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funtime
LIF Infant
Member since 10/06 373 total posts
Name:
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Monthly Credit Card Bills
What does your average monthly credit card bill amount to? (New Charges only, and not carryover balances)
Message edited 10/3/2007 2:59:01 PM.
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Posted 10/3/07 2:47 PM  |
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lucyloo
nope
Member since 1/06 9758 total posts
Name:
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Re: Monthly Credit Card Bills
2-3k. I charge everything and never carry a balance. My credit card has a rewards program.
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| Posted 10/3/07 2:49 PM |
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Whamtastic
LIF Adult
Member since 1/07 997 total posts
Name:
Big Fat Baby with a Blackberry
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Re: Monthly Credit Card Bills
Ours are usually between 1,000 & 2,000. We put all of our groceries, dining out, gas, health insurance and any other bills we can on it, because we get cash back rewards. We always pay the bill in full when it comes.
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| Posted 10/3/07 2:50 PM |
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ckdk
My girls
Member since 5/05 7027 total posts
Name:
Cheryl
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Re: Monthly Credit Card Bills
we don't have any...
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| Posted 10/3/07 2:50 PM |
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funtime
LIF Infant
Member since 10/06 373 total posts
Name:
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Re: Monthly Credit Card Bills
We charge everything, never carry much cash and pay everything off each month (even though it hurts...on AmEx too which isn't flexible anyway) and we're in between $3-$4k.
Most utilities are charged as well.
Message edited 10/3/2007 2:57:24 PM.
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| Posted 10/3/07 2:51 PM |
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HoneyBadger
YourWorstNightmare.
Member since 10/06 15979 total posts
Name:
BahBahBlackJeep
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Re: Monthly Credit Card Bills
Posted by ckdk
we don't have any...
I wish!!!! 
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| Posted 10/3/07 2:51 PM |
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TreAnt427
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Member since 8/06 8652 total posts
Name:
Tracy
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Re: Monthly Credit Card Bills
I think I voted wrong. I voted over $4000 because that is the balance on DHs CC. 
But if you are asking how much I charge each month, it's $0. Everything goes on the debit card in order to pay off the debt we already have.
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| Posted 10/3/07 2:54 PM |
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HoneyBadger
YourWorstNightmare.
Member since 10/06 15979 total posts
Name:
BahBahBlackJeep
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Re: Monthly Credit Card Bills
Posted by TreAnt427
I think I voted wrong. I voted over $4000 because that is the balance on DHs CC.
But if you are asking how much I charge each month, it's $0. Everything goes on the debit card in order to pay off the debt we already have.
Uh-oh... I did the same thing.
Sorry!!!
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| Posted 10/3/07 2:55 PM |
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sunflowerjesss
Mommy to 3!
Member since 10/05 20369 total posts
Name:
Jesss, duh.
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Re: Monthly Credit Card Bills
About 1k per month. We charge everything and pay the balance in full at the end of the month.
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| Posted 10/3/07 2:59 PM |
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BabyAvocado
Happy New Year
Member since 5/05 17334 total posts
Name:
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Re: Monthly Credit Card Bills
Usually zero. But I do use my Amex for online purchases and certain things. That has to be paid in full every month. So it can vary greatly. Last month our CC bill was over $3k because I charged our vacation (booked over the phone with an agent) but I paid it in full. On the average though, I don't usually put more than $200/month on my Amex.
But we don't carry balances.
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| Posted 10/3/07 3:01 PM |
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CathyB
Member since 5/05 19403 total posts
Name:
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Re: Monthly Credit Card Bills
We charge everything, including utilities since we have a cashback Citibank card. Once we max out on the cash back for the year we use a card that gets us points that we can use at a bunch of different car companies.
Message edited 10/3/2007 3:03:33 PM.
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| Posted 10/3/07 3:03 PM |
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4ForMe
:)
Member since 11/05 5666 total posts
Name:
Barbara
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Re: Monthly Credit Card Bills
I won't lie - we are a financial mess right now. I just went to the bank today to get an equity loan. I am hoping this is the absolute end of it. I am canceling everything and I never want to be in debt again.
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| Posted 10/3/07 3:09 PM |
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funtime
LIF Infant
Member since 10/06 373 total posts
Name:
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Re: Monthly Credit Card Bills
At least with an equity loan you can write off the interest unlike a credit card, where you have to eat it all. Good luck!
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| Posted 10/3/07 3:10 PM |
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MrsFlatbread
Skinny jeans are in my future
Member since 6/06 10258 total posts
Name:
Baby Momma
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Re: Monthly Credit Card Bills
less than $200
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| Posted 10/3/07 3:11 PM |
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HoneyBadger
YourWorstNightmare.
Member since 10/06 15979 total posts
Name:
BahBahBlackJeep
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Re: Monthly Credit Card Bills
Posted by funtime
At least with an equity loan you can write off the interest unlike a credit card, where you have to eat it all. Good luck!
Does the same hold true for a HELOC?
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| Posted 10/3/07 3:12 PM |
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TheLorax
LOVE
Member since 2/06 5581 total posts
Name:
Suzanne / SuzBride
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Re: Monthly Credit Card Bills
Posted by dita
2-3k. I charge everything and never carry a balance. My credit card has a rewards program.
Ditto. If I am going on a trip or buy a big home item, it will be more.
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| Posted 10/3/07 3:16 PM |
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PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: Monthly Credit Card Bills
Usually, at most $500.
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| Posted 10/3/07 3:21 PM |
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funtime
LIF Infant
Member since 10/06 373 total posts
Name:
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Re: Monthly Credit Card Bills
Posted by Jennie0898
Posted by funtime
At least with an equity loan you can write off the interest unlike a credit card, where you have to eat it all. Good luck!
Does the same hold true for a HELOC?
HELOC was what I was referring to actually, so yes.
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| Posted 10/3/07 3:21 PM |
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Re: Monthly Credit Card Bills
Def less than $1K. We charge our groceries and gas. Whatever else we buy with a CC doesn't add up to put us over $1K every month.
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| Posted 10/3/07 3:28 PM |
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BlueDiamonds
mommy to 3 boys
Member since 2/07 3885 total posts
Name:
proud mommy
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Re: Monthly Credit Card Bills
Posted by dita
2-3k. I charge everything and never carry a balance. My credit card has a rewards program.
Same here. We use AmEx blue cash and got back $650 last year!
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| Posted 10/3/07 3:47 PM |
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HoneyBadger
YourWorstNightmare.
Member since 10/06 15979 total posts
Name:
BahBahBlackJeep
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Re: Monthly Credit Card Bills
Posted by funtime
Posted by Jennie0898
Posted by funtime
At least with an equity loan you can write off the interest unlike a credit card, where you have to eat it all. Good luck!
Does the same hold true for a HELOC?
HELOC was what I was referring to actually, so yes.
Cool, thanks! 
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| Posted 10/3/07 4:24 PM |
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KvsGrl
Round 2!!
Member since 1/07 1202 total posts
Name:
Samantha
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Re: Monthly Credit Card Bills
We average about $1500 a mo and pay it off in full, but we put everything on the CC because we get miles. We also budget another $700 for cash purchases (cabs, deli, nails, etc.)
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| Posted 10/3/07 5:00 PM |
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SPECIALNEEDSMOMMY
A Healing for Gregory
Member since 1/07 1217 total posts
Name:
Barbara
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Re: Monthly Credit Card Bills
A lot ... a real lot!
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| Posted 10/3/07 5:04 PM |
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Sweets13
Bella Bambini
Member since 5/05 9300 total posts
Name:
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Re: Monthly Credit Card Bills
We dont charge..we use the debit card
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| Posted 10/3/07 5:43 PM |
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Tine73
Member since 3/06 22093 total posts
Name:
*********
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Re: Monthly Credit Card Bills
We only have one - an Amex and we barely use it.
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| Posted 10/3/07 6:02 PM |
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