is?

Posted by Beth1210

Posted by mommy2Alex

Posted by Beth1210

neither candidate is proposing that- so no



Well Barack is proposing a plan where every American will be covered, no? So maybe not exactly the same as Canada or England, but a mandated health care plan nonetheless?



no he isn't

not even close

he wants people to keep their current coverage- and get it for less

offer a discount to people like your parents to cover the employees in the form of a tax credit

and allow people to BUY into the plan government workers have (which I would love- I am self employed and so is my DH- we have crappy coverage now b/c of the cost)

nothing is mandated - he just wants to help more people get covered

canada and england have nationalized health care- big difference



So you buy into it, instead of being taxed to death into it, same difference to me. In the UK, I know they pay high taxes on things such as gasoline, cigarettes to have free coverage. Instead, Obama will tax the"rich" to allow the poor or unisured to buy into a government sponsered plan.

BTW - from what I have gathered from his speeches, is that he wants every American covered. If they can't afford their homes, how can they afford to "buy" into a government sponsered health care program.

Posted 10/30/08 9:39 PM
 

smdl
I love Gary too..on a plate!

Member since 5/06

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me

Re: How realistic do you think a National Health Care Plan is?

Obama is promoting health care for "all" NOT by one system.

A National system is VERY hard to implement and usually run in the red and MUST be supported by taxes.

The only reason those programs are offered and still in the red is mosty due to the nature of the government itself.

France runs such program. It's at a national level. Everyone who works is covered and you are covered even if you are a homeless if you have to go to the ER. It's in the red i.e. huge deficit. BUT it's in the root of the culture to have such coverage. Nobody would dare touch it. Even if it's in the red.

I don't think the US will ever have such national level of health coverage.

Posted 10/30/08 9:43 PM
 

Beth
The Key to your new home....

Member since 2/06

24849 total posts

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Beth

Re: How realistic do you think a National Health Care Plan is?

Posted by mommy2Alex



So you buy into it, instead of being taxed to death into it, same difference to me. In the UK, I know they pay high taxes on things such as gasoline, cigarettes to have free coverage. Instead, Obama will tax the"rich" to allow the poor or unisured to buy into a government sponsered plan.

BTW - from what I have gathered from his speeches, is that he wants every American covered. If they can't afford their homes, how can they afford to "buy" into a government sponsered health care program.


but you don't have to buy into it

you can keep the insurance from your job


who doesn't want every american to be covered? we all pay the cost of the uninsured

Posted 10/30/08 9:49 PM
 

smdl
I love Gary too..on a plate!

Member since 5/06

32461 total posts

Name:
me

Re: How realistic do you think a National Health Care Plan is?

Posted by Beth1210

Posted by mommy2Alex



So you buy into it, instead of being taxed to death into it, same difference to me. In the UK, I know they pay high taxes on things such as gasoline, cigarettes to have free coverage. Instead, Obama will tax the"rich" to allow the poor or unisured to buy into a government sponsered plan.

BTW - from what I have gathered from his speeches, is that he wants every American covered. If they can't afford their homes, how can they afford to "buy" into a government sponsered health care program.



but you don't have to buy into it

you can keep the insurance from your job


who doesn't want every american to be covered? we all pay the cost of the uninsured



If someone right now does not have insurance (poor/homeless) and brought in the ER, they will be treated. Does anyone thing they are left to die on the footsteps of the hospital? Who do people thing pays for them if they are homeless? .... The hospital offers the treatment and they can't take losses so they channel it down to increasing the cost of care for others who are insured.

Posted 10/30/08 9:55 PM
 

mommy2Alex
3 babies for me :)

Member since 5/05

6683 total posts

Name:

Re: How realistic do you think a National Health Care Plan is?

Posted by Beth1210

Posted by mommy2Alex



So you buy into it, instead of being taxed to death into it, same difference to me. In the UK, I know they pay high taxes on things such as gasoline, cigarettes to have free coverage. Instead, Obama will tax the"rich" to allow the poor or unisured to buy into a government sponsered plan.

BTW - from what I have gathered from his speeches, is that he wants every American covered. If they can't afford their homes, how can they afford to "buy" into a government sponsered health care program.



but you don't have to buy into it

you can keep the insurance from your job


who doesn't want every american to be covered? we all pay the cost of the uninsured



So what happens if you have a job that doesn't offer insurance?

Posted 10/30/08 9:57 PM
 

Beth
The Key to your new home....

Member since 2/06

24849 total posts

Name:
Beth

Re: How realistic do you think a National Health Care Plan is?

Posted by mommy2Alex





So what happens if you have a job that doesn't offer insurance?


right now- you are out of luck and pay a ton of of pocket - like your parents and myself

$800 a month was the cheapest I could find for us

if Obama plan gets put into effect- you have the chance to buy into the plan the sentors etc have - and b/c so many are on it- it will be cheaper then going alone

what is wrong with that? seriously?

Posted 10/30/08 10:00 PM
 

BunnyWife
Insert Witty Comment Here

Member since 5/07

8274 total posts

Name:
BunnyWife

Re: How realistic do you think a National Health Care Plan is?

Posted by Beth1210

Posted by mommy2Alex





So what happens if you have a job that doesn't offer insurance?



right now- you are out of luck and pay a ton of of pocket - like your parents and myself

$800 a month was the cheapest I could find for us

if Obama plan gets put into effect- you have the chance to buy into the plan the sentors etc have - and b/c so many are on it- it will be cheaper then going alone

what is wrong with that? seriously?




Exactly. The fact that people in our country go without coverage or worse, denied coverage because of pre existing conditions is disgusting. How can we call ourselves the "greatest country in the world" when we don't take care of our own people?

Posted 10/30/08 10:03 PM
 

OStewarts
LIF Adult

Member since 11/07

1096 total posts

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Re: How realistic do you think a National Health Care Plan is?

Posted by mommy2Alex

Posted by Beth1210

Posted by mommy2Alex



So you buy into it, instead of being taxed to death into it, same difference to me. In the UK, I know they pay high taxes on things such as gasoline, cigarettes to have free coverage. Instead, Obama will tax the"rich" to allow the poor or unisured to buy into a government sponsered plan.

BTW - from what I have gathered from his speeches, is that he wants every American covered. If they can't afford their homes, how can they afford to "buy" into a government sponsered health care program.



but you don't have to buy into it

you can keep the insurance from your job


who doesn't want every american to be covered? we all pay the cost of the uninsured



So what happens if you have a job that doesn't offer insurance?



the ability to purchase into a national plan, similar to that of the federal employees system.

Posted 10/30/08 10:03 PM
 

mommy2Alex
3 babies for me :)

Member since 5/05

6683 total posts

Name:

Re: How realistic do you think a National Health Care Plan is?

Posted by Beth1210

Posted by mommy2Alex





So what happens if you have a job that doesn't offer insurance?



right now- you are out of luck and pay a ton of of pocket - like your parents and myself

$800 a month was the cheapest I could find for us

if Obama plan gets put into effect- you have the chance to buy into the plan the sentors etc have - and b/c so many are on it- it will be cheaper then going alone

what is wrong with that? seriously?




I am not saying anything is wrong with it, I am asking how realistic is it? Seriously, someone has to absorb the cost of potentially hundreds of thousands of people being able to buy a government sponsered plan. My question was based on the economy and the national debt how realistic are these goverment sponsered plans? Which Barack's plan basically is. Allowing people to buy a government sponsered health care plan.

Posted 10/30/08 10:04 PM
 

Beth
The Key to your new home....

Member since 2/06

24849 total posts

Name:
Beth

Re: How realistic do you think a National Health Care Plan is?

I think the idea is the more people on the plan- the cheaper is it for all on the plan

they will be able to get better rates etc.


Posted 10/30/08 10:06 PM
 

KateDevine
*

Member since 6/06

24950 total posts

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Re: How realistic do you think a National Health Care Plan is?

Posted by mommy2Alex

Posted by Beth1210

Posted by mommy2Alex





So what happens if you have a job that doesn't offer insurance?



right now- you are out of luck and pay a ton of of pocket - like your parents and myself

$800 a month was the cheapest I could find for us

if Obama plan gets put into effect- you have the chance to buy into the plan the sentors etc have - and b/c so many are on it- it will be cheaper then going alone

what is wrong with that? seriously?




I am not saying anything is wrong with it, I am asking how realistic is it? Seriously, someone has to absorb the cost of potentially hundreds of thousands of people being able to buy a government sponsered plan. My question was based on the economy and the national debt how realistic are these goverment sponsered plans? Which Barack's plan basically is. Allowing people to buy a government sponsered health care plan.


I don't understand. How would the government need to absorb the cost if people are BUYING into it? Doesn't that take care of the cost?

Posted 10/30/08 10:06 PM
 

mommy2Alex
3 babies for me :)

Member since 5/05

6683 total posts

Name:

Re: How realistic do you think a National Health Care Plan is?

Posted by KateDevine

Posted by mommy2Alex

Posted by Beth1210

Posted by mommy2Alex





So what happens if you have a job that doesn't offer insurance?



right now- you are out of luck and pay a ton of of pocket - like your parents and myself

$800 a month was the cheapest I could find for us

if Obama plan gets put into effect- you have the chance to buy into the plan the sentors etc have - and b/c so many are on it- it will be cheaper then going alone

what is wrong with that? seriously?




I am not saying anything is wrong with it, I am asking how realistic is it? Seriously, someone has to absorb the cost of potentially hundreds of thousands of people being able to buy a government sponsered plan. My question was based on the economy and the national debt how realistic are these goverment sponsered plans? Which Barack's plan basically is. Allowing people to buy a government sponsered health care plan.



I don't understand. How would the government need to absorb the cost if people are BUYING into it? Doesn't that take care of the cost?


Because, they aren't going to pay 100% of the cost. Otherwise, it would be like buying your own plan. In my understanding it would be similar to those covered under their employers plan. If the gov't didn't absorb some of the costs the plans would be very expensive. Otherwise, how would it be different then buying insurance on your own today?

Message edited 10/30/2008 10:09:51 PM.

Posted 10/30/08 10:09 PM
 

Beth
The Key to your new home....

Member since 2/06

24849 total posts

Name:
Beth

Re: How realistic do you think a National Health Care Plan is?

Posted by KateDevine
.



I don't understand. How would the government need to absorb the cost if people are BUYING into it? Doesn't that take care of the cost?


some one like myself - who goes to the doctor max 2 times a year- they wont be absorbing anything for me- they will be making money

Posted 10/30/08 10:09 PM
 

OStewarts
LIF Adult

Member since 11/07

1096 total posts

Name:

Re: How realistic do you think a National Health Care Plan is?

Posted by mommy2Alex

Posted by Beth1210

Posted by mommy2Alex





So what happens if you have a job that doesn't offer insurance?



right now- you are out of luck and pay a ton of of pocket - like your parents and myself

$800 a month was the cheapest I could find for us

if Obama plan gets put into effect- you have the chance to buy into the plan the senators etc have - and b/c so many are on it- it will be cheaper then going alone

what is wrong with that? seriously?




I am not saying anything is wrong with it, I am asking how realistic is it? Seriously, someone has to absorb the cost of potentially hundreds of thousands of people being able to buy a government sponsored plan. My question was based on the economy and the national debt how realistic are these government sponsored plans? Which Barack's plan basically is. Allowing people to buy a government sponsored health care plan.


I don't think Senator Obama's plan is "government sponsored" in that the government actually pays for it - lock, stock and and barrel. Rather, he proposes allowing the uninsured to purchase a private health insurance plan - just like federal employees do- as part of a group, which spreads the costs.

Posted 10/30/08 10:12 PM
 

Beth
The Key to your new home....

Member since 2/06

24849 total posts

Name:
Beth

Re: How realistic do you think a National Health Care Plan is?

Posted by mommy2Alex

?



Because, they aren't going to pay 100% of the cost. Otherwise, it would be like buying your own plan. In my understanding it would be similar to those covered under their employers plan. If the gov't didn't absorb some of the costs the plans would be very expensive. Otherwise, how would it be different then buying insurance on your own today?


from my understanding- someone like myself would be paying 100% of the cost

but b/c so many people are on the plan

instead of paying $800 like I would on my own

I pay $400

b/c there are so many people- it's cheaper for those of us that pay for our own to buy it

the gov will not be picking up the tab for me in anyway - I will simply be taking advantage of the group discount

make sense?

Posted 10/30/08 10:12 PM
 

EmmaNick
*

Member since 12/06

16001 total posts

Name:
*

Re: How realistic do you think a National Health Care Plan is?

Posted by mommy2Alex

Posted by KateDevine

Posted by mommy2Alex

Posted by Beth1210

Posted by mommy2Alex





So what happens if you have a job that doesn't offer insurance?



right now- you are out of luck and pay a ton of of pocket - like your parents and myself

$800 a month was the cheapest I could find for us

if Obama plan gets put into effect- you have the chance to buy into the plan the sentors etc have - and b/c so many are on it- it will be cheaper then going alone

what is wrong with that? seriously?




I am not saying anything is wrong with it, I am asking how realistic is it? Seriously, someone has to absorb the cost of potentially hundreds of thousands of people being able to buy a government sponsered plan. My question was based on the economy and the national debt how realistic are these goverment sponsered plans? Which Barack's plan basically is. Allowing people to buy a government sponsered health care plan.



I don't understand. How would the government need to absorb the cost if people are BUYING into it? Doesn't that take care of the cost?



Because, they aren't going to pay 100% of the cost. Otherwise, it would be like buying your own plan. In my understanding it would be similar to those covered under their employers plan. If the gov't didn't absorb some of the costs the plans would be very expensive. Otherwise, how would it be different then buying insurance on your own today?


The more people on a plan, the cheaper it is. I.e. small businss has 10 employees. Their "group" rate for insurance isn't as cheap as someone who has say 100,000 employees.

Posted 10/30/08 10:18 PM
 

monkeybride
My Everything

Member since 5/05

20541 total posts

Name:

Re: How realistic do you think a National Health Care Plan is?

No and I personally hope never have a complete socialized medicine system.

Posted 10/30/08 10:58 PM
 
 

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