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MeeshkaMich
LL=Yum
Member since 2/06 5616 total posts
Name:
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Re: It took me 13 years, but I can finally say..
Was it a huge amount? I just started having to pay back my undergrad loans they were interest free while in school but now the interest on it is like 6% I think (grad school was free minus fees, and whatever amount was taxed)
I feel like it will take forever to pay back lol
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Posted 4/7/08 10:43 PM |
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Long Island Weddings
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jellybean78
:)
Member since 8/06 13103 total posts
Name: Mommy
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Re: It took me 13 years, but I can finally say..
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Posted 4/7/08 10:44 PM |
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Holly
Prayers to those who need them
Member since 5/05 6631 total posts
Name: Holly
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Re: It took me 13 years, but I can finally say..
COngrats! I cannot wait for that day!
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Posted 4/7/08 10:52 PM |
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nymommy2be
I love the summer
Member since 1/06 2063 total posts
Name: Kara
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Re: It took me 13 years, but I can finally say..
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Posted 4/7/08 11:09 PM |
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CunningOne
***
Member since 5/05 26975 total posts
Name:
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Re: It took me 13 years, but I can finally say..
Posted by MeeshkaMich
Was it a huge amount? I just started having to pay back my undergrad loans they were interest free while in school but now the interest on it is like 6% I think (grad school was free minus fees, and whatever amount was taxed)
I feel like it will take forever to pay back lol
It was about $25K loan total (combined for 4 years undergrad and 1 year grad), which ballooned to nearly $35K with interest payments over the years. I look back and really know it wasn't that much at all. In the early get go, while single, having an apartment to pay rent on, having a car and insurance and paying to take the LIRR to the city for my job, and not making much money, I paid them back on a sliding scale based on my salary.... it lowered my amount per month for a few years and that is why it took longer than the 10 year repayment period I initially had. I know I ended up paying more in interest in the long run, but I just couldn't pay it back then just starting out....
That is why it feels so good to have it gone!
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Posted 4/7/08 11:21 PM |
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MeeshkaMich
LL=Yum
Member since 2/06 5616 total posts
Name:
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Re: It took me 13 years, but I can finally say..
Posted by chmlengr
Posted by MeeshkaMich
Was it a huge amount? I just started having to pay back my undergrad loans they were interest free while in school but now the interest on it is like 6% I think (grad school was free minus fees, and whatever amount was taxed)
I feel like it will take forever to pay back lol
It was about $25K loan total (combined for 4 years undergrad and 1 year grad), which ballooned to nearly $35K with interest payments over the years. I look back and really know it wasn't that much at all. In the early get go, while single, having an apartment to pay rent on, having a car and insurance and paying to take the LIRR to the city for my job, and not making much money, I paid them back on a sliding scale based on my salary.... it lowered my amount per month for a few years and that is why it took longer than the 10 year repayment period I initially had. I know I ended up paying more in interest in the long run, but I just couldn't pay it back then just starting out....
That is why it feels so good to have it gone!
so maybe 15 years from now I'll feel better? lol Thats pretty much my story now lol minus the LIRR and a couple thousand less.
Message edited 4/7/2008 11:24:36 PM.
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Posted 4/7/08 11:23 PM |
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GenLCSW
Baby # 3 is here!!!
Member since 7/05 21138 total posts
Name: Genna
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Re: It took me 13 years, but I can finally say..
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Posted 4/8/08 5:47 AM |
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Moehick
Ready for the sun!
Member since 5/05 30339 total posts
Name: Properly perfect™
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Re: It took me 13 years, but I can finally say..
Geez ws SHA that expensive
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Posted 4/8/08 6:10 AM |
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justthe4ofus
I hate hypocrites!!!!!
Member since 5/05 6905 total posts
Name:
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Re: It took me 13 years, but I can finally say..
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Posted 4/8/08 6:11 AM |
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LI-Joy
Member since 10/07 2910 total posts
Name:
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Re: It took me 13 years, but I can finally say..
Congrats! ! !
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Posted 4/8/08 7:06 AM |
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MsMBV
:P
Member since 5/05 28602 total posts
Name: Me
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Re: It took me 13 years, but I can finally say..
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Posted 4/8/08 7:18 AM |
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Re: It took me 13 years, but I can finally say..
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Posted 4/8/08 8:20 AM |
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Ginger123
Sooo happy
Member since 8/07 1235 total posts
Name: dana
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Re: It took me 13 years, but I can finally say..
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Posted 4/8/08 8:32 AM |
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Stefanie
♥
Member since 5/05 23599 total posts
Name: Stefanie
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Re: It took me 13 years, but I can finally say..
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Posted 4/8/08 8:38 AM |
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IrishTracy
Believe!!
Member since 5/05 15167 total posts
Name: Tracy
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Re: It took me 13 years, but I can finally say..
Awesome!!!
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Posted 4/8/08 8:43 AM |
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luckystars3
2015
Member since 11/07 2378 total posts
Name: Julie
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Re: It took me 13 years, but I can finally say..
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Posted 4/8/08 8:55 AM |
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Chrisnamy
Summer is coming soon
Member since 1/07 3991 total posts
Name: Amy
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Re: It took me 13 years, but I can finally say..
Thats great news!
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Posted 4/8/08 9:14 AM |
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BabyAvocado
Happy New Year
Member since 5/05 17334 total posts
Name:
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Re: It took me 13 years, but I can finally say..
Congrats!!
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Posted 4/8/08 9:43 AM |
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pugmama
April already?
Member since 3/06 5297 total posts
Name: Erica
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Re: It took me 13 years, but I can finally say..
It really is the greatest feeling!
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Posted 4/8/08 9:44 AM |
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tiki03
*************
Member since 9/05 8660 total posts
Name:
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Re: It took me 13 years, but I can finally say..
Congratulations!!!!!
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Posted 4/8/08 10:18 AM |
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Re: It took me 13 years, but I can finally say..
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Posted 4/8/08 10:18 AM |
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dreamworld06
LIF Adult
Member since 2/07 1341 total posts
Name: Heather
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Re: It took me 13 years, but I can finally say..
Congrats! I'll be paying those for a while but I got a great rate when I graduated. By the way, what bank do you use that pays you 6% interest?
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Posted 4/8/08 10:22 AM |
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Ambersmom
Straight up nasty
Member since 5/05 7740 total posts
Name: Sharon
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Re: It took me 13 years, but I can finally say..
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Posted 4/8/08 10:23 AM |
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MadDogMrsT
Wishing & Hoping
Member since 1/08 1227 total posts
Name: Here's Hoping
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Re: It took me 13 years, but I can finally say..
That's awesome!!! Congrats!!!
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Posted 4/8/08 11:47 AM |
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Re: It took me 13 years, but I can finally say..
That's awesome!!!!! Congrats!!!!!
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Posted 4/8/08 12:30 PM |
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