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Owning a home is

Forum Opinion Poll
more than I thought and we're just struggling. We should have saved more or spent less. 8 13.79%
is about what we'd thought...hard but okay. Any more and we'd be in over our heads. 33 56.90%
easier...somehow the payments aren't as bad. We really played it safe with buying. 14 24.14%
the easiest thing ever...no worries! 3 5.17%
 

Is it harder than you thought it would be?

Posted By Message

MissJones
I need a nap!

Member since 5/05

22136 total posts

Name:

Is it harder than you thought it would be?

Owning a place...do you find it hard or easier in terms of finances?

Posted 4/30/07 3:28 AM
 

MegZee
My bunny

Member since 5/06

8777 total posts

Name:
Meaghan

Re: Is it harder than you thought it would be?

easier - we probably could have afforded more, but im glad we didnt, because we can save $$ for the trade up in a few years.

Posted 4/30/07 7:38 AM
 

ml110
LIF Adult

Member since 1/06

5435 total posts

Name:

Re: Is it harder than you thought it would be?

well.. we've never rented, but i find owning to be not too bad! we bought alot smaller house than we could afford so that we wouldn't be struggling.... granted its not my ideal house but its nice for now, and it allows us to save money to add on or buy a larger house in the future... plus its nice to still be able to afford to go out to eat and things like that...
really, i think its all about not expecting too much, and buying what you can afford instead of maxing yourself out to get your "dream" house...

Posted 4/30/07 7:49 AM
 

PotofLuck06
Our Baby Boy Is Here!!!

Member since 11/06

13241 total posts

Name:
Betsy

Re: Is it harder than you thought it would be?

It's about what we thought - some months are worse than others, but we have a hold on it and we're taking it one day at a time!

Posted 4/30/07 8:03 AM
 

MrsFlatbread
Skinny jeans are in my future

Member since 6/06

10258 total posts

Name:
Baby Momma

Re: Is it harder than you thought it would be?

we only paid one month of bills so far and considering we are still paying for our apartment too, it was a bit tough this month I think. (Plus Uncle Sam also took his cut on the 15th!) I think when we don't have to pay a mortgage and rent, the payment will be exactly as we expected and definately affordable for us. we ensured this before we bought the house.

Posted 4/30/07 8:05 AM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: Is it harder than you thought it would be?

Scary at first. After a few months we realized that we could do it and didn't stuggle too much.

Then we went and bought an investment property.

Posted 4/30/07 10:27 AM
 

Kerie-is-so-very
versatile!

Member since 5/05

13535 total posts

Name:
K

Re: Is it harder than you thought it would be?

It's about what I expected but now I'm itching to do some pricey projects. I was just looking around the outside this morning and it would be wonderful to have a brick driveway leading to a brick walkway, leading to the backyard to a brick patio to replace the older stuff we have. Chat Icon Chat Icon I'm sure that if I price it, the "design" that I had in mind will be out of the question. My DH is super handy but I think this may be pushing it!!!

Posted 4/30/07 11:28 AM
 

bikramaddict
mommy-to-be

Member since 8/06

4376 total posts

Name:

Re: Is it harder than you thought it would be?

i have a tendancy to worry a LOT, so in a way I'd say it's a little easier than I was expecting. We're on a much tighter budget than when we were renting, but I've found that it's all about planning. We don't eat out as much, we choose to eat out and rent a movie OR eat in and go to the movies but in the end, we still get to do everything (just about) that we wanted. We think the trade off is worth it though.

Posted 4/30/07 12:10 PM
 

hazeleyes33
LIF Adult

Member since 5/05

13060 total posts

Name:
Ginger

Re: Is it harder than you thought it would be?

Never really thought about it. Our mortgage payment (no taxes or homeowners) is lower than our rent was. It is all the rest of the bills that is hard-lol!!

Posted 4/30/07 1:45 PM
 

kerrycec03
Mom of 2 beautiful boys!!

Member since 6/06

13519 total posts

Name:
Kerry

Re: Is it harder than you thought it would be?

Posted by PotofLuck06

It's about what we thought - some months are worse than others, but we have a hold on it and we're taking it one day at a time!



ditto

Posted 4/30/07 1:55 PM
 

alisonggg
Cutie

Member since 3/06

4749 total posts

Name:
a

Re: Is it harder than you thought it would be?

about what we thought it would be.... we have a mortgage that allows us to spend a little and save a little on top of our monthly expenses. I'm content of course I look foward to the days when I can save a lot

Posted 4/30/07 2:53 PM
 
 

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