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insurance question

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sweetdreamz1181
Baby Girl on the way!

Member since 1/08

2186 total posts

Name:
Jackie

insurance question

anyone have empire ppo i cant find any information if fertility treatments is covered by my plan

Posted 12/5/08 11:43 AM
 
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headoverheels
s'il vous plaît

Member since 6/07

42079 total posts

Name:
LB

Re: insurance question

is that BCBS or united healthcare?

ETA: either way you should be able to call them and find out

Message edited 12/5/2008 11:45:38 AM.

Posted 12/5/08 11:44 AM
 

sweetdreamz1181
Baby Girl on the way!

Member since 1/08

2186 total posts

Name:
Jackie

Re: insurance question

bcbs

Posted 12/5/08 11:46 AM
 

headoverheels
s'il vous plaît

Member since 6/07

42079 total posts

Name:
LB

Re: insurance question

are you in NY? i have the # if you want to call Chat Icon

Posted 12/5/08 11:51 AM
 

Donna
1 year already!!

Member since 5/05

3360 total posts

Name:
Donna

Re: insurance question

you should call them and find out exactly what is covered.

All IF coverage is not equal, it's what the employer chooses to have on the plan

Good luck!

Posted 12/5/08 12:03 PM
 

maybeamommy
Blessed beyond belief

Member since 10/07

17048 total posts

Name:

Re: insurance question

Call and ask them to send your schedule of IF benefits.

Posted 12/5/08 12:04 PM
 

Diane
Hope is Contagious....catch it

Member since 5/05

30683 total posts

Name:
D

Re: insurance question

I have Empire , and I am covered up to $50,000 max. life.
I would call and ask about the fertility benefits.

Posted 12/5/08 12:08 PM
 

sweetdreamz1181
Baby Girl on the way!

Member since 1/08

2186 total posts

Name:
Jackie

Re: insurance question

thank you!

Posted 12/5/08 12:09 PM
 

Daisy32
Mommy

Member since 2/08

8081 total posts

Name:

Re: insurance question

I have empire bcbs ppo. But I believe the IF benefits vary depending upon what your company chooses to include in their insurance package. With mine I have a $20,000 lifetime cap in/out of network

Posted 12/5/08 12:10 PM
 

CAH127
LIF Adult

Member since 7/07

1694 total posts

Name:

Re: insurance question

Posted by daisy32

I have empire bcbs ppo. But I believe the IF benefits vary depending upon what your company chooses to include in their insurance package. With mine I have a $20,000 lifetime cap in/out of network



I have Empire bcbs ppo and my coverage is different than this. You have to call to find out exactly what is covered, as there are different plans.

Posted 12/5/08 2:46 PM
 

rose825
Best Friends

Member since 6/05

10228 total posts

Name:

Re: insurance question

like donna said it depends on the employer.

I am the 3rd person responding with empire, and I only have 10K coverage and only at NSUH

Posted 12/5/08 9:53 PM
 

Reese32
LIF Adult

Member since 7/07

3631 total posts

Name:

Re: insurance question

Call the number on the back of your card. Ask them to outline your coverage and send you written info.

I have Empire, but it's the NYS employee plan, COMPLETELY different from Empire BC/BS.

Be sure to ask them if IUIs, diagnostic appts., meds are covered under your regular medical insurance (mine are) and exactly what your infertility coverage extends to. DEFINITELY get it in writing. It can be very confusing.

Every employer plan is different, you have to give them your specific info to get the info that is pertinent to you in particular.

Posted 12/5/08 10:27 PM
 
 

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