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groovypeg
:)
Member since 5/05 2423 total posts
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i really despise my dh's old job
he worked for the ns/lij helath system.
his new benefits from his new job dont kick in for another 2 months so we are using cobra. but fro some reason ns/lij never sent us a bill for cobra. my dh called them and they finally emailed the paperwork but....
they TERMINATED us as of 12/1. yet the paperwork said we had until 1/30/2008 to send in the $$$.
and of course everyone here is sick as a dog with no health insurance.
please tell me that we will be able to get back on the policy dh is going to go to human resources on monday.
happy holidays to me
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Posted 12/23/07 10:30 AM  |
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Lillykat
going along for the ride...
Member since 5/05 16253 total posts
Name:
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Re: i really despise my dh's old job
You should be able to - I can't remember if it is 30 or 60 days you have to do it - his company should have sent the paper work to you with detailed instructions. If it said 60 days I would fight it.
I think it works that if they drop you on 12/1 but you go to the dr on 12/10 but pay the premium in the time period (for argument sake say on 12/20) then they have to pay it - you might have to resubmit the bill after you pay the premium.
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| Posted 12/23/07 10:39 AM |
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HillandRon
LIF Adult
Member since 5/05 2922 total posts
Name:
Hillary
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Re: i really despise my dh's old job
You have 90 days to decide to use Cobra from your old job....
Don't worry they should be able to back bill anything for those days that you should be on cobra...
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| Posted 12/23/07 11:07 AM |
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CathyB
Member since 5/05 19403 total posts
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Re: i really despise my dh's old job
You would think a hospital system would be able to get medical insurance right!
Sorry you are dealing with this.
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| Posted 12/23/07 11:42 AM |
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nrthshgrl
It goes fast. Pay attention.
Member since 7/05 57538 total posts
Name:
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Re: i really despise my dh's old job
Posted by HillandRon
You have 90 days to decide to use Cobra from your old job....
Don't worry they should be able to back bill anything for those days that you should be on cobra...
Yup - that's correct!
Feel better soon!
eta.Source: NYS Insurance Department
How long do I have to decide whether I want to continue my coverage under COBRA? Should I notify my employer of my intentions?
Ans: Generally, a group health plan can condition the availability of COBRA continuation coverage upon a qualified beneficiary's timely election of such coverage. The election period must begin on or before the date that the qualified beneficiary would lose coverage due to the qualifying event. The election period must not end before the date that is 60 days after the later of (1) the date that the qualified beneficiary would lose coverage due to the qualifying event, or (2) the date that the qualified beneficiary is sent notice of his or her right to elect COBRA continuation coverage. A qualified beneficiary must notify his or her employer or plan administrator of his or her election to continue coverage.
Can my coverage be terminated prior to the close of my eligibility period?
Ans: Generally, each qualified beneficiary has until at least 60 days after the date that the qualifying event would cause loss of coverage, to decide whether to elect COBRA continuation coverage. If the election is made during that period, coverage must be provided from the date that coverage would otherwise have been lost, unless the employer group no longer offers a group health plan.
Message edited 12/23/2007 12:33:11 PM.
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| Posted 12/23/07 12:29 PM |
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rose825
Best Friends
Member since 6/05 10228 total posts
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Re: i really despise my dh's old job
I am sure you can get back on and your medical expenses will be retroactive. Dont worry about it
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| Posted 12/23/07 2:10 PM |
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Re: i really despise my dh's old job
Posted by CathyB
You would think a hospital system would be able to get medical insurance right!
Sorry you are dealing with this.
Right????
I needed for them to send me my proof of MMR, and they couldn't find it because it was in a pile of folders in their basement!!!! A FRIGGEN HOSPITAL!!!!! 
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| Posted 12/23/07 9:35 PM |
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groovypeg
:)
Member since 5/05 2423 total posts
Name:
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Re: i really despise my dh's old job
thanks everyone. dh went to HR today and worked everything out!
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| Posted 12/24/07 11:37 AM |
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