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is there an auto insurance company that doesnt check your credit?

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Jessica
I'm a mommy :)

Member since 1/06

7322 total posts

Name:
~Jess~

is there an auto insurance company that doesnt check your credit?

my sis is paying through the roof for liability and they say its bc of her credit

i thought i remember a commercial a while ago for an insurance co that didnt care about credit

anyone know
thanks!

Posted 7/22/08 10:46 AM
 
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Beth
The Key to your new home....

Member since 2/06

24849 total posts

Name:
Beth

Re: is there an auto insurance company that doesnt check your credit?

I Have seen ads in NJ that say they don't care about credit

I know my 2 compaies check- All State and Travelers- thank g-d my credit is better then my driving record!

Posted 7/22/08 10:52 AM
 

Kara
Now Zagat Rated!

Member since 3/07

13217 total posts

Name:
They call me "Tater Salad"

Re: is there an auto insurance company that doesnt check your credit?

You're not required to give them your SS# as far as I know to get a quote. I had a friend who worked for Geico. He said if you didn't want them to check your credit, don't include your SS#. (You may have to give it to them when you sign up for the policy, but it won't affect your rate then.)

Posted 7/22/08 10:59 AM
 

Jessica
I'm a mommy :)

Member since 1/06

7322 total posts

Name:
~Jess~

Re: is there an auto insurance company that doesnt check your credit?

Posted by Kara

You're not required to give them your SS# as far as I know to get a quote. I had a friend who worked for Geico. He said if you didn't want them to check your credit, don't include your SS#. (You may have to give it to them when you sign up for the policy, but it won't affect your rate then.)




ahah.....

thats been her mistake


thanks!

Posted 7/22/08 11:11 AM
 

Shorty
.

Member since 5/05

30390 total posts

Name:
really

Re: is there an auto insurance company that doesnt check your credit?

Posted by Jessica

Posted by Kara

You're not required to give them your SS# as far as I know to get a quote. I had a friend who worked for Geico. He said if you didn't want them to check your credit, don't include your SS#. (You may have to give it to them when you sign up for the policy, but it won't affect your rate then.)




ahah.....

thats been her mistake


thanks!



they'll require the SS# after binding coverage, then her rates will skyrocket.

Maybe the no-credit-check co was TSC direct?

Posted 7/22/08 11:13 AM
 

1stimemom
Love my boys

Member since 2/08

8766 total posts

Name:
Mrs Dee

Re: is there an auto insurance company that doesnt check your credit?

I think that commercial was for Auto One, but also def check out e-surance - GREAT rates with no so perfect creditChat Icon

Posted 7/22/08 12:36 PM
 

Kara
Now Zagat Rated!

Member since 3/07

13217 total posts

Name:
They call me "Tater Salad"

Re: is there an auto insurance company that doesnt check your credit?

Posted by Shorty

Posted by Jessica

Posted by Kara

You're not required to give them your SS# as far as I know to get a quote. I had a friend who worked for Geico. He said if you didn't want them to check your credit, don't include your SS#. (You may have to give it to them when you sign up for the policy, but it won't affect your rate then.)




ahah.....

thats been her mistake


thanks!



they'll require the SS# after binding coverage, then her rates will skyrocket.

Maybe the no-credit-check co was TSC direct?



I've never heard of that happening. I got into trouble in college and had awful credit I've since repaired. My car insurance rates NEVER skyrocketed after giving them my SS# to bind the coverage, nor did they go up when it was time to renew.

Posted 7/22/08 12:55 PM
 
 

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