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It took me 13 years, but I can finally say..

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MeeshkaMich
LL=Yum

Member since 2/06

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Re: It took me 13 years, but I can finally say..

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Was it a huge amount? I just started having to pay back my undergrad loans they were interest free while in school but now the interest on it is like 6%
I think (grad school was free minus fees, and whatever amount was taxed)

I feel like it will take forever to pay back lol

Posted 4/7/08 10:43 PM
 
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jellybean78
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Member since 8/06

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Mommy

Re: It took me 13 years, but I can finally say..

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Posted 4/7/08 10:44 PM
 

Holly
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Member since 5/05

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Holly

Re: It took me 13 years, but I can finally say..

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COngrats! I cannot wait for that day!

Posted 4/7/08 10:52 PM
 

nymommy2be
I love the summer

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Kara

Re: It took me 13 years, but I can finally say..

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Posted 4/7/08 11:09 PM
 

CunningOne
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Member since 5/05

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Re: It took me 13 years, but I can finally say..

Posted by MeeshkaMich

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Was it a huge amount? I just started having to pay back my undergrad loans they were interest free while in school but now the interest on it is like 6%
I think (grad school was free minus fees, and whatever amount was taxed)

I feel like it will take forever to pay back lol



It was about $25K loan total (combined for 4 years undergrad and 1 year grad), which ballooned to nearly $35K with interest payments over the years. I look back and really know it wasn't that much at all. In the early get go, while single, having an apartment to pay rent on, having a car and insurance and paying to take the LIRR to the city for my job, and not making much money, I paid them back on a sliding scale based on my salary.... it lowered my amount per month for a few years and that is why it took longer than the 10 year repayment period I initially had. I know I ended up paying more in interest in the long run, but I just couldn't pay it back then just starting out....

That is why it feels so good to have it gone! Chat Icon

Posted 4/7/08 11:21 PM
 

MeeshkaMich
LL=Yum

Member since 2/06

5616 total posts

Name:

Re: It took me 13 years, but I can finally say..

Posted by chmlengr

Posted by MeeshkaMich

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Was it a huge amount? I just started having to pay back my undergrad loans they were interest free while in school but now the interest on it is like 6%
I think (grad school was free minus fees, and whatever amount was taxed)

I feel like it will take forever to pay back lol



It was about $25K loan total (combined for 4 years undergrad and 1 year grad), which ballooned to nearly $35K with interest payments over the years. I look back and really know it wasn't that much at all. In the early get go, while single, having an apartment to pay rent on, having a car and insurance and paying to take the LIRR to the city for my job, and not making much money, I paid them back on a sliding scale based on my salary.... it lowered my amount per month for a few years and that is why it took longer than the 10 year repayment period I initially had. I know I ended up paying more in interest in the long run, but I just couldn't pay it back then just starting out....

That is why it feels so good to have it gone! Chat Icon




so maybe 15 years from now I'll feel better? lol Thats pretty much my story now lol minus the LIRR and a couple thousand less.

Message edited 4/7/2008 11:24:36 PM.

Posted 4/7/08 11:23 PM
 

GenLCSW
Baby # 3 is here!!!

Member since 7/05

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Genna

Re: It took me 13 years, but I can finally say..

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Posted 4/8/08 5:47 AM
 

Moehick
Ready for the sun!

Member since 5/05

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Properly perfect™

Re: It took me 13 years, but I can finally say..

Geez ws SHA that expensiveChat Icon Chat Icon Chat Icon Chat Icon

Posted 4/8/08 6:10 AM
 

justthe4ofus
I hate hypocrites!!!!!

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Re: It took me 13 years, but I can finally say..

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Posted 4/8/08 6:11 AM
 

LI-Joy

Member since 10/07

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Re: It took me 13 years, but I can finally say..

Congrats! ! ! Chat Icon

Posted 4/8/08 7:06 AM
 

MsMBV
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Re: It took me 13 years, but I can finally say..

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Posted 4/8/08 7:18 AM
 

Mrs. Patticakes
SPREAD KINDNESS

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Re: It took me 13 years, but I can finally say..

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Posted 4/8/08 8:20 AM
 

Ginger123
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dana

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Posted 4/8/08 8:32 AM
 

Stefanie

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Posted 4/8/08 8:38 AM
 

IrishTracy
Believe!!

Member since 5/05

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Re: It took me 13 years, but I can finally say..

Awesome!!!Chat Icon

Posted 4/8/08 8:43 AM
 

luckystars3
2015

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Julie

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Posted 4/8/08 8:55 AM
 

Chrisnamy
Summer is coming soon

Member since 1/07

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Amy

Re: It took me 13 years, but I can finally say..

Thats great news!Chat Icon

Posted 4/8/08 9:14 AM
 

BabyAvocado
Happy New Year

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Re: It took me 13 years, but I can finally say..

Congrats!! Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon

Posted 4/8/08 9:43 AM
 

pugmama
April already?

Member since 3/06

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Erica

Re: It took me 13 years, but I can finally say..

Chat Icon Chat Icon Chat Icon Chat Icon It really is the greatest feeling!

Posted 4/8/08 9:44 AM
 

tiki03
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Re: It took me 13 years, but I can finally say..

Congratulations!!!!!Chat Icon Chat Icon Chat Icon Chat Icon

Posted 4/8/08 10:18 AM
 

MrsDiamondgrlie
Bailey

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Re: It took me 13 years, but I can finally say..

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Posted 4/8/08 10:18 AM
 

dreamworld06
LIF Adult

Member since 2/07

1341 total posts

Name:
Heather

Re: It took me 13 years, but I can finally say..

Congrats! I'll be paying those for a while but I got a great rate when I graduated. By the way, what bank do you use that pays you 6% interest?

Posted 4/8/08 10:22 AM
 

Ambersmom
Straight up nasty

Member since 5/05

7740 total posts

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Sharon

Re: It took me 13 years, but I can finally say..

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Posted 4/8/08 10:23 AM
 

MadDogMrsT
Wishing & Hoping

Member since 1/08

1227 total posts

Name:
Here's Hoping

Re: It took me 13 years, but I can finally say..

That's awesome!!! Congrats!!!

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Posted 4/8/08 11:47 AM
 

imthecindyofcindyandkevin
Four-nado

Member since 8/07

7972 total posts

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Cindy

Re: It took me 13 years, but I can finally say..

That's awesome!!!!! Chat Icon Chat Icon Congrats!!!!! Chat Icon Chat Icon

Posted 4/8/08 12:30 PM
 
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