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bikramaddict
mommy-to-be
Member since 8/06 4376 total posts
Name:
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I'm a little concerned...
I called three different insurance companies for homeowners quotes. one of the three asked for my SS#. The other two did not, and got back to me with rates. The one who has my # never got back to me. I'm a little worried.
Am I overreacting? Has anyone else been asked for their SS#? I was told they had to run my credit.
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Posted 12/1/06 12:30 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
kerrycec03
Mom of 2 beautiful boys!!
Member since 6/06 13519 total posts
Name:
Kerry
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Re: I'm a little concerned...
was it a reputable place and did you do it over the phone?
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| Posted 12/1/06 12:33 PM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: I'm a little concerned...
Posted by RandJ0806
I called three different insurance companies for homeowners quotes. one of the three asked for my SS#. The other two did not, and got back to me with rates. The one who has my # never got back to me. I'm a little worried.
Am I overreacting? Has anyone else been asked for their SS#? I was told they had to run my credit.
I will answer that one for you 
Its asked at times, to run a loss report. A loss report is needed esp if you were a previous homeowner before.
Previous claims can cause an issue in getting insurance esp within the last 3yrs.
In the end, they will need it but its not run for anything outside of what I just mentioned.
Message edited 12/1/2006 12:33:59 PM.
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| Posted 12/1/06 12:33 PM |
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lorich
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Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: I'm a little concerned...
Posted by Smileyd17
Posted by RandJ0806
I called three different insurance companies for homeowners quotes. one of the three asked for my SS#. The other two did not, and got back to me with rates. The one who has my # never got back to me. I'm a little worried.
Am I overreacting? Has anyone else been asked for their SS#? I was told they had to run my credit.
I will answer that one for you
Its asked at times, to run a loss report. A loss report is needed esp if you were a previous homeowner before.
Previous claims can cause an issue in getting insurance esp within the last 3yrs.
In the end, they will need it but its not run for anything outside of what I just mentioned.
It could also be used to check your credit in addition to losses as Smiley mentioned.
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| Posted 12/1/06 12:41 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: I'm a little concerned...
Posted by lorich
Posted by Smileyd17
Posted by RandJ0806
I called three different insurance companies for homeowners quotes. one of the three asked for my SS#. The other two did not, and got back to me with rates. The one who has my # never got back to me. I'm a little worried.
Am I overreacting? Has anyone else been asked for their SS#? I was told they had to run my credit.
I will answer that one for you
Its asked at times, to run a loss report. A loss report is needed esp if you were a previous homeowner before.
Previous claims can cause an issue in getting insurance esp within the last 3yrs.
In the end, they will need it but its not run for anything outside of what I just mentioned.
It could also be used to check your credit in addition to losses as Smiley mentioned.
they shouldnt be pulling your credit without signed authorization...
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| Posted 12/1/06 12:46 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: I'm a little concerned...
All State needed mine for car insurance- to make sure I had good credit
I just think it's another way of protecting themselves from fraud
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| Posted 12/1/06 1:34 PM |
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jellybean78
:)
Member since 8/06 13103 total posts
Name:
Mommy
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Re: I'm a little concerned...
Geico and Metlife both ran credit checks on me and DH for our insurance. I heard it's becoming a common thing. Some companies are starting to give you rates according to your credit score.
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| Posted 12/1/06 2:07 PM |
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Mommy2Boys
My Boys!!!!
Member since 6/06 14437 total posts
Name:
C
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Re: I'm a little concerned...
Most insurance, home and otherwise, ask for your ss# b/c they run your credit. Your credit score has an impact on your payments.
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| Posted 12/1/06 11:32 PM |
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